Triumph Financial Financials

TFINP Stock   23.70  0.20  0.85%   
Based on the analysis of Triumph Financial's profitability, liquidity, and operating efficiency, Triumph Financial is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January. At this time, Triumph Financial's Non Currrent Assets Other are relatively stable compared to the past year. As of 12/01/2024, Other Assets is likely to grow to about 4.7 B, while Total Stockholder Equity is likely to drop slightly above 549 M. Key indicators impacting Triumph Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.08250.0868
Notably Down
Slightly volatile
Return On Assets0.00730.0077
Notably Down
Slightly volatile
Return On Equity0.04510.0475
Notably Down
Slightly volatile
Debt Equity Ratio0.450.469
Sufficiently Down
Pretty Stable
Operating Income36 M37.9 M
Notably Down
Slightly volatile
Current Ratio0.410.43
Sufficiently Down
Slightly volatile
The essential information of the day-to-day investment outlook for Triumph Financial includes many different criteria found on its balance sheet. An individual investor should monitor Triumph Financial's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Triumph Financial.

Net Income

50.63 Million

  
Understanding current and past Triumph Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Triumph Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Triumph Financial's assets may result in an increase in income on the income statement.

Triumph Financial Stock Summary

Triumph Financial competes with Triumph Financial, Wintrust Financial, First Merchants, and Pinnacle Financial. Triumph Financial is entity of United States. It is traded as Stock on NASDAQ exchange.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS89679E3009
CUSIP89679E409
LocationTexas; U.S.A
Business Address12700 Park Central
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.tfin.com
Phone214 365 6900

Triumph Financial Key Financial Ratios

Triumph Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets5.1B5.9B6.0B5.3B5.3B3.9B
Net Debt359.0M110.0M(28.5M)(229.2M)118.8M83.5M
Retained Earnings229.0M289.6M399.4M498.5M536.3M563.1M
Cash197.9M314.4M383.2M408.2M286.6M223.8M
Other Current Assets221.2M335.3M399.0M430.1M321.1M305.1M
Total Liab556.9M424.4M354.7M4.4B4.5B4.7B
Total Current Assets446.7M538.7M565.6M662.7M392.7M373.1M
Common Stock271K272K280K283K290K236.0K
Intangible Assets31.5M26.7M43.1M32.1M23.6M27.5M
Other Liab53.8M45.7M58.1M60.1M69.2M59.0M
Net Tangible Assets446.3M491.9M537.0M578.2M664.9M547.9M
Accounts Payable3.8B4.7B4.6B4.2B4.8B4.6B
Other Assets4.1B4.9B4.8B4.0B4.3B4.7B
Long Term Debt556.9M424.4M354.7M179.0M405.4M311.8M
Inventory3.5M2.5M2.9M1.3M1.2M2.0M
Net Invested Capital1.2B1.1B1.2B1.0B1.2B1.2B

Triumph Financial Key Income Statement Accounts

The reason investors look at the income statement is to determine what Triumph Financial's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense55.3M37.4M18.4M18.7M43.1M24.3M
Total Revenue287.5M335.4M423.6M484.6M424.9M255.2M
Gross Profit287.5M335.4M423.6M484.6M417.5M254.5M
Operating Income75.4M84.7M145.0M155.8M37.9M36.0M
Ebit75.4M84.7M145.0M137.0M37.9M36.0M
Ebitda84.6M103.8M167.9M162.2M37.9M36.0M
Income Before Tax75.4M84.7M145.0M137.0M37.9M66.9M
Net Income58.5M64.0M113.0M102.3M37.9M50.6M
Income Tax Expense16.9M20.7M32.0M34.7M11.7M16.9M
Tax Provision16.9M20.7M32.0M34.7M16.3M24.8M
Net Interest Income255.9M284.7M369.1M400.5M376.9M350.9M
Interest Income311.2M322.1M387.6M419.2M420.0M389.2M

Triumph Financial Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(37.1M)116.5M68.8M25.0M(121.5M)(115.5M)
Free Cash Flow51.1M79.8M122.6M63.6M16.2M15.4M
Depreciation17.3M19.1M22.9M25.2M25.3M13.9M
Other Non Cash Items75K(11.6M)(19.1M)(31.2M)6.1M6.4M
Capital Expenditures21.3M17.6M14.4M10.9M27.0M28.3M
Net Income58.5M64.0M113.0M102.3M41.1M51.4M
End Period Cash Flow197.9M314.4M383.2M408.2M286.6M223.8M
Investments90.5M33.7M41.4M672.4M(37.5M)(35.6M)
Net Borrowings135.8M(132.1M)(72.5M)(178.9M)(161.0M)(153.0M)
Change To Netincome7.5M(9.2M)(5.8M)(12.7M)(11.4M)(10.8M)

Triumph Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Triumph Financial's current stock value. Our valuation model uses many indicators to compare Triumph Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Triumph Financial competition to find correlations between indicators driving Triumph Financial's intrinsic value. More Info.
Triumph Financial is currently regarded as top stock in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.15  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Triumph Financial is roughly  6.63 . At this time, Triumph Financial's Return On Equity is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Triumph Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Triumph Financial Systematic Risk

Triumph Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Triumph Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on Triumph Financial correlated with the market. If Beta is less than 0 Triumph Financial generally moves in the opposite direction as compared to the market. If Triumph Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Triumph Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Triumph Financial is generally in the same direction as the market. If Beta > 1 Triumph Financial moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Triumph Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Triumph Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Triumph Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.72)

At this time, Triumph Financial's Price Earnings To Growth Ratio is relatively stable compared to the past year.

Triumph Financial December 1, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Triumph Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Triumph Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Triumph Financial based on widely used predictive technical indicators. In general, we focus on analyzing Triumph Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Triumph Financial's daily price indicators and compare them against related drivers.

Additional Tools for Triumph Stock Analysis

When running Triumph Financial's price analysis, check to measure Triumph Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Triumph Financial is operating at the current time. Most of Triumph Financial's value examination focuses on studying past and present price action to predict the probability of Triumph Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Triumph Financial's price. Additionally, you may evaluate how the addition of Triumph Financial to your portfolios can decrease your overall portfolio volatility.