Rhinebeck Financial Statements From 2010 to 2024

RBKB Stock  USD 9.81  0.03  0.30%   
Rhinebeck Bancorp financial statements provide useful quarterly and yearly information to potential Rhinebeck Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Rhinebeck Bancorp financial statements helps investors assess Rhinebeck Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Rhinebeck Bancorp's valuation are summarized below:
Gross Profit
46.3 M
Profit Margin
(0.17)
Market Capitalization
108.8 M
Enterprise Value Revenue
5.5539
Revenue
29.2 M
We have found one hundred twenty available trending fundamental ratios for Rhinebeck Bancorp, which can be analyzed and compared to other ratios and to its competitors. All investors should make sure to check out all of Rhinebeck Bancorp recent market performance against the performance between 2010 and 2024 to make sure the company can sustain itself down the road. The current year's Enterprise Value is expected to grow to about 216.2 M, whereas Market Cap is forecasted to decline to about 66 M.

Rhinebeck Bancorp Total Revenue

39.93 Million

Check Rhinebeck Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Rhinebeck Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.6 M, Selling General Administrative of 16 M or Selling And Marketing Expenses of 586.6 K, as well as many indicators such as Price To Sales Ratio of 1.66, Dividend Yield of 0.0 or PTB Ratio of 0.98. Rhinebeck financial statements analysis is a perfect complement when working with Rhinebeck Bancorp Valuation or Volatility modules.
  
Check out the analysis of Rhinebeck Bancorp Correlation against competitors.
For information on how to trade Rhinebeck Stock refer to our How to Trade Rhinebeck Stock guide.

Rhinebeck Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB1.3 B878.8 M
Slightly volatile
Short and Long Term Debt Total139.9 M133.2 M42.1 M
Slightly volatile
Total Current Liabilities985.3 M938.4 M377.4 M
Slightly volatile
Total Stockholder Equity89.4 M113.7 M75.9 M
Slightly volatile
Property Plant And Equipment Net21 M23.9 M19.6 M
Very volatile
Retained Earnings78.5 M100.4 M68.2 M
Slightly volatile
Cash13.5 M14.2 M29.3 M
Pretty Stable
Non Current Assets Total1.4 B1.3 B486.2 M
Pretty Stable
Cash And Short Term Investments164.2 M206.2 M123.9 M
Slightly volatile
Good Will1.9 MM2.7 M
Slightly volatile
Liabilities And Stockholders EquityB1.3 B878.8 M
Slightly volatile
Non Current Liabilities Total1.3 B1.2 B488 M
Pretty Stable
Other Stockholder Equity48.3 M46 M17.7 M
Slightly volatile
Total Liabilities653.7 M1.2 B591.6 M
Pretty Stable
Total Current Assets21 M22.1 M269.4 M
Slightly volatile
Intangible Assets477.3 K246 K772.7 K
Slightly volatile
Other Liabilities21.1 M16.5 M15.6 M
Pretty Stable
Net Tangible Assets86 M121.4 M72.8 M
Slightly volatile
Accounts Payable27.6 M29.1 M554.9 M
Slightly volatile
Other Assets1.8 M1.9 M534.3 M
Slightly volatile
Long Term Debt139.9 M133.2 M41.8 M
Slightly volatile
Other Current Assets25.6 M26.9 M182.7 M
Slightly volatile
Long Term Investments161 M192 M128.6 M
Slightly volatile
Property Plant Equipment21 M21.5 M19.6 M
Pretty Stable
Net Receivables4.4 M4.6 M69.1 M
Slightly volatile
Common Stock Shares Outstanding9.2 M10.9 M6.7 M
Slightly volatile
Long Term Debt Total4.1 M4.6 M5.1 M
Slightly volatile
Capital Surpluse29.2 M54.1 M18 M
Slightly volatile
Property Plant And Equipment Gross31.3 M46.5 M24.5 M
Slightly volatile
Earning Assets96.1 M106.4 M126.3 M
Slightly volatile
Net Invested Capital172.4 M246.9 M119.6 M
Slightly volatile
Non Current Liabilities Other58.9 M77.6 M47.9 M
Slightly volatile
Capital Stock123 K111 K112.1 K
Slightly volatile

