Pathfinder Return On Equity from 2010 to 2024

PBHC Stock  USD 17.10  0.90  5.00%   
Pathfinder Bancorp's Return On Equity is increasing over the years with slightly volatile fluctuation. Return On Equity is expected to dwindle to 0.05. Return On Equity is a measure of the profitability of Pathfinder Bancorp in relation to the equity, calculated by dividing net income by shareholder's equity. View All Fundamentals
 
Return On Equity  
First Reported
2010-12-31
Previous Quarter
0.07776894
Current Value
0.0459
Quarterly Volatility
0.0191891
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Pathfinder Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Pathfinder Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 902.2 K, Interest Expense of 30.2 M or Selling General Administrative of 9.5 M, as well as many indicators such as Price To Sales Ratio of 1.95, Dividend Yield of 0.017 or PTB Ratio of 1.23. Pathfinder financial statements analysis is a perfect complement when working with Pathfinder Bancorp Valuation or Volatility modules.
  
Check out the analysis of Pathfinder Bancorp Correlation against competitors.
For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.

Latest Pathfinder Bancorp's Return On Equity Growth Pattern

Below is the plot of the Return On Equity of Pathfinder Bancorp over the last few years. Return on Equity is the amount of Pathfinder Bancorp net income returned as a percentage of Pathfinder Bancorp equity. Return on equity measures Pathfinder Bancorp profitability by revealing how much profit Pathfinder Bancorp generates with the money shareholders have invested. It is a measure of the profitability of a business in relation to the equity, calculated by dividing net income by shareholder's equity. Pathfinder Bancorp's Return On Equity historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Pathfinder Bancorp's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 0.018210 Years Trend
Slightly volatile
   Return On Equity   
       Timeline  

Pathfinder Return On Equity Regression Statistics

Arithmetic Mean0.06
Geometric Mean0.06
Coefficient Of Variation31.38
Mean Deviation0.01
Median0.06
Standard Deviation0.02
Sample Variance0.0004
Range0.0726
R-Value0.34
Mean Square Error0.0004
R-Squared0.11
Significance0.22
Slope0
Total Sum of Squares0.01

Pathfinder Return On Equity History

2024 0.0459
2023 0.0778
2022 0.0876
2021 0.11
2020 0.0555
2019 0.0473
2018 0.0628

About Pathfinder Bancorp Financial Statements

Pathfinder Bancorp stakeholders use historical fundamental indicators, such as Pathfinder Bancorp's Return On Equity, to determine how well the company is positioned to perform in the future. Although Pathfinder Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in Pathfinder Bancorp's assets and liabilities are reflected in the revenues and expenses on Pathfinder Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Pathfinder Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Return On Equity 0.08  0.05 

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Pathfinder Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pathfinder Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pathfinder Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pathfinder Bancorp Stock:
Check out the analysis of Pathfinder Bancorp Correlation against competitors.
For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.
You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pathfinder Bancorp. If investors know Pathfinder will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pathfinder Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0)
Dividend Share
0.39
Earnings Share
0.32
Revenue Per Share
5.834
Quarterly Revenue Growth
(0.57)
The market value of Pathfinder Bancorp is measured differently than its book value, which is the value of Pathfinder that is recorded on the company's balance sheet. Investors also form their own opinion of Pathfinder Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Pathfinder Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pathfinder Bancorp's market value can be influenced by many factors that don't directly affect Pathfinder Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pathfinder Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pathfinder Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pathfinder Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.