Richmond Financial Statements From 2010 to 2024

RMBI Stock  USD 14.32  0.16  1.10%   
Richmond Mutual financial statements provide useful quarterly and yearly information to potential Richmond Mutual Bancorporation investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Richmond Mutual financial statements helps investors assess Richmond Mutual's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Richmond Mutual's valuation are summarized below:
Gross Profit
45.9 M
Profit Margin
0.2093
Market Capitalization
146.3 M
Enterprise Value Revenue
9.2944
Revenue
42.3 M
We have found one hundred twenty available trending fundamental ratios for Richmond Mutual Banc, which can be analyzed and compared to other ratios and to its competitors. Traders should compare all of Richmond Mutual Banc recent fundamentals against the fundamentals between 2010 and 2024 to make sure the company is sustainable this year. The Richmond Mutual's current Market Cap is estimated to increase to about 181.7 M, while Enterprise Value is projected to decrease to under 249 M.

Richmond Mutual Total Revenue

41.69 Million

Check Richmond Mutual financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Richmond Mutual's main balance sheet or income statement drivers, such as Tax Provision of 1.4 M, Net Interest Income of 36.7 M or Interest Income of 48.6 M, as well as many indicators such as Price To Sales Ratio of 5.01, Dividend Yield of 0.052 or PTB Ratio of 1.42. Richmond financial statements analysis is a perfect complement when working with Richmond Mutual Valuation or Volatility modules.
  
Check out the analysis of Richmond Mutual Correlation against competitors.

Richmond Mutual Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.2 B1.5 B948.2 M
Slightly volatile
Short and Long Term Debt Total187.8 M271 M140.7 M
Slightly volatile
Total Current Liabilities911.8 M868.4 M119 M
Slightly volatile
Total Stockholder Equity156.6 M134.9 M115 M
Slightly volatile
Other Liabilities14.5 M11.9 M10.4 M
Slightly volatile
Net Tangible Assets158 M152.9 M116.3 M
Slightly volatile
Property Plant And Equipment Net15.5 M13.8 M13.9 M
Slightly volatile
Net Debt159.5 M250.8 M119.2 M
Slightly volatile
Retained Earnings87.1 M87.9 M76.3 M
Slightly volatile
Accounts Payable4.6 M4.4 M907.5 K
Slightly volatile
Cash19.7 M12 M20.4 M
Pretty Stable
Non Current Assets Total1.4 B1.4 B20.2 B
Slightly volatile
Long Term Debt187.8 M271 M140.7 M
Slightly volatile
Cash And Short Term Investments11.4 M12 M144.6 M
Very volatile
Net Receivables152.5 M160.5 M421.1 M
Slightly volatile
Common Stock Total Equity159.3 K151.7 K56.1 K
Slightly volatile
Common Stock Shares Outstanding9.6 M10.5 M12.3 M
Slightly volatile
Short Term Investments294.6 M545.2 M199.9 M
Slightly volatile
Long Term Debt Total583.2 K627.3 K529.8 K
Slightly volatile
Liabilities And Stockholders Equity1.2 B1.5 B948.1 M
Slightly volatile
Non Current Liabilities Total1.4 B1.3 B279.5 M
Slightly volatile
Capital Surpluse77.6 M142.9 M56 M
Slightly volatile
Other Current Assets24.8 M26.1 M234 M
Slightly volatile
Other Stockholder Equity90.8 M101.3 M50.5 M
Slightly volatile
Total Liabilities1.1 B1.3 B833 M
Slightly volatile
Net Invested Capital344.4 M405.9 M255.8 M
Slightly volatile
Long Term Investments268.2 M287.6 M198.5 M
Slightly volatile
Property Plant And Equipment Gross24.6 M28.2 M18.4 M
Slightly volatile
Total Current Assets24.8 M26.1 M767.6 M
Pretty Stable
Intangible Assets1.7 M1.9 M1.3 M
Slightly volatile
Common Stock97.6 K112.1 K47.9 K
Slightly volatile
Property Plant Equipment15.5 M15.7 M14.1 M
Slightly volatile
Earning Assets212.4 M299.7 M199.6 M
Slightly volatile
Short and Long Term Debt41.7 M46.9 M51.1 M
Slightly volatile
Capital Stock113.9 K112.1 K49 K
Slightly volatile
Short Term Debt68.8 M109.1 M57.4 M
Pretty Stable
Non Current Liabilities Other22.6 M25.4 M27.6 M
Slightly volatile

Richmond Mutual Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Interest Income36.7 M38.9 M29.1 M
Slightly volatile
Interest Income48.6 M63.1 M37.4 M
Slightly volatile
Depreciation And Amortization892.3 K1.2 M1.2 M
Slightly volatile
Interest Expense31.2 M29.7 M9.9 M
Slightly volatile
Selling General Administrative22.5 M18.6 M17.9 M
Slightly volatile
Selling And Marketing Expenses400.9 K385.5 K506.9 K
Slightly volatile
Total Revenue41.7 M41.7 M33.4 M
Slightly volatile
Gross Profit41.7 M41.7 M33.4 M
Slightly volatile
Reconciled Depreciation1.4 M1.2 M1.3 M
Slightly volatile

