Prudential Financial Financials

PRU Stock  USD 129.52  0.41  0.32%   
Based on the analysis of Prudential Financial's profitability, liquidity, and operating efficiency, Prudential Financial is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in December. At this time, Prudential Financial's Good Will is comparatively stable compared to the past year. Intangible Assets is likely to gain to about 1.6 B in 2024, whereas Accounts Payable is likely to drop slightly above 9.1 B in 2024. Key indicators impacting Prudential Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.810.7595
Notably Up
Pretty Stable
Current Ratio0.03760.0395
Notably Down
Slightly volatile
The essential information of the day-to-day investment outlook for Prudential Financial includes many different criteria found on its balance sheet. An individual investor should monitor Prudential Financial's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Prudential Financial.

Cash And Equivalents

16.36 Billion

  
Understanding current and past Prudential Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Prudential Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Prudential Financial's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Prudential Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Prudential Financial. Check Prudential Financial's Beneish M Score to see the likelihood of Prudential Financial's management manipulating its earnings.

Prudential Financial Stock Summary

Prudential Financial competes with Lincoln National, Aflac Incorporated, Brighthouse Financial, Unum, and MetLife. Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey. Prudential Financial operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. It employs 40916 people.
Foreign Associates
Specialization
Financial Services, Insurance - Life
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS7443201022
CUSIP744320102
LocationNew Jersey; U.S.A
Business Address751 Broad Street,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.prudential.com
Phone973 802 6000
CurrencyUSD - US Dollar

Prudential Financial Key Financial Ratios

Prudential Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets896.6B940.7B937.6B689.9B721.1B663.2B
Other Liab752.8B825.1B831.4B613.6B705.6B740.9B
Retained Earnings33.0B30.7B36.7B33.4B32.4B19.4B
Accounts Payable11.4B12.0B9.5B5.7B15.7B9.1B
Cash16.3B13.7B12.9B17.3B19.4B14.6B
Other Assets72.7B70.5B146.9B270.4B378.3B286.4B
Long Term Debt18.6B19.7B18.9B19.9B20.0B17.7B
Total Liab832.8B872.5B875.0B672.7B691.3B625.0B
Other Current Liab(1.9B)(12.9B)(10.2B)(10.7B)7.9B7.5B
Net Debt5.5B7.2B6.7B3.8B1.5B1.4B
Total Current Assets412.9B434.4B391.9B6.1B971M922.5M
Short Term Debt1.9B925M722M775M873M829.4M
Other Current Assets38.1B37.1B30.9B(15.7B)28.7B30.1B
Treasury Stock(19.5B)(19.7B)(21.8B)(23.1B)(20.8B)(19.7B)
Intangible Assets1.1B1.1B771M595M1.0B1.6B
Net Tangible Assets63.1B67.4B61.9B16.3B18.7B17.8B
Long Term Debt Total18.6B19.7B18.6B19.9B17.9B16.1B
Capital Surpluse25.5B25.6B25.7B25.7B29.6B27.4B

Prudential Financial Key Income Statement Accounts

The reason investors look at the income statement is to determine what Prudential Financial's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense1.5B1.6B1.5B1.6B1.8B891M
Total Revenue57.2B49.8B61.4B60.1B(3.2B)(3.0B)
Gross Profit57.2B49.8B61.4B60.1B(3.2B)(3.0B)
Operating Income1.9B(2.4B)6.4B(1.1B)(116M)(110.2M)
Income Before Tax5.1B(323M)9.4B(1.8B)3.1B3.2B
Net Income4.2B(242M)8.9B(1.4B)2.5B2.8B
Income Tax Expense947M(81M)1.7B(370M)613M580.3M
Ebit1.9B(2.4B)(233M)(1.1B)(46M)(43.7M)
Ebitda2.3B(1.9B)(29M)(944M)(116M)(110.2M)
Minority Interest52M228M(70M)(24M)(20M)(19M)
Tax Provision947M(81M)1.7B(370M)613M495.5M
Net Interest Income(1.5B)(1.6B)(1.5B)(1.6B)(1.4B)(1.5B)

Prudential Financial Key Cash Accounts

201920202021202220232024 (projected)
Net Income4.2B(146M)7.8B(1.5B)2.5B2.8B
End Period Cash Flow16.5B13.9B12.9B17.3B19.5B14.7B
Change To Netincome459M(3.9B)(3.0B)4.3B3.8B4.0B
Change In Cash979M(2.6B)(921M)4.4B2.2B2.3B
Free Cash Flow15.8B8.3B10.5B5.2B6.5B9.9B
Depreciation460M457M204M124M(70M)(66.5M)
Other Non Cash Items1.8B5.0B(1.5B)5.2B5.3B5.6B
Dividends Paid1.6B1.8B1.8B1.8B1.8B1.0B
Investments(17.3B)(15.7B)(2.3B)(7.6B)(12.1B)(12.7B)
Net Borrowings1.4B249M(1.1B)1.3B1.2B1.2B

Prudential Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Prudential Financial's current stock value. Our valuation model uses many indicators to compare Prudential Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Prudential Financial competition to find correlations between indicators driving Prudential Financial's intrinsic value. More Info.
Prudential Financial is regarded fourth in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.03  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Prudential Financial is roughly  30.60 . At this time, Prudential Financial's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Prudential Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Prudential Financial Systematic Risk

Prudential Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Prudential Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty-six with a total number of output elements of twenty-five. The Beta measures systematic risk based on how returns on Prudential Financial correlated with the market. If Beta is less than 0 Prudential Financial generally moves in the opposite direction as compared to the market. If Prudential Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Prudential Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Prudential Financial is generally in the same direction as the market. If Beta > 1 Prudential Financial moves generally in the same direction as, but more than the movement of the benchmark.

Prudential Financial Thematic Clasifications

Prudential Financial is part of FinTech investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. A collection of large financial service, investment, and banking companies. High long term potential financial entities that are ranging from payment processing, investment management to commercial and investment banking
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Today, most investors in Prudential Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Prudential Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Prudential Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.0516)

At this time, Prudential Financial's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

Prudential Financial November 29, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Prudential Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Prudential Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Prudential Financial based on widely used predictive technical indicators. In general, we focus on analyzing Prudential Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Prudential Financial's daily price indicators and compare them against related drivers.

Additional Tools for Prudential Stock Analysis

When running Prudential Financial's price analysis, check to measure Prudential Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Prudential Financial is operating at the current time. Most of Prudential Financial's value examination focuses on studying past and present price action to predict the probability of Prudential Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Prudential Financial's price. Additionally, you may evaluate how the addition of Prudential Financial to your portfolios can decrease your overall portfolio volatility.