OP Bancorp Financials

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OP Bancorp Stock Summary

OP Bancorp competes with PCB Bancorp, Hope Bancorp, RBB Bancorp, BayCom Corp, and Provident Bancorp. OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. The company was founded in 2005 and is headquartered in Los Angeles, California. Open Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 193 people.

OP Bancorp Key Financial Ratios

OP Bancorp Key Balance Sheet Accounts

OP Bancorp Key Income Statement Accounts

OP Bancorp Key Cash Accounts

OPBK Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining OP Bancorp's current stock value. Our valuation model uses many indicators to compare OP Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across OP Bancorp competition to find correlations between indicators driving OP Bancorp's intrinsic value. More Info.OP Bancorp is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about  0.09  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for OP Bancorp is roughly  11.67 . At this time, OP Bancorp's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value OP Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

OP Bancorp Systematic Risk

Today, most investors in OP Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various OP Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of OP Bancorp growth as a starting point in their analysis.

Along with financial statement analysis, the daily predictive indicators of OP Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of OP Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of OP Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing OPBK Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build OP Bancorp's daily price indicators and compare them against related drivers.

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.