Richmond Mutual Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Borrowings13.2 MM13.1 M
Very volatile
Stock Based CompensationM2.2 M1.8 M
Pretty Stable
Begin Period Cash Flow27.8 M15.9 M21.9 M
Slightly volatile
Depreciation1.4 M975.8 K1.2 M
Pretty Stable
Capital Expenditures718.6 K619.2 K716.7 K
Pretty Stable
Total Cash From Financing Activities118.3 M114.7 M84.1 M
Slightly volatile
End Period Cash Flow20.5 M20.2 M20.9 M
Slightly volatile
Change To Netincome1.4 M1.5 M4.2 M
Very volatile
Cash And Cash Equivalents Changes6.5 M7.4 MM
Slightly volatile
Cash Flows Other Operating820.6 K923.2 KM
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio5.012.86675.4439
Slightly volatile
Dividend Yield0.0520.04950.0155
Slightly volatile
PTB Ratio1.420.88731.7113
Slightly volatile
Days Sales Outstanding35 K33.4 K15.2 K
Slightly volatile
Book Value Per Share9.7513.1069.2672
Slightly volatile
Average PayablesM2.9 M839.3 K
Slightly volatile
Stock Based Compensation To Revenue0.03350.05360.0218
Slightly volatile
Capex To Depreciation0.80.63460.5974
Slightly volatile
PB Ratio1.420.88731.7113
Slightly volatile
EV To Sales9.29.07118.9727
Slightly volatile
Sales General And Administrative To Revenue0.620.44560.5474
Very volatile
Capex To Revenue0.02720.01480.0223
Pretty Stable
Cash Per Share56.2853.601220.5677
Slightly volatile
Payout Ratio0.330.62410.2191
Slightly volatile
Intangibles To Total Assets0.00110.00130.0014
Pretty Stable
Current Ratio1.6 K3.1 K2.3 K
Pretty Stable
Tangible Book Value Per Share9.6412.91899.1612
Slightly volatile
Receivables Turnover0.01080.01130.1682
Slightly volatile
Graham Number11.8616.3210.2398
Slightly volatile
Shareholders Equity Per Share9.7412.97219.2576
Slightly volatile
Debt To Equity1.281.20121.2194
Pretty Stable
Capex Per Share0.08240.05960.0596
Slightly volatile
Revenue Per Share2.614.01512.692
Slightly volatile
Interest Debt Per Share11.4818.444111.3761
Slightly volatile
Debt To Assets0.150.11080.141
Very volatile
Price Book Value Ratio1.420.88731.7113
Slightly volatile
Dividend Payout Ratio0.330.62410.2191
Slightly volatile
Ebt Per Ebit0.420.550.5367
Pretty Stable
Effective Tax Rate0.260.13780.3726
Slightly volatile
Company Equity Multiplier6.6110.8448.5965
Slightly volatile
Long Term Debt To Capitalization0.580.54570.5474
Pretty Stable
Total Debt To Capitalization0.580.54570.5474
Pretty Stable
Debt Equity Ratio1.281.20121.2194
Pretty Stable
Quick Ratio1381451.8 K
Slightly volatile
Net Income Per E B T0.610.86220.6187
Slightly volatile
Cash Ratio13.0913.7870.8421
Pretty Stable
Days Of Sales Outstanding35 K33.4 K15.2 K
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.740.94890.9116
Very volatile
Price To Book Ratio1.420.88731.7113
Slightly volatile
Fixed Asset Turnover2.163.03312.3564
Slightly volatile
Debt Ratio0.150.11080.141
Very volatile
Price Sales Ratio5.012.86675.4439
Slightly volatile
Asset Turnover0.03830.02850.036
Slightly volatile
Price Fair Value1.420.88731.7113
Slightly volatile

Richmond Mutual Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap181.7 M119.7 M172.2 M
Slightly volatile
Enterprise Value249 M378.6 M285.8 M
Slightly volatile

Richmond Fundamental Market Drivers

Cash And Short Term Investments12 M

Richmond Upcoming Events

25th of January 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About Richmond Mutual Financial Statements

Investors use fundamental indicators, such as Richmond Mutual's revenue or net income, to determine how well the company is positioned to perform in the future. Although Richmond Mutual's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-4.4 M-4.6 M
Total Revenue41.7 M41.7 M
Cost Of Revenue-53.2 K-55.8 K
Stock Based Compensation To Revenue 0.05  0.03 
Sales General And Administrative To Revenue 0.45  0.62 
Capex To Revenue 0.01  0.03 
Revenue Per Share 4.02  2.61 
Ebit Per Revenue 0.26  0.20 

Currently Active Assets on Macroaxis

When determining whether Richmond Mutual Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Richmond Mutual's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Richmond Mutual Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Richmond Mutual Bancorporation Stock:
Check out the analysis of Richmond Mutual Correlation against competitors.
You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Richmond Mutual. If investors know Richmond will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Richmond Mutual listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.276
Dividend Share
0.56
Earnings Share
0.87
Revenue Per Share
4.169
Quarterly Revenue Growth
0.061
The market value of Richmond Mutual Banc is measured differently than its book value, which is the value of Richmond that is recorded on the company's balance sheet. Investors also form their own opinion of Richmond Mutual's value that differs from its market value or its book value, called intrinsic value, which is Richmond Mutual's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Richmond Mutual's market value can be influenced by many factors that don't directly affect Richmond Mutual's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Richmond Mutual's value and its price as these two are different measures arrived at by different means. Investors typically determine if Richmond Mutual is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Richmond Mutual's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.