General Insurance (India) Buy Hold or Sell Recommendation
| GICRE Stock | 399.60 1.95 0.49% |
Assuming the 90 days trading horizon and your above-average risk tolerance, our recommendation regarding General Insurance is 'Cautious Hold'. The recommendation algorithm takes into account all of General Insurance's available fundamental, technical, and predictive indicators you will find on this site.
Check out General Insurance Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as General and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards General Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.
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Execute General Insurance Buy or Sell Advice
The General recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on General Insurance. Macroaxis does not own or have any residual interests in General Insurance or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute General Insurance's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Analyst Consensus | Not Available | Details | |
Reporting Quality (M-Score) | Inapplicable | Details |
General Insurance Trading Alerts and Improvement Suggestions
| General Insurance generated a negative expected return over the last 90 days | |
| About 82.0% of the company shares are held by company insiders | |
| Latest headline from news.google.com: Saudi Arabia general insurance sector to beat 28bn by 2029 - Yahoo Finance |
General Insurance Returns Distribution Density
The distribution of General Insurance's historical returns is an attempt to chart the uncertainty of General Insurance's future price movements. The chart of the probability distribution of General Insurance daily returns describes the distribution of returns around its average expected value. We use General Insurance price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of General Insurance returns is essential to provide solid investment advice for General Insurance.
| Mean Return | 0 | Value At Risk | -4.8 | Potential Upside | 3.67 | Standard Deviation | 2.34 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of General Insurance historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
General Insurance Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Investments | (46.6B) | (107.6B) | (68.5B) | (100.0B) | (88.7B) | (93.2B) | |
| Change In Cash | 31.7B | 24.8B | 28.6B | 22.5B | 11.5B | 16.6B | |
| Free Cash Flow | 86.1B | 132.8B | 89.9B | 115.9B | 111.4B | 89.5B | |
| Depreciation | 182.8M | 149.5M | 137.5M | 96.9M | 118.6M | 123.5M | |
| Other Non Cash Items | 1.8B | (4.0B) | (14.3B) | 87.6M | (9.8B) | (9.3B) | |
| Capital Expenditures | 29.9M | 60.3M | 154.5M | 1.3B | 56.8M | 54.0M | |
| Net Income | (3.7B) | 30.7B | 37.5B | 80.3B | 66.9B | 40.2B | |
| End Period Cash Flow | 161.1B | 185.9B | 214.5B | 237.0B | 248.6B | 169.9B | |
| Change To Netincome | 17.4M | 6.7B | (641.4M) | 11.3B | 13.0B | 13.7B |
General Insurance Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to General Insurance or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that General Insurance's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a General stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.12 | |
β | Beta against Dow Jones | 0.90 | |
σ | Overall volatility | 2.31 | |
Ir | Information ratio | -0.06 |
General Insurance Volatility Alert
General Insurance currently demonstrates below-average downside deviation. It has Information Ratio of -0.06 and Jensen Alpha of -0.12. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure General Insurance's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact General Insurance's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.General Insurance Fundamentals Vs Peers
Comparing General Insurance's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze General Insurance's direct or indirect competition across all of the common fundamentals between General Insurance and the related equities. This way, we can detect undervalued stocks with similar characteristics as General Insurance or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of General Insurance's fundamental indicators could also be used in its relative valuation, which is a method of valuing General Insurance by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare General Insurance to competition |
| Fundamentals | General Insurance | Peer Average |
| Return On Equity | 0.0868 | -0.31 |
| Return On Asset | 0.0265 | -0.14 |
| Profit Margin | 0.15 % | (1.27) % |
| Operating Margin | 0.11 % | (5.51) % |
| Current Valuation | 445.29 B | 16.62 B |
| Shares Outstanding | 1.75 B | 571.82 M |
| Shares Owned By Insiders | 82.40 % | 10.09 % |
| Shares Owned By Institutions | 11.85 % | 39.21 % |
| Price To Book | 1.17 X | 9.51 X |
| Price To Sales | 1.50 X | 11.42 X |
| Revenue | 78.96 B | 9.43 B |
| Gross Profit | 77.47 B | 27.38 B |
| EBITDA | 80.2 B | 3.9 B |
| Net Income | 66.86 B | 570.98 M |
| Cash And Equivalents | 8.08 B | 2.7 B |
| Total Debt | 1.29 T | 5.32 B |
| Book Value Per Share | 488.44 X | 1.93 K |
| Cash Flow From Operations | 111.44 B | 971.22 M |
| Earnings Per Share | 41.48 X | 3.12 X |
| Target Price | 354.25 | |
| Number Of Employees | 411 | 18.84 K |
| Beta | 1.0 | -0.15 |
| Market Capitalization | 701.06 B | 19.03 B |
| Total Asset | 1.84 T | 29.47 B |
| Retained Earnings | 209.36 B | 9.33 B |
| Annual Yield | 0.03 % | |
| Net Asset | 1.84 T |
General Insurance Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as General . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About General Insurance Buy or Sell Advice
When is the right time to buy or sell General Insurance? Buying financial instruments such as General Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having General Insurance in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Pharmaceutical Products
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Pharmaceutical Products theme has 61 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Pharmaceutical Products Theme or any other thematic opportunities.
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Other Information on Investing in General Stock
General Insurance financial ratios help investors to determine whether General Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in General with respect to the benefits of owning General Insurance security.