Assurant Stock Current Valuation
| AIZN Stock | USD 21.79 0.16 0.73% |
Valuation analysis of Assurant helps investors to measure Assurant's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. As of the 3rd of December 2024, Enterprise Value is likely to grow to about 9.9 B, while Enterprise Value Over EBITDA is likely to drop 6.40.
Fairly Valued
Today
Please note that Assurant's price fluctuation is very steady at this time. Calculation of the real value of Assurant is based on 3 months time horizon. Increasing Assurant's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Assurant is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Assurant Stock. However, Assurant's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 21.79 | Real 21.96 | Hype 21.79 | Naive 21.99 |
The intrinsic value of Assurant's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Assurant's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Assurant helps investors to forecast how Assurant stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Assurant more accurately as focusing exclusively on Assurant's fundamentals will not take into account other important factors: Assurant Company Current Valuation Analysis
Assurant's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Assurant Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Assurant is extremely important. It helps to project a fair market value of Assurant Stock properly, considering its historical fundamentals such as Current Valuation. Since Assurant's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Assurant's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Assurant's interrelated accounts and indicators.
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Assurant Current Valuation Historical Pattern
Today, most investors in Assurant Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Assurant's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Assurant current valuation as a starting point in their analysis.
Assurant Current Valuation |
| Timeline |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Assurant has a Current Valuation of 0.0. This is 100.0% lower than that of the Insurance sector and about the same as Financials (which currently averages 0.0) industry. The current valuation for all United States stocks is 100.0% higher than that of the company.
Assurant is currently under evaluation in current valuation category among its peers. After adjusting for long-term liabilities, total market size of Financials industry is presently estimated at about 0.0. Assurant adds roughly 0.0 in current valuation claiming only tiny portion of equities under Financials industry.Assurant Current Valuation Drivers
We derive many important indicators used in calculating different scores of Assurant from analyzing Assurant's financial statements. These drivers represent accounts that assess Assurant's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Assurant's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 8.1B | 8.2B | 9.2B | 6.8B | 9.0B | 9.5B | |
| Enterprise Value | 8.3B | 8.2B | 9.4B | 7.4B | 9.5B | 9.9B |
Assurant ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Assurant's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Assurant's managers, analysts, and investors.Environmental | Governance | Social |
Assurant Fundamentals
| Return On Equity | 0.0746 | ||||
| Revenue | 11.13 B | ||||
| EBITDA | 1.12 B | ||||
| Net Income | 642.5 M | ||||
| Total Debt | 2.08 B | ||||
| Cash Flow From Operations | 1.14 B | ||||
| Number Of Employees | 25 | ||||
| Market Capitalization | 9.38 B | ||||
| Total Asset | 33.64 B | ||||
| Retained Earnings | 4.03 B | ||||
| Net Asset | 33.64 B | ||||
| Last Dividend Paid | 0.33 |
About Assurant Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Assurant's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Assurant using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Assurant based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Assurant
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Assurant position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Assurant will appreciate offsetting losses from the drop in the long position's value.Moving together with Assurant Stock
Moving against Assurant Stock
The ability to find closely correlated positions to Assurant could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Assurant when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Assurant - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Assurant to buy it.
The correlation of Assurant is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Assurant moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Assurant moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Assurant can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Assurant Piotroski F Score and Assurant Altman Z Score analysis. To learn how to invest in Assurant Stock, please use our How to Invest in Assurant guide.You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Assurant. If investors know Assurant will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Assurant listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Return On Equity 0.0746 |
The market value of Assurant is measured differently than its book value, which is the value of Assurant that is recorded on the company's balance sheet. Investors also form their own opinion of Assurant's value that differs from its market value or its book value, called intrinsic value, which is Assurant's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Assurant's market value can be influenced by many factors that don't directly affect Assurant's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Assurant's value and its price as these two are different measures arrived at by different means. Investors typically determine if Assurant is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Assurant's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.