Ofg Bancorp Stock Performance
| OFG Stock | USD 44.20 0.35 0.79% |
OFG Bancorp has a performance score of 2 on a scale of 0 to 100. The company holds a Beta of 2.12, which implies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, OFG Bancorp will likely underperform. OFG Bancorp now holds a risk of 2.46%. Please check OFG Bancorp total risk alpha, expected short fall, price action indicator, as well as the relationship between the value at risk and daily balance of power , to decide if OFG Bancorp will be following its historical price patterns.
Risk-Adjusted Performance
2 of 100
Weak | Strong |
Weak
Compared to the overall equity markets, risk-adjusted returns on investments in OFG Bancorp are ranked lower than 2 (%) of all global equities and portfolios over the last 90 days. Despite nearly stable technical and fundamental indicators, OFG Bancorp is not utilizing all of its potentials. The latest stock price disturbance, may contribute to mid-run losses for the stockholders. ...more
Actual Historical Performance (%)
One Day Return (0.79) | Five Day Return (2.69) | Year To Date Return 19.75 | Ten Year Return 176.77 | All Time Return 3.4 K |
Forward Dividend Yield 0.0224 | Payout Ratio 0.2457 | Last Split Factor 11:10 | Forward Dividend Rate 1 | Dividend Date 2025-01-15 |
1 | Insider Trading | 09/20/2024 |
2 | Disposition of 122 shares by Gonzalez Hugh of OFG Bancorp at 35.55 subject to Rule 16b-3 | 10/02/2024 |
| OFG Bancorp dividend paid on 15th of October 2024 | 10/15/2024 |
4 | OFG Bancorp Announces New 50 Million Share Repurchase Plan | 10/28/2024 |
5 | Disposition of 237 shares by Gonzalez Hugh of OFG Bancorp at 35.71 subject to Rule 16b-3 | 11/01/2024 |
6 | Disposition of 10000 shares by Colon Jorge of OFG Bancorp at 46.4018 subject to Rule 16b-3 | 11/06/2024 |
7 | OFG Bancorp director Jorge Colon sells 464,018 in stock | 11/08/2024 |
8 | Have OFG Bancorp Insiders Been Selling Stock | 11/12/2024 |
9 | Disposition of 2000 shares by Jose Fernandez of OFG Bancorp subject to Rule 16b-3 | 11/25/2024 |
10 | Disposition of 50000 shares by Jose Fernandez of OFG Bancorp at 45.2424 subject to Rule 16b-3 | 12/04/2024 |
11 | OFG Bancorp CEO Jose Rafael Fernandez sells 4.53 million in stock | 12/06/2024 |
| Begin Period Cash Flow | 550.5 M |
OFG |
OFG Bancorp Relative Risk vs. Return Landscape
If you would invest 4,284 in OFG Bancorp on September 12, 2024 and sell it today you would earn a total of 136.00 from holding OFG Bancorp or generate 3.17% return on investment over 90 days. OFG Bancorp is generating 0.0788% of daily returns assuming volatility of 2.4616% on return distribution over 90 days investment horizon. In other words, 21% of stocks are less volatile than OFG, and above 99% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
OFG Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for OFG Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as OFG Bancorp, and traders can use it to determine the average amount a OFG Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.032
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| Cash | Small Risk | OFG | High Risk | Huge Risk |
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Estimated Market Risk
| 2.46 actual daily | 21 79% of assets are more volatile |
Expected Return
| 0.08 actual daily | 1 99% of assets have higher returns |
Risk-Adjusted Return
| 0.03 actual daily | 2 98% of assets perform better |
Based on monthly moving average OFG Bancorp is performing at about 2% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of OFG Bancorp by adding it to a well-diversified portfolio.
OFG Bancorp Fundamentals Growth
OFG Stock prices reflect investors' perceptions of the future prospects and financial health of OFG Bancorp, and OFG Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on OFG Stock performance.
| Return On Equity | 0.16 | |||
| Return On Asset | 0.0179 | |||
| Profit Margin | 0.30 % | |||
| Operating Margin | 0.43 % | |||
| Current Valuation | 1.66 B | |||
| Shares Outstanding | 45.9 M | |||
| Price To Earning | 15.28 X | |||
| Price To Book | 1.55 X | |||
| Price To Sales | 3.17 X | |||
| Revenue | 628.61 M | |||
| Gross Profit | 589.61 M | |||
| EBITDA | 291.82 M | |||
| Net Income | 181.87 M | |||
| Cash And Equivalents | 815.44 M | |||
| Cash Per Share | 17.15 X | |||
| Total Debt | 224.8 M | |||
| Debt To Equity | 6.91 % | |||
| Book Value Per Share | 28.31 X | |||
| Cash Flow From Operations | 295.66 M | |||
| Earnings Per Share | 4.13 X | |||
| Market Capitalization | 2.03 B | |||
| Total Asset | 11.34 B | |||
| Retained Earnings | 639.32 M | |||
About OFG Bancorp Performance
By analyzing OFG Bancorp's fundamental ratios, stakeholders can gain valuable insights into OFG Bancorp's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if OFG Bancorp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if OFG Bancorp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | (235.01) | (246.77) | |
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.15 | 0.12 |
Things to note about OFG Bancorp performance evaluation
Checking the ongoing alerts about OFG Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for OFG Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Over 97.0% of the company shares are owned by institutional investors | |
| On 15th of October 2024 OFG Bancorp paid $ 0.25 per share dividend to its current shareholders | |
| Latest headline from investing.com: OFG Bancorp CEO Jose Rafael Fernandez sells 4.53 million in stock |
- Analyzing OFG Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether OFG Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining OFG Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating OFG Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of OFG Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of OFG Bancorp's stock. These opinions can provide insight into OFG Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for OFG Stock analysis
When running OFG Bancorp's price analysis, check to measure OFG Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OFG Bancorp is operating at the current time. Most of OFG Bancorp's value examination focuses on studying past and present price action to predict the probability of OFG Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OFG Bancorp's price. Additionally, you may evaluate how the addition of OFG Bancorp to your portfolios can decrease your overall portfolio volatility.
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