Five Debt Ratio from 2010 to 2024

FSBC Stock

USD 33.29 1.71 4.89%

Five Star's Debt Ratio is decreasing over the years with slightly volatile fluctuation. Debt Ratio is expected to dwindle to 0.02. During the period from 2010 to 2024 Five Star Debt Ratio annual values regression line had geometric mean of 0.08 and mean square error of 0. View All Fundamentals

Debt Ratio

First Reported

2010-12-31

Previous Quarter

0.02052503

Current Value

0.0195

Quarterly Volatility

0.09541064

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Yuan Drop

Covid

Check Five Star financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Five Star's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.7 M, Interest Expense of 66.7 M or Selling General Administrative of 16.7 M, as well as many indicators such as Price To Sales Ratio of 3.64, Dividend Yield of 0.0274 or PTB Ratio of 1.35. Five financial statements analysis is a perfect complement when working with Five Star Valuation or Volatility modules.

Check out the analysis of Five Star Correlation against competitors.

Latest Five Star's Debt Ratio Growth Pattern

Below is the plot of the Debt Ratio of Five Star Bancorp over the last few years. It is Five Star's Debt Ratio historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Five Star's overall financial position and show how it may be relating to other accounts over time.

Debt Ratio

10 Years Trend

Slightly volatile

Compare to Others All Fundamentals

Debt Ratio

Timeline

Five Debt Ratio Regression Statistics

	Arithmetic Mean	0.13
	Geometric Mean	0.08
	Coefficient Of Variation	71.52
	Mean Deviation	0.09
	Median	0.21
	Standard Deviation	0.1
	Sample Variance	0.01
	Range	0.2077
	R-Value	(0.85)
	Mean Square Error	0
	R-Squared	0.72
	Significance	0.000068
	Slope	(0.02)
	Total Sum of Squares	0.13

Five Debt Ratio History

	2024	0.0195
	2023	0.0205
	2022	0.0228
	2021	0.0111
	2020	0.0145
	2019	0.036
	2018	0.22

