Discover Financial Services Stock Operating Margin

DFS Stock

USD 182.43 0.13 0.07%

Discover Financial Services fundamentals help investors to digest information that contributes to Discover Financial's financial success or failures. It also enables traders to predict the movement of Discover Stock. The fundamental analysis module provides a way to measure Discover Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Discover Financial stock.

		Last Reported	Projected for Next Year
	Operating Profit Margin	0.52	0.61

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Discover Financial Services Company Operating Margin Analysis

Discover Financial's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

Operating Margin

Operating Income

Revenue

100

More About Operating Margin | All Equity Analysis

Current Discover Financial Operating Margin

0.34 %

Most of Discover Financial's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Discover Financial Services is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Discover Operating Margin Driver Correlations

Understanding the fundamental principles of building solid financial models for Discover Financial is extremely important. It helps to project a fair market value of Discover Stock properly, considering its historical fundamentals such as Operating Margin. Since Discover Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Discover Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Discover Financial's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Total Liab	Retained Earnings	Accounts Payable	Long Term Debt	Net Receivables	Good Will	Short Term Investments	Total Current Assets	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Current Deferred Revenue	Treasury Stock	Deferred Long Term Liab	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Long Term Investments	Short Long Term Debt	Earning Assets	Net Invested Capital	Capital Stock
Total Assets		0.93	0.01	0.56	0.81	0.06	0.7	0.46	-0.34	0.15	-0.14	0.0	0.41	0.86	0.65	0.44	-0.84	0.82	0.87	0.37	0.89	-0.4	-0.72	0.56	-0.36	0.64
Total Stockholder Equity	0.93		0.2	0.65	0.76	0.15	0.69	0.47	-0.21	0.17	-0.1	0.03	0.41	0.85	0.57	0.34	-0.76	0.74	0.92	0.3	0.79	-0.3	-0.55	0.39	-0.44	0.57
Net Debt	0.01	0.2		0.33	-0.11	0.22	0.37	0.28	0.07	0.01	-0.17	0.16	0.12	0.24	-0.37	0.07	0.21	-0.02	0.16	0.4	-0.07	0.17	0.36	-0.54	0.35	-0.4
Total Liab	0.56	0.65	0.33		0.69	0.16	0.37	0.69	-0.5	0.15	-0.22	-0.09	0.77	0.57	0.11	0.6	-0.55	0.43	0.72	0.31	0.64	-0.51	-0.41	-0.1	-0.44	0.49
Retained Earnings	0.81	0.76	-0.11	0.69		0.13	0.47	0.51	-0.68	0.0	-0.12	-0.06	0.7	0.63	0.67	0.59	-0.97	0.78	0.83	0.33	0.93	-0.52	-0.86	0.59	-0.65	0.79
Accounts Payable	0.06	0.15	0.22	0.16	0.13		-0.08	-0.38	-0.08	0.02	-0.09	-0.21	0.08	0.2	0.15	-0.06	-0.16	0.09	0.28	-0.41	0.11	-0.16	-0.19	0.1	-0.52	0.3
Long Term Debt	0.7	0.69	0.37	0.37	0.47	-0.08		0.45	-0.14	0.08	-0.21	0.37	0.03	0.79	0.1	-0.01	-0.51	0.66	0.45	0.8	0.45	-0.23	-0.33	0.14	0.04	0.02
