Regional Net Debt To E B I T D A from 2010 to 2024

RM Stock  USD 30.97  0.44  1.44%   
Regional Management Net Debt To EBITDA yearly trend continues to be very stable with very little volatility. Net Debt To EBITDA is likely to grow to 14.57 this year. Net Debt To EBITDA is a leverage ratio that indicates a company's ability to pay off its incurred debt. It compares a company's net debt (total debt minus cash) to its Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA). View All Fundamentals
 
Net Debt To EBITDA  
First Reported
2010-12-31
Previous Quarter
13.87347395
Current Value
14.57
Quarterly Volatility
3.88235338
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Regional Management financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Regional Management's main balance sheet or income statement drivers, such as Depreciation And Amortization of 13.9 M, Interest Expense of 70.8 M or Selling General Administrative of 255.3 M, as well as many indicators such as Price To Sales Ratio of 0.41, Dividend Yield of 0.0529 or PTB Ratio of 0.69. Regional financial statements analysis is a perfect complement when working with Regional Management Valuation or Volatility modules.
  
Check out the analysis of Regional Management Correlation against competitors.

Latest Regional Management's Net Debt To E B I T D A Growth Pattern

Below is the plot of the Net Debt To E B I T D A of Regional Management Corp over the last few years. It is a leverage ratio that indicates a company's ability to pay off its incurred debt. It compares a company's net debt (total debt minus cash) to its Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA). Regional Management's Net Debt To EBITDA historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Regional Management's overall financial position and show how it may be relating to other accounts over time.
Net Debt To E B I T D A10 Years Trend
Slightly volatile
   Net Debt To E B I T D A   
       Timeline  

Regional Net Debt To E B I T D A Regression Statistics

Arithmetic Mean8.18
Coefficient Of Variation47.43
Mean Deviation2.88
Median7.12
Standard Deviation3.88
Sample Variance15.07
Range14.6017
R-Value0.74
Mean Square Error7.40
R-Squared0.54
Significance0
Slope0.64
Total Sum of Squares211.02

Regional Net Debt To E B I T D A History

2024 14.57
2023 13.87
2022 13.75
2019 7.12
2018 7.35
2017 7.85
2016 7.43

About Regional Management Financial Statements

Regional Management investors utilize fundamental indicators, such as Net Debt To E B I T D A, to predict how Regional Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Debt To EBITDA 13.87  14.57 

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Check out the analysis of Regional Management Correlation against competitors.
You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.17)
Dividend Share
1.2
Earnings Share
2.37
Revenue Per Share
58.139
Quarterly Revenue Growth
0.036
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.