Other Fundumenentals of Five Star Bancorp

Cash Flow To Debt Ratio

Five Star Debt Ratio component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Net Receivables	Short Term Investments	Total Liab	Total Current Assets	Common Stock	Short Term Debt	Net Tangible Assets	Accounts Payable	Long Term Debt	Net Invested Capital	Long Term Investments	Capital Stock	Intangible Assets	Property Plant Equipment	Earning Assets	Current Deferred Revenue
Total Assets		0.99	-0.7	0.7	0.8	0.93	1.0	0.79	0.99	0.73	0.94	0.88	0.64	0.87	0.79	0.91	0.91	0.77	0.94	0.59
Total Stockholder Equity	0.99		-0.71	0.68	0.83	0.93	0.99	0.8	0.99	0.72	0.96	0.86	0.63	0.88	0.82	0.94	0.91	0.76	0.94	0.59
Net Debt	-0.7	-0.71		-0.18	-0.63	-0.91	-0.7	-0.96	-0.77	-0.21	-0.54	-0.28	-0.04	-0.3	-0.86	-0.59	-0.72	-0.22	-0.67	-0.1
Retained Earnings	0.7	0.68	-0.18		0.79	0.5	0.7	0.29	0.62	1.0	0.77	0.83	0.98	0.87	0.54	0.75	0.74	0.98	0.75	0.88
Net Receivables	0.8	0.83	-0.63	0.79		0.78	0.79	0.66	0.81	0.81	0.86	0.66	0.7	0.77	0.86	0.88	0.85	0.77	0.84	0.74
Short Term Investments	0.93	0.93	-0.91	0.5	0.78		0.93	0.96	0.96	0.53	0.81	0.64	0.4	0.65	0.91	0.83	0.91	0.56	0.88	0.37
Total Liab	1.0	0.99	-0.7	0.7	0.79	0.93		0.79	0.98	0.73	0.93	0.88	0.64	0.87	0.79	0.9	0.91	0.77	0.94	0.59
Total Current Assets	0.79	0.8	-0.96	0.29	0.66	0.96	0.79		0.86	0.33	0.65	0.42	0.19	0.43	0.9	0.71	0.82	0.38	0.73	0.12
Common Stock	0.99	0.99	-0.77	0.62	0.81	0.96	0.98	0.86		0.66	0.93	0.81	0.57	0.82	0.84	0.93	0.91	0.71	0.91	0.51
Short Term Debt	0.73	0.72	-0.21	1.0	0.81	0.53	0.73	0.33	0.66		0.81	0.85	0.97	0.89	0.58	0.79	0.77	0.98	0.78	0.87
Net Tangible Assets	0.94	0.96	-0.54	0.77	0.86	0.81	0.93	0.65	0.93	0.81		0.91	0.73	0.95	0.78	0.98	0.89	0.84	0.92	0.68
Accounts Payable	0.88	0.86	-0.28	0.83	0.66	0.64	0.88	0.42	0.81	0.85	0.91		0.83	0.98	0.53	0.84	0.77	0.89	0.86	0.74
Long Term Debt	0.64	0.63	-0.04	0.98	0.7	0.4	0.64	0.19	0.57	0.97	0.73	0.83		0.87	0.41	0.71	0.65	0.98	0.65	0.85
Net Invested Capital	0.87	0.88	-0.3	0.87	0.77	0.65	0.87	0.43	0.82	0.89	0.95	0.98	0.87		0.58	0.9	0.79	0.92	0.85	0.79
Long Term Investments	0.79	0.82	-0.86	0.54	0.86	0.91	0.79	0.9	0.84	0.58	0.78	0.53	0.41	0.58		0.84	0.93	0.57	0.85	0.37
Capital Stock	0.91	0.94	-0.59	0.75	0.88	0.83	0.9	0.71	0.93	0.79	0.98	0.84	0.71	0.9	0.84		0.92	0.82	0.89	0.6
Intangible Assets	0.91	0.91	-0.72	0.74	0.85	0.91	0.91	0.82	0.91	0.77	0.89	0.77	0.65	0.79	0.93	0.92		0.79	0.94	0.52
Property Plant Equipment	0.77	0.76	-0.22	0.98	0.77	0.56	0.77	0.38	0.71	0.98	0.84	0.89	0.98	0.92	0.57	0.82	0.79		0.78	0.8
Earning Assets	0.94	0.94	-0.67	0.75	0.84	0.88	0.94	0.73	0.91	0.78	0.92	0.86	0.65	0.85	0.85	0.89	0.94	0.78		0.68
Current Deferred Revenue	0.59	0.59	-0.1	0.88	0.74	0.37	0.59	0.12	0.51	0.87	0.68	0.74	0.85	0.79	0.37	0.6	0.52	0.8	0.68

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About Five Star Financial Statements

Five Star stakeholders use historical fundamental indicators, such as Five Star's Debt Ratio, to determine how well the company is positioned to perform in the future. Although Five Star investors may analyze each financial statement separately, they are all interrelated. For example, changes in Five Star's assets and liabilities are reflected in the revenues and expenses on Five Star's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Five Star Bancorp. Please read more on our technical analysis and fundamental analysis pages.

	Last Reported	Projected for Next Year
Debt Ratio	0.02	0.02
Cash Flow To Debt Ratio	0.53	0.46

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When determining whether Five Star Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Five Star's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Five Star Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Five Star Bancorp Stock:

How To Invest In Five

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Is Five Stock a good investment?

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What is Five Star's Net Worth?

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Largest Banks - Regional Companies

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Largest Financial Services Companies

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Check out the analysis of Five Star Correlation against competitors.

You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.19)

Dividend Share

0.8

Earnings Share

2.26

Revenue Per Share

5.91

Quarterly Revenue Growth

0.043

The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Five Debt Ratio from 2010 to 2024

Latest Five Star's Debt Ratio Growth Pattern

Five Debt Ratio Regression Statistics

Five Debt Ratio History

Other Fundumenentals of Five Star Bancorp

Five Star Debt Ratio component correlations

About Five Star Financial Statements

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