Rhinebeck Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Selling General Administrative16 M20.7 M12.1 M
Slightly volatile
Selling And Marketing Expenses586.6 K555 K777.5 K
Slightly volatile
Total Revenue39.9 M41.7 M35.1 M
Slightly volatile
Gross Profit39.9 M41.7 M35.1 M
Slightly volatile
Operating Income9.6 M5.9 M8.1 M
Slightly volatile
EBIT7.8 M5.6 MM
Slightly volatile
Income Before Tax6.5 M5.6 M5.1 M
Slightly volatile
Net Income4.8 M4.4 M3.8 M
Slightly volatile
Income Tax Expense1.7 M1.2 M1.3 M
Slightly volatile
Net Income From Continuing Ops5.1 M4.3 M3.7 M
Slightly volatile
Net Income Applicable To Common Shares5.2 MM3.9 M
Slightly volatile
Tax Provision1.6 M1.3 M1.7 M
Pretty Stable
Net Interest Income36.3 M38.6 M29 M
Slightly volatile
Interest Income44.4 M58.4 M34.7 M
Slightly volatile
Reconciled Depreciation788.8 K1.6 M1.1 M
Slightly volatile

Rhinebeck Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Income4.8 M4.4 M3.8 M
Slightly volatile
Depreciation1.5 M1.5 M1.4 M
Slightly volatile
Total Cash From Operating ActivitiesMM7.4 M
Slightly volatile
End Period Cash Flow40.8 M22.1 M34.4 M
Slightly volatile
Free Cash Flow8.4 M6.5 M6.2 M
Slightly volatile
Begin Period Cash Flow42.8 M31.4 M34.9 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.662.08441.887
Slightly volatile
PTB Ratio0.980.7640.9128
Pretty Stable
Days Sales Outstanding7.2 K6.9 KK
Slightly volatile
Book Value Per Share10.0110.537129.8251
Slightly volatile
Free Cash Flow Yield0.110.07450.0911
Slightly volatile
Operating Cash Flow Per Share0.620.65331.1448
Slightly volatile
Stock Based Compensation To Revenue0.01020.01340.0088
Slightly volatile
Capex To Depreciation0.370.38740.8634
Very volatile
PB Ratio0.980.7640.9128
Pretty Stable
Free Cash Flow Per Share1.110.59970.9799
Very volatile
ROIC0.02650.02790.0584
Slightly volatile
Net Income Per Share0.780.40740.6869
Very volatile
Sales General And Administrative To Revenue0.30.49660.3128
Slightly volatile
Capex To Revenue0.01320.01390.034
Slightly volatile
Cash Per Share28.6819.108630.5393
Slightly volatile
POCF Ratio7.8412.32299.7425
Very volatile
Interest Coverage0.250.26191.8892
Slightly volatile
Capex To Operating Cash Flow0.07790.0820.1773
Slightly volatile
PFCF Ratio9.5913.423712.1283
Pretty Stable
Income Quality1.931.60361.7901
Very volatile
ROE0.03940.03870.0441
Slightly volatile
EV To Operating Cash Flow30.6729.212912.5889
Slightly volatile
PE Ratio17.2419.761416.7809
Slightly volatile
Return On Tangible Assets0.00340.00340.0038
Slightly volatile
EV To Free Cash Flow33.4131.822615.2301
Slightly volatile
Earnings Yield0.05420.05060.0617
Slightly volatile
Intangibles To Total Assets0.00180.00190.0047
Slightly volatile
Current Ratio1.141.211.6974
Very volatile
Tangible Book Value Per Share9.7910.307229.2928
Slightly volatile
Receivables Turnover0.05230.0558.7404
Slightly volatile
Graham Number14.869.827413.6142
Very volatile
Shareholders Equity Per Share12.8410.537112.1283
Slightly volatile
Debt To Equity0.310.46810.357
Slightly volatile
Capex Per Share0.05090.05360.201
Slightly volatile
Revenue Per Share5.893.86216.0463
Slightly volatile
Interest Debt Per Share6.967.03615.5401
Slightly volatile
Debt To Assets0.0270.04050.0307
Slightly volatile
Enterprise Value Over EBITDA6.3211.116.7023
Slightly volatile
Short Term Coverage Ratios1.381.551.6874
Slightly volatile
Price Earnings Ratio17.2419.761416.7809
Slightly volatile
Price Book Value Ratio0.980.7640.9128
Pretty Stable
Price To Operating Cash Flows Ratio7.8412.32299.7425
Very volatile
Price To Free Cash Flows Ratio9.5913.423712.1283
Pretty Stable
Pretax Profit Margin0.120.13470.1311
Slightly volatile
Ebt Per Ebit0.990.94460.5162
Slightly volatile
Operating Profit Margin0.190.14260.222
Slightly volatile
Effective Tax Rate0.30.21710.2519
Pretty Stable
Company Equity Multiplier13.2711.551212.1038
Pretty Stable
Long Term Debt To Capitalization0.220.31890.2486
Slightly volatile
Total Debt To Capitalization0.220.31890.2506
Slightly volatile
Return On Capital Employed0.00430.00450.0153
Slightly volatile
Debt Equity Ratio0.310.46810.357
Slightly volatile
Ebit Per Revenue0.190.14260.222
Slightly volatile
Quick Ratio1.141.211.716
Very volatile
Dividend Paid And Capex Coverage Ratio12.812.19386.7598
Slightly volatile
Net Income Per E B T0.580.78290.7401
Pretty Stable
Cash Ratio0.03650.03841.7201
Slightly volatile
Operating Cash Flow Sales Ratio0.180.16910.2
Slightly volatile
Days Of Sales Outstanding7.2 K6.9 KK
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.670.9180.8059
Pretty Stable
Cash Flow Coverage Ratios0.260.13240.2776
Slightly volatile
Price To Book Ratio0.980.7640.9128
Pretty Stable
Fixed Asset Turnover1.531.74531.7799
Slightly volatile
Capital Expenditure Coverage Ratio12.812.19386.7598
Slightly volatile
Price Cash Flow Ratio7.8412.32299.7425
Very volatile
Enterprise Value Multiple6.3211.116.7023
Slightly volatile
Debt Ratio0.0270.04050.0307
Slightly volatile
Cash Flow To Debt Ratio0.260.13240.2776
Slightly volatile
Price Sales Ratio1.662.08441.887
Slightly volatile
Return On Assets0.00340.00330.0038
Slightly volatile
Asset Turnover0.04380.03170.0416
Slightly volatile
Net Profit Margin0.0880.10550.0966
Slightly volatile
Price Fair Value0.980.7640.9128
Pretty Stable
Return On Equity0.03940.03870.0441
Slightly volatile

