LendingClub (Germany) Performance
| 8LCA Stock | EUR 14.91 0.01 0.07% |
On a scale of 0 to 100, LendingClub holds a performance score of 19. The company secures a Beta (Market Risk) of 1.02, which conveys a somewhat significant risk relative to the market. LendingClub returns are very sensitive to returns on the market. As the market goes up or down, LendingClub is expected to follow. Please check LendingClub's standard deviation, total risk alpha, and the relationship between the coefficient of variation and jensen alpha , to make a quick decision on whether LendingClub's current price movements will revert.
Risk-Adjusted Performance
19 of 100
Weak | Strong |
Solid
Compared to the overall equity markets, risk-adjusted returns on investments in LendingClub are ranked lower than 19 (%) of all global equities and portfolios over the last 90 days. Despite nearly fragile fundamental indicators, LendingClub reported solid returns over the last few months and may actually be approaching a breakup point. ...more
| Begin Period Cash Flow | 763.6 M |
LendingClub |
LendingClub Relative Risk vs. Return Landscape
If you would invest 945.00 in LendingClub on September 12, 2024 and sell it today you would earn a total of 546.00 from holding LendingClub or generate 57.78% return on investment over 90 days. LendingClub is generating 0.7611% of daily returns assuming 3.1015% volatility of returns over the 90 days investment horizon. Simply put, 27% of all stocks have less volatile historical return distribution than LendingClub, and 85% of all equity instruments are likely to generate higher returns than the company over the next 90 trading days. Expected Return |
| Risk |
LendingClub Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for LendingClub's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as LendingClub, and traders can use it to determine the average amount a LendingClub's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2454
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Estimated Market Risk
| 3.1 actual daily | 27 73% of assets are more volatile |
Expected Return
| 0.76 actual daily | 15 85% of assets have higher returns |
Risk-Adjusted Return
| 0.25 actual daily | 19 81% of assets perform better |
Based on monthly moving average LendingClub is performing at about 19% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of LendingClub by adding it to a well-diversified portfolio.
LendingClub Fundamentals Growth
LendingClub Stock prices reflect investors' perceptions of the future prospects and financial health of LendingClub, and LendingClub fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on LendingClub Stock performance.
| Return On Equity | 0.29 | |||
| Return On Asset | 0.0169 | |||
| Profit Margin | 0.23 % | |||
| Operating Margin | 0.14 % | |||
| Current Valuation | 3.34 B | |||
| Shares Outstanding | 106.57 M | |||
| Price To Book | 0.89 X | |||
| Price To Sales | 0.75 X | |||
| Revenue | 1.17 B | |||
| EBITDA | 218.43 M | |||
| Cash And Equivalents | 831.8 M | |||
| Cash Per Share | 8.56 X | |||
| Total Debt | 63.51 M | |||
| Debt To Equity | 1.67 % | |||
| Book Value Per Share | 10.93 X | |||
| Cash Flow From Operations | 375.57 M | |||
| Earnings Per Share | 2.63 X | |||
| Total Asset | 7.98 B | |||
About LendingClub Performance
By analyzing LendingClub's fundamental ratios, stakeholders can gain valuable insights into LendingClub's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if LendingClub has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if LendingClub has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company was incorporated in 2006 and is headquartered in San Francisco, California. LENDINGCLUB CORP operates under Credit Services classification in Germany and is traded on Frankfurt Stock Exchange. It employs 1192 people.Things to note about LendingClub performance evaluation
Checking the ongoing alerts about LendingClub for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for LendingClub help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| LendingClub appears to be risky and price may revert if volatility continues | |
| Over 85.0% of the company shares are owned by institutions such as pension funds |
- Analyzing LendingClub's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether LendingClub's stock is overvalued or undervalued compared to its peers.
- Examining LendingClub's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating LendingClub's management team can have a significant impact on its success or failure. Reviewing the track record and experience of LendingClub's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of LendingClub's stock. These opinions can provide insight into LendingClub's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for LendingClub Stock analysis
When running LendingClub's price analysis, check to measure LendingClub's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub is operating at the current time. Most of LendingClub's value examination focuses on studying past and present price action to predict the probability of LendingClub's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub's price. Additionally, you may evaluate how the addition of LendingClub to your portfolios can decrease your overall portfolio volatility.
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