NBT Bancorp Company Insiders

NBTB Stock  USD 50.97  0.71  1.41%   
About 87 percent of NBT Bancorp's insiders are activelly selling. The analysis of insiders' sentiment of trading NBT Bancorp stock suggests that quite a large number of insiders are panicking at this time. NBT Bancorp employs about 2 K people. The company is managed by 18 executives with a total tenure of roughly 27 years, averaging almost 1.0 years of service per executive, having 113.0 employees per reported executive.
John Watt  CEO
President CEO
Joseph Stagliano  President
Executive Vice President Operations and Retail Banking

NBT Bancorp's Insider Buying Vs Selling

13

 
Selling
 
Buying

Latest Trades

2024-11-22Jack H WebbDisposed 10000 @ 50.06View
2024-11-15John H Watt JrDisposed 10000 @ 49.4View
2024-11-11Timothy E DelaneyDisposed 40000 @ 51.47View
2024-11-07Amy WilesDisposed 1000 @ 50.1View
2024-10-30John H Watt JrDisposed 20000 @ 45.45View
2024-09-16V Daniel Robinson IIDisposed 30000 @ 44.78View
2024-09-13V Daniel Robinson IIDisposed 50000 @ 44.58View
2024-09-12Martin Randolph SparksDisposed 1000 @ 48.37View
2024-09-11V Daniel Robinson IIDisposed 20000 @ 44.1View
2024-06-14Sarah A HallidayDisposed 1325 @ 35.66View
2024-03-15Amy WilesDisposed 641 @ 33.62View
2024-01-29Lowell A SeifterDisposed 4770 @ 37.5View
2024-01-26Lowell A SeifterDisposed 3230 @ 36.96View
2024-01-25Scott Allen KingsleyAcquired 1000 @ 36.8View
2023-12-14Jason David BrownAcquired 350 @ 41.5View
Monitoring NBT Bancorp's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.

NBT Bancorp's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with NBT Bancorp's future performance. Based on our forecasts, it is anticipated that NBT will maintain a workforce of about 2030 employees by January 2025.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

NBT Bancorp Management Team Effectiveness

The current year's Return On Equity is expected to grow to 0.09, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, NBT Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 13.7 B, whereas Other Assets are forecasted to decline to about 135.2 M. NBT Bancorp's management efficiency ratios could be used to measure how well NBT Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
The current year's Net Income Applicable To Common Shares is expected to grow to about 183.5 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 34.4 M.

NBT Bancorp Workforce Comparison

NBT Bancorp is considered to be number one stock in number of employees category among its peers. The total workforce of Financials industry is now estimated at about 8,556. NBT Bancorp totals roughly 2,034 in number of employees claiming about 24% of equities under Financials industry.

NBT Bancorp Profit Margins

The company has Profit Margin (PM) of 0.25 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.37 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.37.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.170.2422
Way Down
Slightly volatile
Operating Profit Margin0.250.4119
Way Down
Slightly volatile
Pretax Profit Margin0.240.3129
Way Down
Slightly volatile
Return On Assets0.00790.0089
Fairly Down
Slightly volatile
Return On Equity0.0880.0833
Notably Up
Slightly volatile

