Grupo Aval Stock Z Score

AVAL Stock

USD 2.11 0.06 2.93%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out Grupo Aval Piotroski F Score and Grupo Aval Valuation analysis.

For more information on how to buy Grupo Stock please use our How to buy in Grupo Stock guide.

At this time, Grupo Aval's Capital Lease Obligations is quite stable compared to the past year. Net Invested Capital is expected to rise to about 87 T this year, although the value of Change In Working Capital will most likely fall to about 335 B. At this time, Grupo Aval's Other Operating Expenses is quite stable compared to the past year. Total Operating Expenses is expected to rise to about 16.6 T this year, although the value of EBIT is projected to rise to (1.4 T).

Grupo Aval Company Z Score Analysis

Grupo Aval's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Grupo Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for Grupo Aval is extremely important. It helps to project a fair market value of Grupo Stock properly, considering its historical fundamentals such as Z Score. Since Grupo Aval's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Grupo Aval's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Grupo Aval's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Accounts Payable	Net Receivables	Good Will	Total Liab	Total Current Assets	Common Stock	Long Term Debt	Short Term Investments	Intangible Assets	Property Plant Equipment	Net Tangible Assets	Short Term Debt	Long Term Investments	Short Long Term Debt	Long Term Debt Total	Earning Assets	Current Deferred Revenue	Net Invested Capital	Capital Stock
Total Assets		0.96	0.8	0.7	0.33	0.72	0.51	1.0	0.74	-0.16	0.94	0.3	0.81	0.91	-0.55	0.32	0.89	-0.28	0.79	0.7	-0.59	0.79	0.3
Total Stockholder Equity	0.96		0.64	0.79	0.31	0.57	0.68	0.95	0.68	0.01	0.84	0.39	0.68	0.87	-0.4	0.15	0.78	-0.26	0.66	0.55	-0.49	0.66	0.13
Net Debt	0.8	0.64		0.19	0.35	0.81	0.03	0.81	0.52	-0.22	0.84	-0.01	0.83	0.71	-0.8	0.69	0.77	-0.19	0.78	0.75	-0.5	0.75	0.6
Retained Earnings	0.7	0.79	0.19		0.15	0.29	0.73	0.7	0.58	-0.12	0.56	0.33	0.38	0.69	-0.01	-0.25	0.59	-0.22	0.49	0.39	-0.24	0.43	-0.02
Accounts Payable	0.33	0.31	0.35	0.15		0.48	-0.16	0.33	0.19	0.37	0.27	-0.06	0.46	0.17	-0.38	0.41	0.5	-0.34	0.47	0.53	-0.35	0.51	0.42
Net Receivables	0.72	0.57	0.81	0.29	0.48		-0.18	0.73	0.55	-0.22	0.77	-0.29	0.99	0.65	-0.92	0.83	0.85	-0.33	0.89	0.85	-0.4	0.91	0.77
Good Will	0.51	0.68	0.03	0.73	-0.16	-0.18		0.51	0.35	0.06	0.35	0.71	-0.04	0.5	0.35	-0.58	0.18	0.09	0.0	-0.11	-0.23	0.01	-0.52
Total Liab	1.0	0.95	0.81	0.7	0.33	0.73	0.51		0.74	-0.17	0.94	0.3	0.81	0.91	-0.56	0.32	0.9	-0.27	0.79	0.7	-0.6	0.79	0.31
Total Current Assets	0.74	0.68	0.52	0.58	0.19	0.55	0.35	0.74		-0.34	0.69	0.44	0.63	0.63	-0.36	0.13	0.79	-0.5	0.64	0.56	-0.67	0.76	0.05