Net Receivables	0.46	0.47	0.28	0.69	0.51	-0.38	0.45		-0.42	0.01	-0.24	0.01	0.63	0.46	0.04	0.54	-0.36	0.23	0.48	0.62	0.46	-0.05	-0.22	-0.06	0.03	0.09
Good Will	-0.34	-0.21	0.07	-0.5	-0.68	-0.08	-0.14	-0.42		0.34	0.35	-0.02	-0.73	-0.18	-0.35	-0.69	0.59	-0.52	-0.44	-0.35	-0.65	0.42	0.54	-0.32	0.33	-0.55
Short Term Investments	0.15	0.17	0.01	0.15	0.0	0.02	0.08	0.01	0.34		-0.24	-0.21	0.06	0.3	-0.1	0.02	0.02	-0.13	0.04	-0.09	0.01	-0.1	-0.02	0.03	0.0	0.08
Total Current Assets	-0.14	-0.1	-0.17	-0.22	-0.12	-0.09	-0.21	-0.24	0.35	-0.24		-0.17	-0.12	-0.17	0.09	-0.1	0.11	-0.27	-0.13	-0.23	-0.15	0.12	0.05	0.09	0.02	-0.02
Short Term Debt	0.0	0.03	0.16	-0.09	-0.06	-0.21	0.37	0.01	-0.02	-0.21	-0.17		-0.25	-0.05	-0.06	-0.22	0.01	0.17	-0.07	0.38	-0.07	0.16	0.19	-0.11	0.18	-0.23
Intangible Assets	0.41	0.41	0.12	0.77	0.7	0.08	0.03	0.63	-0.73	0.06	-0.12	-0.25		0.36	0.36	0.92	-0.5	0.28	0.64	0.16	0.69	-0.3	-0.46	0.22	-0.35	0.63
Common Stock	0.86	0.85	0.24	0.57	0.63	0.2	0.79	0.46	-0.18	0.3	-0.17	-0.05	0.36		0.36	0.28	-0.62	0.61	0.72	0.43	0.65	-0.25	-0.54	0.37	-0.24	0.41
Property Plant Equipment	0.65	0.57	-0.37	0.11	0.67	0.15	0.1	0.04	-0.35	-0.1	0.09	-0.06	0.36	0.36		0.43	-0.71	0.57	0.69	-0.17	0.74	-0.03	-0.67	0.88	-0.51	0.78
Current Deferred Revenue	0.44	0.34	0.07	0.6	0.59	-0.06	-0.01	0.54	-0.69	0.02	-0.1	-0.22	0.92	0.28	0.43		-0.42	0.3	0.6	0.15	0.72	-0.27	-0.4	0.27	-0.11	0.61
Treasury Stock	-0.84	-0.76	0.21	-0.55	-0.97	-0.16	-0.51	-0.36	0.59	0.02	0.11	0.01	-0.5	-0.62	-0.71	-0.42		-0.85	-0.79	-0.31	-0.91	0.56	0.91	-0.66	0.66	-0.78
Deferred Long Term Liab	0.82	0.74	-0.02	0.43	0.78	0.09	0.66	0.23	-0.52	-0.13	-0.27	0.17	0.28	0.61	0.57	0.3	-0.85		0.71	0.43	0.81	-0.57	-0.72	0.48	-0.42	0.61
Net Tangible Assets	0.87	0.92	0.16	0.72	0.83	0.28	0.45	0.48	-0.44	0.04	-0.13	-0.07	0.64	0.72	0.69	0.6	-0.79	0.71		0.14	0.89	-0.32	-0.61	0.44	-0.54	0.74
Long Term Debt Total	0.37	0.3	0.4	0.31	0.33	-0.41	0.8	0.62	-0.35	-0.09	-0.23	0.38	0.16	0.43	-0.17	0.15	-0.31	0.43	0.14		0.28	-0.16	-0.17	-0.07	0.34	-0.22
Capital Surpluse	0.89	0.79	-0.07	0.64	0.93	0.11	0.45	0.46	-0.65	0.01	-0.15	-0.07	0.69	0.65	0.74	0.72	-0.91	0.81	0.89	0.28		-0.51	-0.81	0.6	-0.47	0.83
Long Term Investments	-0.4	-0.3	0.17	-0.51	-0.52	-0.16	-0.23	-0.05	0.42	-0.1	0.12	0.16	-0.3	-0.25	-0.03	-0.27	0.56	-0.57	-0.32	-0.16	-0.51		0.55	-0.04	0.45	-0.53
Short Long Term Debt	-0.72	-0.55	0.36	-0.41	-0.86	-0.19	-0.33	-0.22	0.54	-0.02	0.05	0.19	-0.46	-0.54	-0.67	-0.4	0.91	-0.72	-0.61	-0.17	-0.81	0.55		-0.71	0.62	-0.76
Earning Assets	0.56	0.39	-0.54	-0.1	0.59	0.1	0.14	-0.06	-0.32	0.03	0.09	-0.11	0.22	0.37	0.88	0.27	-0.66	0.48	0.44	-0.07	0.6	-0.04	-0.71		-0.42	0.67
Net Invested Capital	-0.36	-0.44	0.35	-0.44	-0.65	-0.52	0.04	0.03	0.33	0.0	0.02	0.18	-0.35	-0.24	-0.51	-0.11	0.66	-0.42	-0.54	0.34	-0.47	0.45	0.62	-0.42		-0.74
Capital Stock	0.64	0.57	-0.4	0.49	0.79	0.3	0.02	0.09	-0.55	0.08	-0.02	-0.23	0.63	0.41	0.78	0.61	-0.78	0.61	0.74	-0.22	0.83	-0.53	-0.76	0.67	-0.74

