Bank of Montreal Financials

BMO Stock  CAD 133.50  0.20  0.15%   
We suggest to use Bank of Montreal fundamental analysis to see if markets are presently undervaluing or overvaluing the company. Put another way, you can use it to find out if Bank of Montreal is indeed mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We were able to break down and interpolate data for thirty-six available fundamental indicators for Bank of Montreal, which can be compared to its peers. The stock experiences a normal upward fluctuation. Check odds of Bank of Montreal to be traded at C$140.18 in 90 days. Key indicators impacting Bank of Montreal's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.180.14
Significantly Up
Very volatile
Return On Assets0.00550.003
Way Up
Pretty Stable
Return On Equity0.06190.0652
Notably Down
Slightly volatile
Debt Equity Ratio3.012.87
Sufficiently Up
Slightly volatile
Operating Income11.3 B11.8 B
Notably Down
Slightly volatile
Current Ratio0.190.2
Notably Down
Slightly volatile
  
Understanding current and past Bank of Montreal Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bank of Montreal's financial statements are interrelated, with each one affecting the others. For example, an increase in Bank of Montreal's assets may result in an increase in income on the income statement.

Bank of Montreal Stock Summary

Bank of Montreal competes with Royal Bank, Canadian Imperial, Bank of Nova Scotia, Toronto Dominion, and National Bank. Bank of Montreal provides diversified financial services primarily in North America. The company was founded in 1817 and is headquartered in Montreal, Canada. BANK OF MONTREAL operates under BanksDiversified classification in Canada and is traded on Toronto Stock Exchange. It employs 45513 people.
Foreign Associate
  USA
Specialization
Financial Services, Banks - Diversified
InstrumentCanada Stock View All
ExchangeToronto Exchange
ISINCA0636711016
Business Address129 rue Saint-Jacques,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.bmo.com
Phone416 867 7366
CurrencyCAD - Canadian Dollar
You should never invest in Bank of Montreal without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Bank Stock, because this is throwing your money away. Analyzing the key information contained in Bank of Montreal's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Bank of Montreal Key Financial Ratios

Bank of Montreal's financial ratios allow both analysts and investors to convert raw data from Bank of Montreal's financial statements into concise, actionable information that can be used to evaluate the performance of Bank of Montreal over time and compare it to other companies across industries.

Bank of Montreal Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets852.2B949.3B988.2B1.1T1.3T626.6B
Net Debt120.6B88.2B129.4B166.7B191.7B201.3B
Retained Earnings28.7B30.7B35.5B45.1B44.9B6.3B
Cash56.8B66.4B101.6B93.2B82.1B383.7B
Other Assets523.9B600.0B614.3B727.4B(50.1B)24.5B
Total Liab801.1B892.7B930.7B1.1T1.2T590.8B
Total Current Assets101.2B128.7B126.3B114.3B131.5B91.1B
Other Current Liab(12.6B)(77.6B)(100.3B)(113.0B)539.6B636.2B
Accounts Payable12.5B12.5B13.8B16.5B19.7B1.1B
Net Receivables6.0B5.9B6.7B8.1B11.8B990.9M
Other Current Assets295.6B334.1B335.9B342.2B393.5B212.9B
Short Term Debt65.0B86.3B96.1B108.5B124.8B86.4B
Good Will6.3B6.5B5.4B5.3B16.7B5.2B
Intangible Assets2.4B2.4B2.3B2.2B5.2B2.3B
Common Stock13.0B13.5B13.6B17.7B22.9B13.2B
Other Liab11.7B4.8B4.8B11.5B178.7B187.7B
Net Tangible Assets37.6B42.9B46.2B60.9B68.1B49.1B
Long Term Debt29.4B29.8B25.1B25.9B136.7B109.4B
Inventory(295.6B)(334.1B)(335.9B)(342.2B)(308.0B)(323.4B)
Short Long Term Debt28.6B86.3B96.1B108.5B124.8B131.1B
Long Term Debt Total29.4B32.2B27.8B28.8B33.1B30.2B
Capital Surpluse303M302M313M317M364.6M334.8M

