Ryan Lund - Heartland Financial VP Communications

HTLFP Preferred Stock  USD 25.44  0.11  0.43%   

Insider

Ryan Lund is VP Communications of Heartland Financial USA
Phone563 589 2100
Webhttps://www.htlf.com

Heartland Financial Management Efficiency

The company has return on total asset (ROA) of 0.0107 % which means that it generated a profit of $0.0107 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1083 %, meaning that it generated $0.1083 on every $100 dollars invested by stockholders. Heartland Financial's management efficiency ratios could be used to measure how well Heartland Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Heartland Financial USA has accumulated 371.75 M in total debt. Debt can assist Heartland Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Heartland Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Heartland Financial USA sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Heartland to invest in growth at high rates of return. When we think about Heartland Financial's use of debt, we should always consider it together with cash and equity.

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Heartland Financial USA, Inc., a multi-bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Dubuque, Iowa. Heartland Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2087 people. Heartland Financial USA (HTLFP) is traded on NASDAQ Exchange in USA. It is located in 1398 Central Avenue, Dubuque, IA, United States, 52001 and employs 2,002 people. Heartland Financial is listed under Banking category by Fama And French industry classification.

Management Performance

Heartland Financial USA Leadership Team

Elected by the shareholders, the Heartland Financial's board of directors comprises two types of representatives: Heartland Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Heartland. The board's role is to monitor Heartland Financial's management team and ensure that shareholders' interests are well served. Heartland Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Heartland Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Dennis Mochal, Ex Officer
Bruce Lee, CEO Pres
Deborah Deters, Ex Officer
Ryan Lund, VP Communications
Janet Quick, Deputy VP
Shelley Reed, Exec Devel
Bryan McKeag, Ex CFO
David Prince, Ex Banking
Jay Esq, Exec Counsel
Mark Frank, Ex Operations

Heartland Preferred Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right preferred stock is not an easy task. Is Heartland Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Heartland Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Heartland Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Heartland Financial will appreciate offsetting losses from the drop in the long position's value.

Moving against Heartland Preferred Stock

  0.44TFC-PO Truist FinancialPairCorr
  0.39TFC-PR Truist FinancialPairCorr
  0.39CFG-PE Citizens FinancialPairCorr
The ability to find closely correlated positions to Heartland Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Heartland Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Heartland Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Heartland Financial USA to buy it.
The correlation of Heartland Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Heartland Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Heartland Financial USA moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Heartland Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Heartland Preferred Stock Analysis

When running Heartland Financial's price analysis, check to measure Heartland Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Heartland Financial is operating at the current time. Most of Heartland Financial's value examination focuses on studying past and present price action to predict the probability of Heartland Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Heartland Financial's price. Additionally, you may evaluate how the addition of Heartland Financial to your portfolios can decrease your overall portfolio volatility.