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Discover Operating Margin Historical Pattern

Today, most investors in Discover Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Discover Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Discover Financial operating margin as a starting point in their analysis.

Discover Financial Operating Margin

Timeline

A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.

Competition

Predict Discover Financial

Operating Profit Margin Over Time

Discover Pretax Profit Margin

Pretax Profit Margin

0.29

At this time, Discover Financial's Pretax Profit Margin is comparatively stable compared to the past year.

Based on the recorded statements, Discover Financial Services has an Operating Margin of 0.3426%. This is 98.14% lower than that of the Consumer Finance sector and 98.49% lower than that of the Financials industry. The operating margin for all United States stocks is 106.22% lower than that of the firm.

Discover Operating Margin Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Discover Financial's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Discover Financial could also be used in its relative valuation, which is a method of valuing Discover Financial by comparing valuation metrics of similar companies.

Discover Financial is currently under evaluation in operating margin category among its peers.

Discover Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Discover Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Discover Financial's managers, analysts, and investors.

Environmental

Governance

Social

Discover Fundamentals

	Return On Equity	0.2
	Return On Asset	0.0216
	Profit Margin	0.27 %
	Operating Margin	0.34 %
	Current Valuation	37.54 B
	Shares Outstanding	251.07 M
	Shares Owned By Insiders	0.57 %
	Shares Owned By Institutions	86.40 %
	Number Of Shares Shorted	3.35 M
	Price To Earning	7.05 X
	Price To Book	2.65 X
	Price To Sales	3.92 X
	Revenue	9.84 B
	Gross Profit	10.46 B
	EBITDA	4.01 B
	Net Income	2.92 B
	Cash And Equivalents	10 B
	Cash Per Share	36.61 X
	Total Debt	21.33 B
	Debt To Equity	1.41 %
	Current Ratio	1.24 X
	Book Value Per Share	68.77 X
	Cash Flow From Operations	8.56 B
	Short Ratio	1.58 X
	Earnings Per Share	12.42 X
	Price To Earnings To Growth	4.63 X
	Target Price	168.42
	Number Of Employees	21.1 K
	Beta	1.4
	Market Capitalization	45.84 B
	Total Asset	151.52 B
	Retained Earnings	30.45 B
	Working Capital	(50.73 M)
	Current Asset	120.27 M
	Current Liabilities	171 M
	Annual Yield	0.02 %
	Five Year Return	2.14 %
	Net Asset	151.52 B
	Last Dividend Paid	2.8

About Discover Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Discover Financial Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Discover Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Discover Financial Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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Additional Tools for Discover Stock Analysis

When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.

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