Bank of Montreal Key Income Statement Accounts

201920202021202220232024 (projected)
Total Revenue25.3B25.0B26.9B26.3B29.0B54.9B
Operating Income6.3B10.3B28.9B10.3B11.8B11.3B
Ebit7.1B6.2B10.0B17.6B5.6B9.7B
Ebitda7.6B11.4B19.0B7.7B6.9B7.0B
Income Before Tax7.3B6.3B10.3B17.9B5.9B4.9B
Net Income5.8B5.1B7.8B13.5B4.4B3.7B
Income Tax Expense1.5B1.3B2.5B4.3B1.5B1.2B
Tax Provision1.3B2.5B4.3B1.5B1.7B2.0B
Net Interest Income14.0B14.3B15.9B18.7B21.5B14.3B
Interest Income23.3B19.9B26.9B55.6B63.9B67.1B

Bank of Montreal Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash6.7B8.6B35.9B(5.8B)(9.5B)(1.8B)
Free Cash Flow49.8B43.1B3.5B7.9B9.1B5.4B
Depreciation1.4B1.4B1.4B2.1B2.4B2.5B
Other Non Cash Items197M140M(1.1B)1.4B1.6B1.7B
Dividends Paid2.8B2.5B3.0B2.6B2.7B3.9B
Capital Expenditures1.1B1.0B983M1.4B1.7B5.2B
Net Income5.8B5.1B7.8B13.5B4.4B3.7B
End Period Cash Flow48.8B57.4B93.3B87.5B77.9B26.3B
Investments(32.0B)621M(29.2B)(21.2B)(19.0B)(20.0B)
Net Borrowings(824M)(9B)(1.3B)14.7B(3.6B)(3.4B)
Change To Netincome623M2.8B392M536M18.6B19.6B

Bank Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bank of Montreal's current stock value. Our valuation model uses many indicators to compare Bank of Montreal value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bank of Montreal competition to find correlations between indicators driving Bank of Montreal's intrinsic value. More Info.
Bank of Montreal is rated fifth in return on equity category among its peers. It also is rated fifth in return on asset category among its peers reporting about  0.06  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bank of Montreal is roughly  16.98 . At this time, Bank of Montreal's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all model that can be used if you cannot value Bank of Montreal by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Bank of Montreal's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

Bank of Montreal Systematic Risk

Bank of Montreal's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bank of Montreal volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on Bank of Montreal correlated with the market. If Beta is less than 0 Bank of Montreal generally moves in the opposite direction as compared to the market. If Bank of Montreal Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bank of Montreal is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bank of Montreal is generally in the same direction as the market. If Beta > 1 Bank of Montreal moves generally in the same direction as, but more than the movement of the benchmark.

Bank of Montreal Total Assets Over Time

Bank of Montreal Thematic Clasifications

Bank of Montreal is part of Investor Favorites investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Equities most commonly found in portfolios of money managers. Macroaxis most traded equities with largest long positions over the last 2 years
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Today, most investors in Bank of Montreal Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Bank of Montreal's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Bank of Montreal growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.26)

At this time, Bank of Montreal's Price Earnings To Growth Ratio is very stable compared to the past year.

Bank of Montreal December 1, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bank of Montreal help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bank of Montreal. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bank of Montreal based on widely used predictive technical indicators. In general, we focus on analyzing Bank Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bank of Montreal's daily price indicators and compare them against related drivers.
When determining whether Bank of Montreal offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank of Montreal's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank Of Montreal Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank Of Montreal Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank of Montreal. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
To learn how to invest in Bank Stock, please use our How to Invest in Bank of Montreal guide.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Please note, there is a significant difference between Bank of Montreal's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of Montreal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of Montreal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.