FB Financial Financials

FBK Stock  USD 56.45  0.14  0.25%   
Based on the analysis of FB Financial's profitability, liquidity, and operating efficiency, FB Financial Corp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, FB Financial's Net Receivables is quite stable compared to the past year. Other Current Assets is expected to rise to about 1.2 B this year, although the value of Property Plant And Equipment Net will most likely fall to about 123.9 M. Key indicators impacting FB Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.180.253
Way Down
Pretty Stable
Return On Assets0.01320.0095
Significantly Up
Very volatile
Return On Equity0.130.0826
Way Up
Pretty Stable
Debt Equity Ratio0.480.2754
Way Up
Slightly volatile
Operating Income126.1 M217.2 M
Way Down
Slightly volatile
Current Ratio0.470.4964
Notably Down
Slightly volatile
The financial analysis of FB Financial is a critical element in measuring its lifeblood. Investors should not minimize FB Financial's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

80.98 Million

  
Understanding current and past FB Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of FB Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in FB Financial's assets may result in an increase in income on the income statement.

FB Financial Stock Summary

FB Financial competes with Affinity Bancshares, Auburn National, First Community, and LINKBANCORP. FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services to businesses, professionals, and individuals. FB Financial Corporation was founded in 1906 and is headquartered in Nashville, Tennessee. Fb Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1962 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS30257X1046
CUSIP30257X104
LocationTennessee; U.S.A
Business Address1221 Broadway, Nashville,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.firstbankonline.com
Phone615 564 1212
CurrencyUSD - US Dollar

FB Financial Key Financial Ratios

FB Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets6.1B11.2B12.6B12.8B12.6B7.2B
Net Debt238.6M(903.2M)(1.5B)(331.1M)(259.3M)(272.2M)
Retained Earnings293.5M317.6M486.7M586.5M678.4M712.3M
Cash101.6M1.2B1.7B816.5M727.6M460.2M
Other Assets4.2B7.1B7.0B8.3B9.7B5.9B
Total Liab5.4B9.9B11.2B11.5B11.1B6.4B
Total Current Assets807.0M2.4B3.4B2.4B763.1M725.0M
Intangible Assets93.1M102.4M132.5M180.7M173.5M88.8M
Common Stock31.0M47.2M47.5M46.7M46.8M32.7M
Accounts Payable6.5M6.8M3.2M8.6M18.8M19.7M
Net Receivables17.1M43.6M38.5M45.7M95.2M100.0M
Other Current Assets295.3M1.4B1.9B1.1B866.8M1.2B
Short Term Debt35.5M55.2M46.4M69.8M67.6M130.4M
Other Current Liab(1.2B)(6.8M)1.1B(78.4M)1.5B1.6B
Other Liab46.5M73.6M63.6M95.5M109.8M61.4M
Net Tangible Assets573.7M1.0B1.2B1.1B1.2B664.0M
Long Term Debt54.7M238.3M171.8M415.7M400.7M420.7M
Inventory(295.3M)(1.4B)(1.9B)(1.1B)(863.6M)(820.5M)
Long Term Debt Total54.7M238.3M171.8M415.7M478.0M501.9M
Capital Surpluse425.6M898.8M892.5M861.6M990.8M581.5M
Earning Assets1.1B1.2B3.1B4.1B4.7B4.9B

FB Financial Key Income Statement Accounts

201920202021202220232024 (projected)
Total Revenue361.4M567.5M575.6M526.9M475.2M360.5M
Gross Profit361.4M567.5M575.6M526.9M475.2M360.5M
Operating Income109.5M82.5M243.0M236.8M217.2M126.1M
Ebit104.4M83.0M244.1M160.0M150.3M111.8M
Ebitda113.9M95.3M256.9M172.2M165.1M118.0M
Income Before Tax109.5M82.5M243.1M159.6M150.3M102.9M
Net Income83.8M63.6M190.3M124.6M120.2M81.0M
Income Tax Expense25.7M18.8M52.8M35.0M30.1M21.9M
Interest Expense56.5M49.0M37.6M69.2M271.2M284.8M
Tax Provision25.7M18.8M52.8M35.0M33.5M29.7M
Net Interest Income226.0M265.7M347.4M412.2M416.6M272.6M
Interest Income282.5M314.6M385.0M481.4M651.2M335.8M

FB Financial Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash107.3M1.1B479.8M(770.7M)(216.1M)(205.3M)
Free Cash Flow57.1M(275.2M)48.8M778.7M190.8M200.4M
Depreciation9.5M12.3M13.9M12.6M14.8M10.4M
Other Non Cash Items(2.4M)(318.5M)(148.6M)585.7M72.6M76.3M
Capital Expenditures6.8M5.9M6.1M10.6M20.2M21.2M
Net Income83.8M63.6M190.3M124.6M120.2M81.0M
End Period Cash Flow232.7M1.3B1.8B1.0B810.9M535.5M
Dividends Paid10.0M14.3M21.6M24.5M(28.1M)(26.7M)
Investments(16.5M)60.0M(1.0B)(1.7B)(45.5M)(47.8M)
Net Borrowings67.3M(152.2M)(60M)221.6M254.9M267.6M
Change To Netincome23.8M(352.4M)(78.5M)599.7M689.6M724.1M

FBK Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining FB Financial's current stock value. Our valuation model uses many indicators to compare FB Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across FB Financial competition to find correlations between indicators driving FB Financial's intrinsic value. More Info.
FB Financial Corp is rated # 2 in return on equity category among its peers. It is one of the top stocks in return on asset category among its peers reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for FB Financial Corp is roughly  8.62 . At this time, FB Financial's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value FB Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

FB Financial Corp Systematic Risk

FB Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. FB Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on FB Financial Corp correlated with the market. If Beta is less than 0 FB Financial generally moves in the opposite direction as compared to the market. If FB Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one FB Financial Corp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of FB Financial is generally in the same direction as the market. If Beta > 1 FB Financial moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in FB Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various FB Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of FB Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(5.56)

At this time, FB Financial's Price Earnings To Growth Ratio is quite stable compared to the past year.

FB Financial December 1, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of FB Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of FB Financial Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of FB Financial Corp based on widely used predictive technical indicators. In general, we focus on analyzing FBK Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build FB Financial's daily price indicators and compare them against related drivers.
When determining whether FB Financial Corp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if FBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Fb Financial Corp Stock. Highlighted below are key reports to facilitate an investment decision about Fb Financial Corp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FB Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the CEOs Directory module to screen CEOs from public companies around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of FB Financial. If investors know FBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about FB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.47)
Dividend Share
0.66
Earnings Share
2.3
Revenue Per Share
9.328
Quarterly Revenue Growth
(0.17)
The market value of FB Financial Corp is measured differently than its book value, which is the value of FBK that is recorded on the company's balance sheet. Investors also form their own opinion of FB Financial's value that differs from its market value or its book value, called intrinsic value, which is FB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because FB Financial's market value can be influenced by many factors that don't directly affect FB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between FB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if FB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, FB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.