Codorus Valley Bancorp Financials

CVLYDelisted Stock  USD 24.04  1.09  4.75%   
Based on the key measurements obtained from Codorus Valley's financial statements, Codorus Valley Bancorp is not in a good financial situation at the moment. It has a very high risk of going through financial straits in January.
  
Understanding current and past Codorus Valley Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Codorus Valley's financial statements are interrelated, with each one affecting the others. For example, an increase in Codorus Valley's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Codorus Valley's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Codorus Valley Bancorp. Check Codorus Valley's Beneish M Score to see the likelihood of Codorus Valley's management manipulating its earnings.

Codorus Valley Stock Summary

Codorus Valley competes with Home Federal, First Financial, First Northwest, First Capital, and Community West. Codorus Valley Bancorp, Inc. operates as the bank holding company for the PeoplesBank that provides community banking services. The company was founded in 1864 and is headquartered in York, Pennsylvania. Codorus Valley operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 327 people.
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS1920251048
Business Address105 Leader Heights
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.peoplesbanknet.com
Phone717 747 1519
CurrencyUSD - US Dollar

Codorus Valley Key Financial Ratios

Codorus Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Codorus Valley's current stock value. Our valuation model uses many indicators to compare Codorus Valley value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Codorus Valley competition to find correlations between indicators driving Codorus Valley's intrinsic value. More Info.
Codorus Valley Bancorp is rated second in return on equity category among its peers. It is rated third in return on asset category among its peers reporting about  0.09  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Codorus Valley Bancorp is roughly  11.41 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Codorus Valley's earnings, one of the primary drivers of an investment's value.

Codorus Valley Market Pulse

 Quote24.04
 Change(%)  4.75 
 Change1.09 
 Open22.95
 Low22.95
 High24.19
 Volume0
 ExchangeNASDAQ

Steps to analyze company Financials for Investing

There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Codorus Valley is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Codorus has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.
In summary, you can determine if Codorus Valley's financials are consistent with your investment objective using the following steps:
  • Review Codorus Valley's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
  • Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
  • Study the cash flow inflows and outflows to understand Codorus Valley's liquidity and solvency.
  • Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
  • Compare Codorus Valley's financials to those of its peers to see how it stacks up and identify any potential red flags.
  • Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if Codorus Valley's stock is overvalued or undervalued.
Remember, these are just guidelines and should not be the only basis for investment decisions. It is always important to analyze the leading stock market indicators., conduct additional research and seek professional advice if needed.

Codorus Valley December 5, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Codorus Valley help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Codorus Valley Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Codorus Valley Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Codorus Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Codorus Valley's daily price indicators and compare them against related drivers.
Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.
You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .

Other Consideration for investing in Codorus Stock

If you are still planning to invest in Codorus Valley Bancorp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Codorus Valley's history and understand the potential risks before investing.
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