Ruth Stevenson - National Bank Executive

NBHC Stock  USD 48.45  0.28  0.57%   

Executive

Ms. Ruth Stevenson is Chief Client Executive and Deposit Operations Executive of the Company. Ms. Stevenson has served as NBH Banks Chief Client Executive and Deposit Operations Executive since the merger of Peoples, Inc. and the Company on January 1, 2018. She has also served as a member of NBH Banks board of directors since January 1, 2019. Prior to the merger, Ms. Stevenson served in a number of roles with Peoples Bank over an 18year period, including, most recently as President and Chief Operating Officer and as a member of its board of directors since 2018.
Age 71
Tenure 6 years
Address 7800 East Orchard Road, Greenwood Village, CO, United States, 80111
Phone303 892 8715
Webhttps://www.nationalbankholdings.com
Stevenson has worked in a variety of roles in financial services for more than 45 years, including President of a community bank, Director of Retail, Director of a mortgage division, Operations Manager for a mortgage division, and nearly every other capacity in banking and mortgage.

Ruth Stevenson Latest Insider Activity

Tracking and analyzing the buying and selling activities of Ruth Stevenson against National Bank stock is an integral part of due diligence when investing in National Bank. Ruth Stevenson insider activity provides valuable insight into whether National Bank is net buyers or sellers over its current business cycle. Note, National Bank insiders must abide by specific rules, including filing SEC forms every time they buy or sell National Bank'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

National Bank Management Efficiency

The company has return on total asset (ROA) of 0.0125 % which means that it generated a profit of $0.0125 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1008 %, meaning that it created $0.1008 on every $100 dollars invested by stockholders. National Bank's management efficiency ratios could be used to measure how well National Bank manages its routine affairs as well as how well it operates its assets and liabilities. At present, National Bank's Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.12, whereas Return On Capital Employed is forecasted to decline to 0.02. At present, National Bank's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 69.3 M, whereas Total Assets are forecasted to decline to about 6.4 B.
National Bank Holdings currently holds 394.2 M in liabilities with Debt to Equity (D/E) ratio of 6.59, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about National Bank's use of debt, we should always consider it together with its cash and equity.

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National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. National Bank Holdings Corporation was incorporated in 2009 and is headquartered in Greenwood Village, Colorado. National Bank operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1120 people. National Bank Holdings (NBHC) is traded on New York Stock Exchange in USA. It is located in 7800 East Orchard Road, Greenwood Village, CO, United States, 80111 and employs 1,226 people. National Bank is listed under Regional Banks category by Fama And French industry classification.

Management Performance

National Bank Holdings Leadership Team

Elected by the shareholders, the National Bank's board of directors comprises two types of representatives: National Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of National. The board's role is to monitor National Bank's management team and ensure that shareholders' interests are well served. National Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, National Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
Ruth Stevenson, Chief Client Executive and Deposit Operations Executive of the bank
Timothy Laney, Chairman, CEO and Pres
Micho Spring, Independent Director
Burney Warren, Independent Director
Aldis Birkans, Chief Financial Officer, IR Contact Officer
G Laney, Chairman of the Board, President, Chief Executive Officer
Valerie CTP, Executive Officer
Alka Gupta, Independent Director
Brendan Zahl, Executive Vice President - Personal, Private and Residential Banking of the bank
Arthur Zeile, Independent Director
Nicole Denabeele, Senior Vice President Chief Accounting Officer
Patrick Sobers, Executive Vice President - Head of Business and Consumer Banking of the Bank
Richard Newfield, Chief Risk Management Officer
Robert Dean, Independent Director
Emily Gooden, Investor Director
Fred Joseph, Independent Director
Charlie Koch, Market Management
Angela Petrucci, Executive Vice President Chief Administrative Officer, General Counsel
Whitney Bartelli, Chief Marketing Officer
Christopher Randall, Executive Vice President - Commercial, Specialty and Business Banking of the Bank
Aldis CFA, Executive CFO
Ralph Clermont, Lead Independent Director

National Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is National Bank a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether National Bank Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of National Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of National Bank Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on National Bank Holdings Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in National Bank Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of National Bank. If investors know National will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about National Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.09)
Dividend Share
1.12
Earnings Share
3.23
Revenue Per Share
10.533
Quarterly Revenue Growth
(0.02)
The market value of National Bank Holdings is measured differently than its book value, which is the value of National that is recorded on the company's balance sheet. Investors also form their own opinion of National Bank's value that differs from its market value or its book value, called intrinsic value, which is National Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because National Bank's market value can be influenced by many factors that don't directly affect National Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between National Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if National Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, National Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.