Based on the key indicators related to Affinity Bancshares' liquidity, profitability, solvency, and operating efficiency, Affinity Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. As of now, Affinity Bancshares' Other Current Assets are increasing as compared to previous years. The Affinity Bancshares' current Property Plant Equipment is estimated to increase to about 5.5 M, while Net Tangible Assets are projected to decrease to under 91.6 M. Key indicators impacting Affinity Bancshares' financial strength include:
Investors should never underestimate Affinity Bancshares' ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Affinity Bancshares' cash flow, debt, and profitability to make informed and accurate decisions about investing in Affinity Bancshares.
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5.41 Million
Affinity
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Understanding current and past Affinity Bancshares Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Affinity Bancshares' financial statements are interrelated, with each one affecting the others. For example, an increase in Affinity Bancshares' assets may result in an increase in income on the income statement.
Affinity Bancshares competes with Home Federal, Magyar Bancorp, and Community West. Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services. The company was founded in 1928 and is headquartered in Covington, Georgia. Affinity Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 90 people.
Comparative valuation techniques use various fundamental indicators to help in determining Affinity Bancshares's current stock value. Our valuation model uses many indicators to compare Affinity Bancshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Affinity Bancshares competition to find correlations between indicators driving Affinity Bancshares's intrinsic value. More Info.
Affinity Bancshares is rated below average in return on equity category among its peers. It is rated fourth in return on asset category among its peers reporting about 0.14 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Affinity Bancshares is roughly 6.98 . As of now, Affinity Bancshares' Return On Equity is increasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Affinity Bancshares' earnings, one of the primary drivers of an investment's value.
Affinity Bancshares Systematic Risk
Affinity Bancshares' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Affinity Bancshares volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on Affinity Bancshares correlated with the market. If Beta is less than 0 Affinity Bancshares generally moves in the opposite direction as compared to the market. If Affinity Bancshares Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Affinity Bancshares is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Affinity Bancshares is generally in the same direction as the market. If Beta > 1 Affinity Bancshares moves generally in the same direction as, but more than the movement of the benchmark.
About Affinity Bancshares Financials
What exactly are Affinity Bancshares Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Affinity Bancshares' income statement, its balance sheet, and the statement of cash flows. Potential Affinity Bancshares investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Affinity Bancshares investors may use each financial statement separately, they are all related. The changes in Affinity Bancshares's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Affinity Bancshares's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
Today, most investors in Affinity Bancshares Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Affinity Bancshares' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Affinity Bancshares growth as a starting point in their analysis.
Affinity Bancshares November 29, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Affinity Bancshares help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Affinity Bancshares. We use our internally-developed statistical techniques to arrive at the intrinsic value of Affinity Bancshares based on widely used predictive technical indicators. In general, we focus on analyzing Affinity Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Affinity Bancshares's daily price indicators and compare them against related drivers.
When running Affinity Bancshares' price analysis, check to measure Affinity Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Affinity Bancshares is operating at the current time. Most of Affinity Bancshares' value examination focuses on studying past and present price action to predict the probability of Affinity Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Affinity Bancshares' price. Additionally, you may evaluate how the addition of Affinity Bancshares to your portfolios can decrease your overall portfolio volatility.