Tim Topham - Mountain Commerce Area VP

MCBI Stock  USD 21.75  0.01  0.05%   

Insider

Tim Topham is Area VP of Mountain Commerce Bancorp
Age 64
Phone866 622 1910
Webhttps://www.mcb.com

Mountain Commerce Management Efficiency

The company has return on total asset (ROA) of 0.0126 % which means that it generated a profit of $0.0126 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1547 %, meaning that it created $0.1547 on every $100 dollars invested by stockholders. Mountain Commerce's management efficiency ratios could be used to measure how well Mountain Commerce manages its routine affairs as well as how well it operates its assets and liabilities.
Mountain Commerce Bancorp currently holds 96.82 M in liabilities with Debt to Equity (D/E) ratio of 7.59, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Mountain Commerce until it has trouble settling it off, either with new capital or with free cash flow. So, Mountain Commerce's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Mountain Commerce Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Mountain to invest in growth at high rates of return. When we think about Mountain Commerce's use of debt, we should always consider it together with cash and equity.

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Mountain Commerce Bancorp, Inc. operates as the holding company for Mountain Commerce Bank that provides banking services for small- and medium-sized businesses, professionals, and affluent individuals. The company was founded in 1910 and is based in Knoxville, Tennessee. MOUNTAIN COMM operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 113 people. Mountain Commerce Bancorp [MCBI] is traded as part of a regulated electronic over-the-counter service offered by the NASD.

Management Performance

Mountain Commerce Bancorp Leadership Team

Elected by the shareholders, the Mountain Commerce's board of directors comprises two types of representatives: Mountain Commerce inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Mountain. The board's role is to monitor Mountain Commerce's management team and ensure that shareholders' interests are well served. Mountain Commerce's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Mountain Commerce's outside directors are responsible for providing unbiased perspectives on the board's policies.
CPA CPA, Ex CFO
Kevin Horne, COO, VP
Regenia Ellis, First Sec
William III, Vice Founder
Tim Topham, Area VP

Mountain Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Mountain Commerce a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

Other Information on Investing in Mountain OTC Stock

Mountain Commerce financial ratios help investors to determine whether Mountain OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Mountain with respect to the benefits of owning Mountain Commerce security.