John Calmes - World Acceptance CFO, Sr. VP and Treasurer

WRLD Stock  USD 120.92  0.78  0.64%   

CFO

Mr. John L. Calmes, Jr., is Chief Financial Officer, Senior Vice President, Treasurer of the Company. He has over 10 years of business experience, primarily in the public accounting field and banking industry. He is licensed as a CPA in both South Carolina and New York. Most recently, he was Director of Finance Corporationrationrate and Investment Banking Division of Bank of TokyoMitsubishi UFJ from August 2013 until November 2013. From 2003 to July 2013, Mr. Calmes worked for PricewaterhouseCoopers LLC, primarily focusing on financial service clients. From 2008 to 2011, Mr. Calmes was a Manager in PWCs Sydney, Australia office and from 2011 to 2013 he was a Senior Manager in PWCs New York office. since 2015.
Age 44
Tenure 9 years
Professional MarksCPA
Address 104 South Main Street, Greenville, SC, United States, 29601
Phone864 298 9800
Webhttps://www.loansbyworld.com

John Calmes Latest Insider Activity

Tracking and analyzing the buying and selling activities of John Calmes against World Acceptance stock is an integral part of due diligence when investing in World Acceptance. John Calmes insider activity provides valuable insight into whether World Acceptance is net buyers or sellers over its current business cycle. Note, World Acceptance insiders must abide by specific rules, including filing SEC forms every time they buy or sell World Acceptance'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

World Acceptance Management Efficiency

The company has return on total asset (ROA) of 0.0873 % which means that it generated a profit of $0.0873 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2025 %, meaning that it created $0.2025 on every $100 dollars invested by stockholders. World Acceptance's management efficiency ratios could be used to measure how well World Acceptance manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.11. The current year's Return On Capital Employed is expected to grow to 0.16. At present, World Acceptance's Net Tangible Assets are projected to increase significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0.11, whereas Non Current Assets Total are forecasted to decline to about 184.3 M.
World Acceptance currently holds 577.95 M in liabilities with Debt to Equity (D/E) ratio of 2.34, implying the company greatly relies on financing operations through barrowing. World Acceptance has a current ratio of 17.9, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about World Acceptance's use of debt, we should always consider it together with its cash and equity.

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World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina. World Acceptance operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 3121 people. World Acceptance (WRLD) is traded on NASDAQ Exchange in USA. It is located in 104 South Main Street, Greenville, SC, United States, 29601 and employs 2,872 people. World Acceptance is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

World Acceptance Leadership Team

Elected by the shareholders, the World Acceptance's board of directors comprises two types of representatives: World Acceptance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of World. The board's role is to monitor World Acceptance's management team and ensure that shareholders' interests are well served. World Acceptance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, World Acceptance's outside directors are responsible for providing unbiased perspectives on the board's policies.
John Calmes, CFO, Sr. VP and Treasurer
Jeff Tinney, Senior Vice President - Western Division
Ravin Prashad, President CEO, Director
Victoria Hammond, Senior Marketing
Alice Caulder, Senior Resources
Jackie Willyard, Senior Vice President - South Eastern Division
Jason Childers, Senior Solutions
Ricardo Saldana, VP Operations
Tobin Turner, Senior Analytics
Daniel Dyer, Senior Vice President - Central Division
Rodney Ernest, Senior Operations
Luke Umstetter, General VP
Scott McIntyre, Principal Accounting Officer

World Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is World Acceptance a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether World Acceptance is a strong investment it is important to analyze World Acceptance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact World Acceptance's future performance. For an informed investment choice regarding World Stock, refer to the following important reports:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in World Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For information on how to trade World Stock refer to our How to Trade World Stock guide.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of World Acceptance. If investors know World will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about World Acceptance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.472
Earnings Share
14.63
Revenue Per Share
99.637
Quarterly Revenue Growth
(0.04)
Return On Assets
0.0873
The market value of World Acceptance is measured differently than its book value, which is the value of World that is recorded on the company's balance sheet. Investors also form their own opinion of World Acceptance's value that differs from its market value or its book value, called intrinsic value, which is World Acceptance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because World Acceptance's market value can be influenced by many factors that don't directly affect World Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between World Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if World Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, World Acceptance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.