Cass Information Systems Stock Z Score
| CASS Stock | USD 44.87 0.27 0.61% |
Cass | Z Score |
Cass Information Systems Company Z Score Analysis
Cass Information's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..
| |||||||
| |||||||
| |||||||
| |||||||
|
Cass Z Score Driver Correlations
Understanding the fundamental principles of building solid financial models for Cass Information is extremely important. It helps to project a fair market value of Cass Stock properly, considering its historical fundamentals such as Z Score. Since Cass Information's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Cass Information's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Cass Information's interrelated accounts and indicators.
Click cells to compare fundamentals
To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.
| Competition |
In accordance with the company's disclosures, Cass Information Systems has a Z Score of 0.0. This is 100.0% lower than that of the Professional Services sector and about the same as Industrials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.
Cass Information Current Valuation Drivers
We derive many important indicators used in calculating different scores of Cass Information from analyzing Cass Information's financial statements. These drivers represent accounts that assess Cass Information's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Cass Information's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 833.4M | 558.9M | 554.1M | 621.0M | 621.2M | 652.2M | |
| Enterprise Value | 660.9M | 140.3M | 919.9M | 429.5M | 608.7M | 340.8M |
Cass Information ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Cass Information's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Cass Information's managers, analysts, and investors.Environmental | Governance | Social |
Cass Information Institutional Holders
Institutional Holdings refers to the ownership stake in Cass Information that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Cass Information's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Cass Information's value.| Shares | Proshare Advisors Llc | 2024-09-30 | 197.1 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 144.9 K | Northern Trust Corp | 2024-09-30 | 131.7 K | Foundry Partners, Llc | 2024-09-30 | 122.4 K | Ballast Asset Management, Lp | 2024-09-30 | 112.8 K | Ameriprise Financial Inc | 2024-06-30 | 104.7 K | Charles Schwab Investment Management Inc | 2024-09-30 | 103.6 K | Uniplan Investment Counsel, Inc. | 2024-06-30 | 93.9 K | Bank Of New York Mellon Corp | 2024-06-30 | 90.2 K | Blackrock Inc | 2024-06-30 | 1 M | Buckingham Asset Management, Llc | 2024-06-30 | 838.2 K |
Cass Fundamentals
| Return On Equity | 0.1 | ||||
| Return On Asset | 0.0129 | ||||
| Profit Margin | 0.10 % | ||||
| Operating Margin | 0.16 % | ||||
| Current Valuation | 386 M | ||||
| Shares Outstanding | 13.57 M | ||||
| Shares Owned By Insiders | 10.73 % | ||||
| Shares Owned By Institutions | 66.59 % | ||||
| Number Of Shares Shorted | 201.11 K | ||||
| Price To Earning | 17.69 X | ||||
| Price To Book | 2.56 X | ||||
| Price To Sales | 2.77 X | ||||
| Revenue | 213.23 M | ||||
| Gross Profit | 79.48 M | ||||
| EBITDA | 58.59 M | ||||
| Net Income | 30.06 M | ||||
| Cash And Equivalents | 346.99 M | ||||
| Cash Per Share | 25.40 X | ||||
| Total Debt | 8.48 M | ||||
| Debt To Equity | 0.05 % | ||||
| Current Ratio | 0.95 X | ||||
| Book Value Per Share | 17.50 X | ||||
| Cash Flow From Operations | 36.94 M | ||||
| Short Ratio | 4.29 X | ||||
| Earnings Per Share | 1.68 X | ||||
| Target Price | 45.0 | ||||
| Number Of Employees | 1.06 K | ||||
| Beta | 0.71 | ||||
| Market Capitalization | 608.85 M | ||||
| Total Asset | 2.48 B | ||||
| Retained Earnings | 145.78 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.23 % | ||||
| Net Asset | 2.48 B | ||||
| Last Dividend Paid | 1.2 |
About Cass Information Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Cass Information Systems's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Cass Information using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Cass Information Systems based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Thematic Opportunities
Explore Investment Opportunities
Additional Tools for Cass Stock Analysis
When running Cass Information's price analysis, check to measure Cass Information's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cass Information is operating at the current time. Most of Cass Information's value examination focuses on studying past and present price action to predict the probability of Cass Information's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cass Information's price. Additionally, you may evaluate how the addition of Cass Information to your portfolios can decrease your overall portfolio volatility.