Thomas Baker - Pacific Financial VP

PFLC Stock  USD 13.00  0.55  4.42%   

Insider

Thomas Baker is VP of Pacific Financial Corp
Age 69
Phone360 533 8870
Webhttps://www.bankofthepacific.com

Pacific Financial Management Efficiency

Pacific Financial's management efficiency ratios could be used to measure how well Pacific Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Pacific Financial Corp currently holds 13.81 M in liabilities with Debt to Equity (D/E) ratio of 9.28, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Pacific Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Pacific Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Pacific Financial Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Pacific to invest in growth at high rates of return. When we think about Pacific Financial's use of debt, we should always consider it together with cash and equity.

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Pacific Financial Corporation operates as the bank holding company for Bank of the Pacific that provides various banking products and services in Washington and Oregon. The company was founded in 1971 and is headquartered in Aberdeen, Washington. PACIFIC FINANCIAL is traded on OTC Exchange in the United States. Pacific Financial Corp [PFLC] is traded as part of a regulated electronic over-the-counter service offered by the NASD.

Management Performance

Pacific Financial Corp Leadership Team

Elected by the shareholders, the Pacific Financial's board of directors comprises two types of representatives: Pacific Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Pacific. The board's role is to monitor Pacific Financial's management team and ensure that shareholders' interests are well served. Pacific Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Pacific Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Daniel Kuenzi, VP
Denise Portmann, CEO and President Corporate Secretary, Director, CEO of Bank of The Pacific and President of Bank of The Pacific
Walker Evans, VP
Carla Tucker, Ex CFO
Lisa Dutton, Investor Sec
Thomas Baker, VP

Pacific Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Pacific Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.

Other Information on Investing in Pacific OTC Stock

Pacific Financial financial ratios help investors to determine whether Pacific OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Pacific with respect to the benefits of owning Pacific Financial security.