Common Stock	-0.16	0.01	-0.22	-0.12	0.37	-0.22	0.06	-0.17	-0.34		-0.35	0.07	-0.2	-0.36	0.18	-0.05	-0.27	0.04	-0.26	-0.19	0.12	-0.22	-0.12
Long Term Debt	0.94	0.84	0.84	0.56	0.27	0.77	0.35	0.94	0.69	-0.35		0.19	0.83	0.96	-0.67	0.42	0.88	-0.27	0.82	0.68	-0.52	0.77	0.39
Short Term Investments	0.3	0.39	-0.01	0.33	-0.06	-0.29	0.71	0.3	0.44	0.07	0.19		-0.18	0.22	0.43	-0.59	0.12	0.02	-0.18	-0.18	-0.6	0.06	-0.76
Intangible Assets	0.81	0.68	0.83	0.38	0.46	0.99	-0.04	0.81	0.63	-0.2	0.83	-0.18		0.73	-0.89	0.77	0.9	-0.38	0.91	0.85	-0.47	0.93	0.69
Property Plant Equipment	0.91	0.87	0.71	0.69	0.17	0.65	0.5	0.91	0.63	-0.36	0.96	0.22	0.73		-0.52	0.25	0.8	-0.15	0.74	0.61	-0.43	0.65	0.28
Net Tangible Assets	-0.55	-0.4	-0.8	-0.01	-0.38	-0.92	0.35	-0.56	-0.36	0.18	-0.67	0.43	-0.89	-0.52		-0.93	-0.66	0.33	-0.82	-0.74	0.2	-0.73	-0.81
Short Term Debt	0.32	0.15	0.69	-0.25	0.41	0.83	-0.58	0.32	0.13	-0.05	0.42	-0.59	0.77	0.25	-0.93		0.48	-0.24	0.63	0.62	-0.13	0.6	0.86
Long Term Investments	0.89	0.78	0.77	0.59	0.5	0.85	0.18	0.9	0.79	-0.27	0.88	0.12	0.9	0.8	-0.66	0.48		-0.52	0.89	0.84	-0.65	0.92	0.48
Short Long Term Debt	-0.28	-0.26	-0.19	-0.22	-0.34	-0.33	0.09	-0.27	-0.5	0.04	-0.27	0.02	-0.38	-0.15	0.33	-0.24	-0.52		-0.46	-0.33	0.21	-0.39	-0.21
Long Term Debt Total	0.79	0.66	0.78	0.49	0.47	0.89	0.0	0.79	0.64	-0.26	0.82	-0.18	0.91	0.74	-0.82	0.63	0.89	-0.46		0.92	-0.33	0.82	0.72
Earning Assets	0.7	0.55	0.75	0.39	0.53	0.85	-0.11	0.7	0.56	-0.19	0.68	-0.18	0.85	0.61	-0.74	0.62	0.84	-0.33	0.92		-0.42	0.81	0.71
Current Deferred Revenue	-0.59	-0.49	-0.5	-0.24	-0.35	-0.4	-0.23	-0.6	-0.67	0.12	-0.52	-0.6	-0.47	-0.43	0.2	-0.13	-0.65	0.21	-0.33	-0.42		-0.65	0.1
Net Invested Capital	0.79	0.66	0.75	0.43	0.51	0.91	0.01	0.79	0.76	-0.22	0.77	0.06	0.93	0.65	-0.73	0.6	0.92	-0.39	0.82	0.81	-0.65		0.49
Capital Stock	0.3	0.13	0.6	-0.02	0.42	0.77	-0.52	0.31	0.05	-0.12	0.39	-0.76	0.69	0.28	-0.81	0.86	0.48	-0.21	0.72	0.71	0.1	0.49

Click cells to compare fundamentals

To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.

Competition

Predict Grupo Aval

In accordance with the company's disclosures, Grupo Aval has a Z Score of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.

Grupo Aval Current Valuation Drivers

We derive many important indicators used in calculating different scores of Grupo Aval from analyzing Grupo Aval's financial statements. These drivers represent accounts that assess Grupo Aval's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Grupo Aval's important valuation drivers and their relationship over time.

	2019	2020	2021	2022	2023	2024 (projected)
Market Cap	638.0T	523.4T	462.9T	283.9T	223.4T	117.3T
Enterprise Value	662.8T	548.0T	499.5T	339.0T	280.6T	142.9T

Grupo Aval ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Grupo Aval's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Grupo Aval's managers, analysts, and investors.

