Provident Bancorp Financials

Earnings View

Profitability View

Liquidity View

Fundamentals View

Competition View

Provident Bancorp Stock Summary

Provident Bancorp competes with Home Federal, Community West, First Financial, First Northwest, and First Capital. Provident Bancorp, Inc. operates as the bank holding company for The Provident Bank that provides various financial services to individuals and small businesses in the United States. The company was founded in 1828 and is headquartered in Amesbury, Massachusetts. Provident Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 170 people.

Provident Bancorp Key Financial Ratios

Provident Bancorp Key Balance Sheet Accounts

Provident Bancorp Key Income Statement Accounts

Provident Bancorp Key Cash Accounts

Provident Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Provident Bancorp's current stock value. Our valuation model uses many indicators to compare Provident Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Provident Bancorp competition to find correlations between indicators driving Provident Bancorp's intrinsic value. More Info.Provident Bancorp is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.13  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Provident Bancorp is roughly  7.74 . At present, Provident Bancorp's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Provident Bancorp's earnings, one of the primary drivers of an investment's value.

Provident Bancorp Systematic Risk

Today, most investors in Provident Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Provident Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Provident Bancorp growth as a starting point in their analysis.

Along with financial statement analysis, the daily predictive indicators of Provident Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Provident Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Provident Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Provident Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Provident Bancorp's daily price indicators and compare them against related drivers.

When running Provident Bancorp's price analysis, check to measure Provident Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Bancorp is operating at the current time. Most of Provident Bancorp's value examination focuses on studying past and present price action to predict the probability of Provident Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Bancorp's price. Additionally, you may evaluate how the addition of Provident Bancorp to your portfolios can decrease your overall portfolio volatility.