NBT Bancorp Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific NBT Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on NBT Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, NBT Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-09-01
0.2222
2
9
 1,703 
 153,059 
2024-06-01
9.0
27
3
 80,354 
 3,052 
2024-03-01
0.28
14
50
 40,004 
 23,457 
2023-12-01
0.8333
5
6
 3,194 
 0.00 
2023-09-01
0.3333
1
3
 650.00 
 782.00 
2023-06-01
7.5
15
2
 57,460 
 2,721 
2023-03-01
0.3556
16
45
 35,140 
 15,301 
2022-12-01
0.6
6
10
 1,607 
 1,097 
2022-09-01
1.0
3
3
 5,140 
 11,866 
2022-06-01
6.3333
19
3
 21,004 
 541.00 
2022-03-01
0.4211
16
38
 49,151 
 21,461 
2021-12-01
0.7143
5
7
 1,960 
 5,587 
2021-09-01
2.0
4
2
 11,463 
 0.00 
2021-06-01
2.6667
16
6
 15,543 
 24,493 
2021-03-01
0.3962
21
53
 57,213 
 15,451 
2020-12-01
0.7143
5
7
 3,329 
 7,359 
2020-09-01
0.25
2
8
 3,077 
 50,000 
2020-03-01
0.4348
20
46
 67,608 
 12,201 
2019-12-01
0.5
4
8
 409.09 
 4,131 
2019-09-01
3.0
3
1
 175.00 
 0.00 
2019-06-01
2.8
14
5
 11,501 
 17,680 
2019-03-01
0.4865
18
37
 53,228 
 21,368 
2018-12-01
1.1667
7
6
 1,097 
 0.00 
2018-09-01
0.75
3
4
 6,404 
 17,758 
2018-06-01
5.3333
16
3
 11,410 
 7,344 
2018-03-01
0.4571
16
35
 65,816 
 40,682 
2017-12-01
0.625
5
8
 409.99 
 50,000 
2017-09-01
0.3125
5
16
 1,593 
 21,597 
2017-06-01
1.7143
12
7
 8,184 
 8,305,337 
2017-03-01
0.4528
24
53
 116,548 
 256,444 
2016-12-01
0.3889
7
18
 29,366 
 47,457 
2016-09-01
0.6154
8
13
 127,015 
 188,650 
2016-06-01
1.8889
17
9
 90,321 
 57,659 
2016-03-01
0.2245
11
49
 63,906 
 93,387 
2015-12-01
0.5143
18
35
 128,718 
 223,472 
2015-09-01
0.7692
10
13
 79,366 
 104,864 
2015-06-01
2.2
11
5
 17,137 
 26,514 
2015-03-01
0.3415
14
41
 75,677 
 48,891 
2014-12-01
0.6471
22
34
 97,707 
 176,895 
2014-06-01
2.0
12
6
 45,780 
 61,876 
2014-03-01
0.2632
10
38
 42,886 
 57,996 
2013-12-01
0.4643
13
28
 70,669 
 131,056 
2013-09-01
0.4615
6
13
 27,366 
 57,766 
2013-06-01
1.375
11
8
 14,153 
 4,035 
2013-03-01
0.8148
22
27
 106,389 
 31,940 
2012-12-01
0.1429
1
7
 1,012 
 2,024 
2012-03-01
0.8889
16
18
 135,462 
 67,552 
2011-12-01
0.2857
2
7
 60,000 
 52,810 
2011-06-01
5.0
10
2
 11,247 
 756.00 
2011-03-01
1.2
18
15
 84,236 
 21,865 
2010-09-01
1.0
2
2
 2,000 
 3,400 
2010-06-01
1.5714
22
14
 27,559 
 10,280 
2010-03-01
1.8571
13
7
 105,045 
 7,982 
2009-12-01
1.0
3
3
 19,115 
 0.00 
2009-06-01
2.5
10
4
 10,245 
 8,621 
2009-03-01
1.1429
8
7
 98,375 
 15,048 
2008-12-01
0.3846
10
26
 33,273 
 98,463 
2008-09-01
0.6538
17
26
 144,358 
 227,047 
2008-06-01
9.5
38
4
 64,907 
 10,175 
2008-03-01
0.8182
9
11
 71,408 
 13,546 
2007-12-01
0.5833
7
12
 51,607 
 73,738 
2007-09-01
3.0
12
4
 13,190 
 1,268 
2007-06-01
15.0
45
3
 42,472 
 5,125 
2007-03-01
1.7143
12
7
 90,314 
 6,180 
2006-12-01
0.6316
24
38
 144,130 
 298,064 
2006-09-01
0.75
6
8
 14,041 
 36,099 
2006-06-01
43.0
43
1
 41,271 
 6,000 
2006-03-01
2.5
10
4
 98,567 
 12,772 
2005-12-01
1.0
6
6
 7,200 
 5,945 
2005-09-01
1.4286
20
14
 95,233 
 115,288 
2005-06-01
2.1786
61
28
 162,549 
 201,791 
2005-03-01
3.7
37
10
 123,468 
 12,100 
2004-12-01
0.75
12
16
 4,098 
 5,749 
2004-09-01
0.7273
32
44
 206,105 
 315,037 
2004-06-01
5.6364
62
11
 66,855 
 58,708 
2004-03-01
7.0
63
9
 133,440 
 28,643 
2003-12-01
0.4286
6
14
 36,321 
 46,721 
2003-09-01
0.7241
21
29
 146,640 
 214,753 

NBT Bancorp Notable Stakeholders

A NBT Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as NBT Bancorp often face trade-offs trying to please all of them. NBT Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting NBT Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
John WattPresident CEOProfile
Joseph StaglianoExecutive Vice President Operations and Retail BankingProfile
Sarah HallidayExecutive Vice President and President of Commercial BankingProfile
Amy WilesExecutive Vice PresidentProfile
Scott CPAExecutive CFOProfile
Amy HurtaSenior VPProfile
Dawn CFASVP LendingProfile
Matthew ColganSVP PennsylvaniaProfile
Martin SparksGeneral VPProfile
Shaunastar HyleExecutive LendingProfile
Shauna HyleExecutive BankingProfile
Ruth MahoneyExecutive ManagementProfile
Annette BurnsSenior OfficerProfile
Catherine ScarlettChief OfficerProfile
Kenneth CFADirector VPProfile
Florence DollerSenior CommunicationsProfile
Leonard ChinskiSenior AuditProfile
Cynthia SmaniottoSenior OfficerProfile

About NBT Bancorp Management Performance

The success or failure of an entity such as NBT Bancorp often depends on how effective the management is. NBT Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of NBT management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the NBT management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.09 
Please note, the presentation of NBT Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, NBT Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of NBT Bancorp's management manipulating its earnings.

NBT Bancorp Workforce Analysis

Traditionally, organizations such as NBT Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare NBT Bancorp within its industry.

NBT Bancorp Manpower Efficiency

Return on NBT Bancorp Manpower

Revenue Per Employee241.1K
Revenue Per Executive27.2M
Net Income Per Employee58.4K
Net Income Per Executive6.6M

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