Environmental

Governance

Social

Grupo Aval Institutional Holders

Institutional Holdings refers to the ownership stake in Grupo Aval that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Grupo Aval's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Grupo Aval's value.

		Shares
Stokes Family Office, Llc	2024-09-30	51 K
Citadel Advisors Llc	2024-09-30	47.5 K
Epacria Capital Partners Llc	2024-09-30	31.1 K
Ethic Inc.	2024-06-30	29.9 K
Banco Btg Pactual S.a.	2024-09-30	15.4 K
Mercer Global Advisors Inc.	2024-06-30	15.4 K
Cwm Advisors, Llc	2024-09-30	14.1 K
Vident Advisory, Llc	2024-09-30	10.6 K
Ronald Blue Trust, Inc.	2024-09-30	3.7 K
Renaissance Technologies Corp	2024-09-30	813.7 K
Mariner Wealth Advisors Llc	2024-06-30	194.8 K

Grupo Fundamentals

	Return On Equity	0.051
	Return On Asset	0.0052
	Profit Margin	0.04 %
	Operating Margin	0.30 %
	Current Valuation	47.59 T
	Shares Outstanding	377.11 M
	Shares Owned By Institutions	0.49 %
	Number Of Shares Shorted	60.18 K
	Price To Earning	3.11 X
	Price To Book	0.62 X
	Price To Sales	0.0002 X
	Revenue	11.71 T
	Gross Profit	13.61 T
	EBITDA	(270 B)
	Net Income	3.49 T
	Cash And Equivalents	17.33 B
	Cash Per Share	15.55 X
	Total Debt	65.54 T
	Debt To Equity	14.32 %
	Book Value Per Share	706.83 X
	Cash Flow From Operations	1.81 T
	Short Ratio	2.04 X
	Earnings Per Share	0.16 X
	Target Price	3.0
	Beta	0.5
	Market Capitalization	2.43 B
	Total Asset	301.18 T
	Retained Earnings	7.73 T
	Annual Yield	0.06 %
	Five Year Return	6.04 %
	Net Asset	301.18 T

About Grupo Aval Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Grupo Aval's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Grupo Aval using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Grupo Aval based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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When determining whether Grupo Aval is a strong investment it is important to analyze Grupo Aval's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Grupo Aval's future performance. For an informed investment choice regarding Grupo Stock, refer to the following important reports:

How To Invest In Grupo

Details

Is Grupo Stock a good investment?

Details

What is Grupo Aval's Net Worth?

Details

Largest Diversified Banks Companies

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Largest Banks - Regional Companies

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Check out Grupo Aval Piotroski F Score and Grupo Aval Valuation analysis.

For more information on how to buy Grupo Stock please use our How to buy in Grupo Stock guide.

You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.

Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Grupo Aval. If investors know Grupo will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Grupo Aval listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.229

Earnings Share

0.16

Revenue Per Share

9.1 K

Quarterly Revenue Growth

(0.03)

Return On Assets

0.0052

The market value of Grupo Aval is measured differently than its book value, which is the value of Grupo that is recorded on the company's balance sheet. Investors also form their own opinion of Grupo Aval's value that differs from its market value or its book value, called intrinsic value, which is Grupo Aval's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Grupo Aval's market value can be influenced by many factors that don't directly affect Grupo Aval's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Grupo Aval's value and its price as these two are different measures arrived at by different means. Investors typically determine if Grupo Aval is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Grupo Aval's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Grupo Aval Stock Z Score

Grupo Aval Company Z Score Analysis

Z Score

Sum Of

5 Factors

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Grupo Z Score Driver Correlations

Grupo Aval Current Valuation Drivers

Grupo Aval ESG Sustainability

Grupo Aval Institutional Holders

Grupo Fundamentals

About Grupo Aval Fundamental Analysis

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

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