Rhinebeck Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap66 M86.9 M68 M
Slightly volatile
Enterprise Value216.2 M205.9 M87 M
Slightly volatile

Rhinebeck Fundamental Market Drivers

Cash And Short Term Investments206.2 M

Rhinebeck Upcoming Events

9th of May 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About Rhinebeck Bancorp Financial Statements

Rhinebeck Bancorp stakeholders use historical fundamental indicators, such as Rhinebeck Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Rhinebeck Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in Rhinebeck Bancorp's assets and liabilities are reflected in the revenues and expenses on Rhinebeck Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Rhinebeck Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue41.7 M39.9 M
Cost Of Revenue-426.6 K-405.3 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.50  0.30 
Capex To Revenue 0.01  0.01 
Revenue Per Share 3.86  5.89 
Ebit Per Revenue 0.14  0.19 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Rhinebeck Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Rhinebeck Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Rhinebeck Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Rhinebeck Bancorp Stock:
Check out the analysis of Rhinebeck Bancorp Correlation against competitors.
For information on how to trade Rhinebeck Stock refer to our How to Trade Rhinebeck Stock guide.
You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Rhinebeck Bancorp. If investors know Rhinebeck will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Rhinebeck Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.31)
Earnings Share
(0.47)
Revenue Per Share
2.72
Quarterly Revenue Growth
(0.08)
Return On Assets
(0)
The market value of Rhinebeck Bancorp is measured differently than its book value, which is the value of Rhinebeck that is recorded on the company's balance sheet. Investors also form their own opinion of Rhinebeck Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Rhinebeck Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Rhinebeck Bancorp's market value can be influenced by many factors that don't directly affect Rhinebeck Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Rhinebeck Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Rhinebeck Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Rhinebeck Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.