Affinity Bancshares Stock Piotroski F Score

AFBI Stock  USD 21.50  0.12  0.56%   
This module uses fundamental data of Affinity Bancshares to approximate its Piotroski F score. Affinity Bancshares F Score is determined by combining nine binary scores representing 3 distinct fundamental categories of Affinity Bancshares. These three categories are profitability, efficiency, and funding. Some research analysts and sophisticated value traders use Piotroski F Score to find opportunities outside of the conventional market and financial statement analysis.They believe that some of the new information about Affinity Bancshares financial position does not get reflected in the current market share price suggesting a possibility of arbitrage. Check out Affinity Bancshares Altman Z Score, Affinity Bancshares Correlation, Affinity Bancshares Valuation, as well as analyze Affinity Bancshares Alpha and Beta and Affinity Bancshares Hype Analysis.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.
  
As of now, Affinity Bancshares' Interest Debt Per Share is increasing as compared to previous years. The Affinity Bancshares' current Cash Flow To Debt Ratio is estimated to increase to 0.25, while Net Debt is projected to decrease to (10.5 M). As of now, Affinity Bancshares' Operating Cash Flow Per Share is increasing as compared to previous years. The Affinity Bancshares' current Stock Based Compensation To Revenue is estimated to increase to 0.04, while Book Value Per Share is projected to decrease to 13.78.
At this time, it appears that Affinity Bancshares' Piotroski F Score is Unavailable. Although some professional money managers and academia have recently criticized Piotroski F-Score model, we still consider it an effective method of predicting the state of the financial strength of any organization that is not predisposed to accounting gimmicks and manipulations. Using this score on the criteria to originate an efficient long-term portfolio can help investors filter out the purely speculative stocks or equities playing fundamental games by manipulating their earnings..
6.0
Piotroski F Score - Unavailable
Current Return On Assets

Positive

Focus
Change in Return on Assets

Decreased

Focus
Cash Flow Return on Assets

Positive

Focus
Current Quality of Earnings (accrual)

Improving

Focus
Asset Turnover Growth

Increase

Focus
Current Ratio Change

Increase

Focus
Long Term Debt Over Assets Change

Lower Leverage

Focus
Change In Outstending Shares

Increase

Focus
Change in Gross Margin

No Change

Focus

Affinity Bancshares Piotroski F Score Drivers

The critical factor to consider when applying the Piotroski F Score to Affinity Bancshares is to make sure Affinity is not a subject of accounting manipulations and runs a healthy internal audit department. So, if Affinity Bancshares' auditors report directly to the board (not management), the managers will be reluctant to manipulate simply due to the fear of punishment. On the other hand, the auditors will be free to investigate the ledgers properly because they know that the board has their back. Below are the main accounts that are used in the Piotroski F Score model. By analyzing the historical trends of the mains drivers, investors can determine if Affinity Bancshares' financial numbers are properly reported.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00440.0076
Way Down
Very volatile
Asset Turnover0.04880.0352
Significantly Up
Slightly volatile
Total Current Liabilities162.4 M154.7 M
Sufficiently Up
Slightly volatile
Non Current Liabilities Total757.8 M721.7 M
Sufficiently Up
Slightly volatile
Total Assets790.4 M843.3 M
Notably Down
Slightly volatile
Total Current Assets47.5 M50 M
Notably Down
Slightly volatile
Total Cash From Operating Activities5.9 M7.9 M
Way Down
Slightly volatile

Affinity Bancshares F Score Driver Matrix

One of the toughest challenges investors face today is learning how to quickly synthesize historical financial statements and information provided by the company, SEC reporting, and various external parties in order to project the various growth rates. Understanding the correlation between Affinity Bancshares' different financial indicators related to revenue, expenses, operating profit, and net earnings helps investors identify and prioritize their investing strategies towards Affinity Bancshares in a much-optimized way.

About Affinity Bancshares Piotroski F Score

F-Score is one of many stock grading techniques developed by Joseph Piotroski, a professor of accounting at the Stanford University Graduate School of Business. It was published in 2002 under the paper titled Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers. Piotroski F Score is based on binary analysis strategy in which stocks are given one point for passing 9 very simple fundamental tests, and zero point otherwise. According to Mr. Piotroski's analysis, his F-Score binary model can help to predict the performance of low price-to-book stocks.

Book Value Per Share

13.78

As of now, Affinity Bancshares' Book Value Per Share is increasing as compared to previous years.

Affinity Bancshares Current Valuation Drivers

We derive many important indicators used in calculating different scores of Affinity Bancshares from analyzing Affinity Bancshares' financial statements. These drivers represent accounts that assess Affinity Bancshares' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Affinity Bancshares' important valuation drivers and their relationship over time.
201920202021202220232024 (projected)
Market Cap71.4M68.1M105.9M100.7M103.4M68.6M
Enterprise Value23.3M(86.1M)43.1M84.4M93.4M98.1M

Affinity Bancshares ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Affinity Bancshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Affinity Bancshares' managers, analysts, and investors.
Environmental
Governance
Social

About Affinity Bancshares Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Affinity Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Affinity Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Affinity Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Currently Active Assets on Macroaxis

When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock:
Check out Affinity Bancshares Altman Z Score, Affinity Bancshares Correlation, Affinity Bancshares Valuation, as well as analyze Affinity Bancshares Alpha and Beta and Affinity Bancshares Hype Analysis.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.
You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.04
Earnings Share
0.85
Revenue Per Share
4.772
Quarterly Revenue Growth
0.06
Return On Assets
0.0065
The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affinity Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.