Green Dot Financials

GDOT Stock  USD 10.27  0.08  0.79%   
Based on the key indicators related to Green Dot's liquidity, profitability, solvency, and operating efficiency, Green Dot is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in December. At this time, Green Dot's Other Assets are comparatively stable compared to the past year. Cash And Short Term Investments is likely to gain to about 776.6 M in 2024, whereas Property Plant And Equipment Net is likely to drop slightly above 99.8 M in 2024. Key indicators impacting Green Dot's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.00430.0045
Notably Down
Slightly volatile
Return On Assets0.00130.0014
Notably Down
Slightly volatile
Return On Equity0.00740.0078
Notably Down
Slightly volatile
Debt Equity Ratio0.130.071
Way Up
Slightly volatile
Operating Income21.5 M22.7 M
Notably Down
Very volatile
Current Ratio0.390.4143
Notably Down
Slightly volatile
The financial analysis of Green Dot is a critical element in measuring its lifeblood. Investors should not minimize Green Dot's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

6.39 Million

  
Understanding current and past Green Dot Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Green Dot's financial statements are interrelated, with each one affecting the others. For example, an increase in Green Dot's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Green Dot's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Green Dot. Check Green Dot's Beneish M Score to see the likelihood of Green Dot's management manipulating its earnings.

Green Dot Stock Summary

Green Dot competes with Guidewire Software, Envestnet, Evertec, Axos Financial, and Trupanion. Green Dot Corporation, a financial technology and bank holding company, provides various financial products to consumers and businesses in the United States. Green Dot Corporation was incorporated in 1999 and is headquartered in Austin, Texas. Green Dot operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 1200 people.
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS39304D1028
CUSIP39304D102
LocationCalifornia; U.S.A
Business Address114 West 7th
SectorConsumer Finance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.greendot.com
Phone626 765 2000
CurrencyUSD - US Dollar

Green Dot Key Financial Ratios

Green Dot Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets2.5B4.1B4.7B4.8B4.8B5.1B
Other Current Liab1.3B2.9B3.4B3.6B3.4B3.6B
Other Liab28.7M10.1M3.5M5.8M6.6M6.3M
Net Debt(995.2M)(1.5B)(1.3B)(770.2M)(615.2M)(646.0M)
Retained Earnings629.0M651.9M699.4M763.6M770.3M404.8M
Accounts Payable37.9M34.8M51.4M113.9M119.9M125.9M
Cash1.1B1.5B1.3B813.9M682.3M744.1M
Other Assets61.5M1.1B187.6M265.2M305.0M320.3M
Net Receivables60.4M67.8M61.1M74.4M110.1M61.2M
Inventory68.9M71.6M84.7M5.9M6.8M6.4M
Other Current Assets239.2M875.3M427.1M577.5M811.6M852.2M
Total Liab1.5B3.1B3.7B4.0B4.0B4.2B
Total Current Assets1.4B2.4B1.8B1.5B1.6B1.1B
Short Term Debt43.8M8.4M6.9M6.7M64.4M67.6M
Net Tangible Assets406.4M518.1M603.7M336.4M386.9M362.1M
Capital Surpluse296.2M354.5M401.1M340.6M391.7M342.6M

Green Dot Key Income Statement Accounts

The reason investors look at the income statement is to determine what Green Dot's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense1.8M761K150K255K3.0M2.5M
Total Revenue1.1B1.3B1.4B1.4B1.5B901.0M
Gross Profit709.5M726.9M779.2M724.2M620.5M538.0M
Operating Income122.9M30.1M66.5M94.4M22.7M21.5M
Ebit122.9M29.3M63.9M84.2M17.7M16.8M
Ebitda205.0M115.4M148.6M164.8M100.6M130.3M
Cost Of Revenue399.1M526.9M654.0M725.4M880.8M924.8M
Income Before Tax121.1M28.1M63.7M83.9M14.6M13.9M
Net Income99.9M23.1M47.5M64.2M6.7M6.4M
Income Tax Expense21.2M5.0M16.2M19.7M7.9M15.2M
Tax Provision21.2M5.0M16.2M19.7M11.4M12.1M
Net Interest Income(1.8M)(761K)(150K)(255K)(229.5K)(218.0K)

Green Dot Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(29.1M)430.5M(171.1M)(505.8M)(133.3M)(126.7M)
Free Cash Flow111.7M150.1M105.1M193.4M21.6M20.5M
Depreciation82.1M86.1M84.8M80.6M83.0M54.2M
Other Non Cash Items86.4M31.8M45.9M59.9M54.0M58.0M
Capital Expenditures78.2M59.0M57.4M84.3M75.9M48.5M
Net Income99.9M23.1M47.5M64.2M6.7M6.4M
End Period Cash Flow1.1B1.5B1.3B819.8M686.5M743.7M
Change To Inventory(9.9M)(12.0M)(37.6M)(13.7M)(12.3M)(12.9M)
Investments(75.6M)(723.3M)(1.3B)(820.2M)26.3M27.7M
Change Receivables(105.1M)(16.2M)(32.5M)(7.8M)(9.0M)(9.4M)
Change To Netincome121.6M74.4M100.1M89.5M102.9M93.3M

Green Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Green Dot's current stock value. Our valuation model uses many indicators to compare Green Dot value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Green Dot competition to find correlations between indicators driving Green Dot's intrinsic value. More Info.
Green Dot is rated # 4 in return on equity category among its peers. It also is rated # 4 in return on asset category among its peers . At this time, Green Dot's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Green Dot by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Green Dot Systematic Risk

Green Dot's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Green Dot volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on Green Dot correlated with the market. If Beta is less than 0 Green Dot generally moves in the opposite direction as compared to the market. If Green Dot Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Green Dot is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Green Dot is generally in the same direction as the market. If Beta > 1 Green Dot moves generally in the same direction as, but more than the movement of the benchmark.

Green Dot Thematic Clasifications

Green Dot is part of several thematic ideas from Trump Equities to Cannabis. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Green Dot Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Green Dot's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Green Dot growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.82)

At this time, Green Dot's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

Green Dot November 30, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Green Dot help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Green Dot. We use our internally-developed statistical techniques to arrive at the intrinsic value of Green Dot based on widely used predictive technical indicators. In general, we focus on analyzing Green Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Green Dot's daily price indicators and compare them against related drivers.

Additional Tools for Green Stock Analysis

When running Green Dot's price analysis, check to measure Green Dot's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Green Dot is operating at the current time. Most of Green Dot's value examination focuses on studying past and present price action to predict the probability of Green Dot's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Green Dot's price. Additionally, you may evaluate how the addition of Green Dot to your portfolios can decrease your overall portfolio volatility.