Hagerty Financials

HGTY Stock  USD 11.13  0.08  0.71%   
Based on the key measurements obtained from Hagerty's financial statements, Hagerty is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in January. At this time, Hagerty's Property Plant And Equipment Gross is fairly stable compared to the past year. Non Current Liabilities Other is likely to rise to about 335.4 M in 2024, whereas Common Stock Shares Outstanding is likely to drop slightly above 184.4 M in 2024. Key indicators impacting Hagerty's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Equity0.07980.1153
Way Down
Slightly volatile
Current Ratio1.411.4843
Notably Down
Pretty Stable
The financial analysis of Hagerty is a critical element in measuring its lifeblood. Investors should not minimize Hagerty's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

21.24 Million

  
Understanding current and past Hagerty Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Hagerty's financial statements are interrelated, with each one affecting the others. For example, an increase in Hagerty's assets may result in an increase in income on the income statement.

Hagerty Earnings Geography

Please note, the imprecision that can be found in Hagerty's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Hagerty. Check Hagerty's Beneish M Score to see the likelihood of Hagerty's management manipulating its earnings.

Hagerty Stock Summary

Hagerty competes with W R, Markel, RLI Corp, CNA Financial, and White Mountains. It offers automobile and boat insurance products and reinsurance products. In addition, it offers DriveShare, a peer-to-peer rental platform for collector and cool vehicles Motorsport Reg, a motorsport membership, licensing, and event online management system that automates event listings, registration, and payment processing for various motorsport events and Hagerty Garage Social, a platform that provides clubhouses and car storage facilities. Hagerty operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 1668 people.
Specialization
Financial Services, Insurance - Property & Casualty
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS4051661092
CUSIP405166109 01407X104
LocationMichigan; U.S.A
Business Address121 Drivers Edge,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.hagerty.com
Phone800 922 4050
CurrencyUSD - US Dollar

Hagerty Key Financial Ratios

Hagerty Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
201920202021202220232024 (projected)
Tax Provision7.3M4.8M6.8M7.0M14.9M7.5M
Interest Expense608.0K859.5K2.0M2.0M22.8M24.0M
Total Revenue397.3M499.5M576.5M829.5M1.0B663.0M
Gross Profit218.6M271.0M404.6M540.9M574.2M423.7M
Operating Income10.8M15.8M(91.3M)41.1M10.4M10.9M
Ebit10.8M15.8M(54.6M)41.1M23.2M24.4M
Ebitda19.8M27.6M(32.5M)75.0M69.0M72.5M
Income Before Tax11.5M14.9M(54.6M)11.1M44.8M47.0M
Net Income4.2M10.2M(61.4M)4.1M20.2M21.2M
Income Tax Expense7.3M4.8M6.8M7.0M16.6M17.4M

Hagerty Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Hagerty. It measures of how well Hagerty is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Hagerty brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Hagerty had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Hagerty has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201920202021202220232024 (projected)
Change To Inventory49.0M46.5M61.4M113.8M130.9M137.4M
Investments(21.1M)(47.4M)(11.1M)(24.0M)(46.3M)(44.0M)
Change In Cash69.4M78.0M304.9M(64.8M)185.1M114.0M
Net Borrowings(48.9M)43.9M66.5M(28.1M)(32.4M)(30.7M)
Free Cash Flow40.7M46.3M(1.1M)11.0M107.3M112.7M
Depreciation9.0M11.8M22.1M33.9M45.8M23.9M
Other Non Cash Items619.4K758.2K155K(54.5M)12.5M13.1M
Capital Expenditures9.4M38.3M43.4M44.4M26.4M31.1M
Net Income4.2M10.0M(61.4M)2.4M20.2M21.2M
End Period Cash Flow221.1M299.1M604.0M539.2M724.3M465.5M
Change To Netincome6.4M4.8M33.2M(55.0M)(49.5M)(47.0M)

Hagerty Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Hagerty's current stock value. Our valuation model uses many indicators to compare Hagerty value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Hagerty competition to find correlations between indicators driving Hagerty's intrinsic value. More Info.
Hagerty is rated # 5 in return on equity category among its peers. It also is rated # 5 in return on asset category among its peers reporting about  0.14  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Hagerty is roughly  7.03 . At this time, Hagerty's Return On Equity is fairly stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Hagerty's earnings, one of the primary drivers of an investment's value.

Hagerty's Earnings Breakdown by Geography

Hagerty Systematic Risk

Hagerty's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Hagerty volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourty-two with a total number of output elements of nineteen. The Beta measures systematic risk based on how returns on Hagerty correlated with the market. If Beta is less than 0 Hagerty generally moves in the opposite direction as compared to the market. If Hagerty Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Hagerty is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Hagerty is generally in the same direction as the market. If Beta > 1 Hagerty moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Hagerty Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Hagerty's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Hagerty growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.0508

At this time, Hagerty's Price Earnings To Growth Ratio is fairly stable compared to the past year.

Hagerty December 13, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Hagerty help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Hagerty. We use our internally-developed statistical techniques to arrive at the intrinsic value of Hagerty based on widely used predictive technical indicators. In general, we focus on analyzing Hagerty Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Hagerty's daily price indicators and compare them against related drivers.

Additional Tools for Hagerty Stock Analysis

When running Hagerty's price analysis, check to measure Hagerty's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hagerty is operating at the current time. Most of Hagerty's value examination focuses on studying past and present price action to predict the probability of Hagerty's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hagerty's price. Additionally, you may evaluate how the addition of Hagerty to your portfolios can decrease your overall portfolio volatility.