Affinity Bancshares Stock EBITDA
| AFBI Stock | USD 21.50 0.12 0.56% |
Affinity Bancshares fundamentals help investors to digest information that contributes to Affinity Bancshares' financial success or failures. It also enables traders to predict the movement of Affinity Stock. The fundamental analysis module provides a way to measure Affinity Bancshares' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Affinity Bancshares stock.
| Last Reported | Projected for Next Year | ||
| EBITDA | 9.1 M | 7.7 M |
Affinity | EBITDA |
Affinity Bancshares Company EBITDA Analysis
Affinity Bancshares' EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a measure of a company operating cash flow based on data from the company income statement and is a very good way to compare companies within industries or across different sectors. However, unlike Operating Cash Flow, EBITDA does not include the effects of changes in working capital.
Current Affinity Bancshares EBITDA | 9.12 M |
Most of Affinity Bancshares' fundamental indicators, such as EBITDA, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Affinity Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Affinity EBITDA Driver Correlations
Understanding the fundamental principles of building solid financial models for Affinity Bancshares is extremely important. It helps to project a fair market value of Affinity Stock properly, considering its historical fundamentals such as EBITDA. Since Affinity Bancshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Affinity Bancshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Affinity Bancshares' interrelated accounts and indicators.
Click cells to compare fundamentals
Affinity EBITDA Historical Pattern
Today, most investors in Affinity Bancshares Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Affinity Bancshares' growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's ebitda growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Affinity Bancshares ebitda as a starting point in their analysis.
Affinity Bancshares EBITDA |
| Timeline |
In a nutshell, EBITDA is calculated by adding back each of the excluded items to the post-tax profit, and can be used to compare companies with very different capital structures.
| Competition |
Affinity Ebitda
Ebitda |
|
According to the company disclosure, Affinity Bancshares reported earnings before interest,tax, depreciation and amortization of 9.12 M. This is 99.99% lower than that of the Banks sector and significantly higher than that of the Financials industry. The ebitda for all United States stocks is 99.77% higher than that of the company.
Affinity EBITDA Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Affinity Bancshares' direct or indirect competition against its EBITDA to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Affinity Bancshares could also be used in its relative valuation, which is a method of valuing Affinity Bancshares by comparing valuation metrics of similar companies.Affinity Bancshares is currently under evaluation in ebitda category among its peers.
Affinity Bancshares Current Valuation Drivers
We derive many important indicators used in calculating different scores of Affinity Bancshares from analyzing Affinity Bancshares' financial statements. These drivers represent accounts that assess Affinity Bancshares' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Affinity Bancshares' important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 71.4M | 68.1M | 105.9M | 100.7M | 103.4M | 68.6M | |
| Enterprise Value | 23.3M | (86.1M) | 43.1M | 84.4M | 93.4M | 98.1M |
Affinity Bancshares ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Affinity Bancshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Affinity Bancshares' managers, analysts, and investors.Environmental | Governance | Social |
Affinity Bancshares Institutional Holders
Institutional Holdings refers to the ownership stake in Affinity Bancshares that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Affinity Bancshares' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Affinity Bancshares' value.| Shares | Walleye Trading Advisors, Llc | 2024-06-30 | 19.1 K | Skandinaviska Enskilda Banken Ab | 2024-09-30 | 15.7 K | Lynch & Associates | 2024-09-30 | 12.4 K | Blackrock Inc | 11.5 K | Penderfund Capital Management Ltd | 2024-06-30 | 10.2 K | Northern Trust Corp | 2024-09-30 | 10.1 K | Citigroup Inc | 2024-09-30 | 4.5 K | Covestor Ltd | 2024-06-30 | 2 K | Ubs Group Ag | 2024-06-30 | 673 | Alliancebernstein L.p. | 2024-06-30 | 430.4 K | Vanguard Group Inc | 2024-09-30 | 307.8 K |
Affinity Fundamentals
| Return On Equity | 0.0454 | |||
| Return On Asset | 0.0065 | |||
| Profit Margin | 0.18 % | |||
| Operating Margin | 0.29 % | |||
| Current Valuation | 144.38 M | |||
| Shares Outstanding | 6.41 M | |||
| Shares Owned By Insiders | 28.63 % | |||
| Shares Owned By Institutions | 23.52 % | |||
| Number Of Shares Shorted | 18.5 K | |||
| Price To Earning | 13.04 X | |||
| Price To Book | 1.07 X | |||
| Price To Sales | 4.51 X | |||
| Revenue | 29.71 M | |||
| Gross Profit | 31.45 M | |||
| EBITDA | 9.12 M | |||
| Net Income | 6.45 M | |||
| Cash And Equivalents | 55.4 M | |||
| Cash Per Share | 8.30 X | |||
| Total Debt | 40 M | |||
| Book Value Per Share | 20.02 X | |||
| Cash Flow From Operations | 7.87 M | |||
| Short Ratio | 2.66 X | |||
| Earnings Per Share | 0.85 X | |||
| Number Of Employees | 91 | |||
| Beta | 0.51 | |||
| Market Capitalization | 137.87 M | |||
| Total Asset | 843.26 M | |||
| Retained Earnings | 71.34 M | |||
| Net Asset | 843.26 M |
About Affinity Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Affinity Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Affinity Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Affinity Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Currently Active Assets on Macroaxis
When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock:Check out Affinity Bancshares Piotroski F Score and Affinity Bancshares Altman Z Score analysis. For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.04 | Earnings Share 0.85 | Revenue Per Share 4.772 | Quarterly Revenue Growth 0.06 | Return On Assets 0.0065 |
The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affinity Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.