Orrstown Financial Services Stock Current Valuation
| ORRF Stock | USD 39.63 0.15 0.38% |
Valuation analysis of Orrstown Financial helps investors to measure Orrstown Financial's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. The current Enterprise Value Over EBITDA is estimated to decrease to 3.50. The current Enterprise Value Multiple is estimated to decrease to 3.50. Fundamental drivers impacting Orrstown Financial's valuation include:
Price Book 1.4883 | Enterprise Value 754.5 M | Price Sales 5.1851 | Forward PE 8.9047 | Trailing PE 29.1397 |
Overvalued
Today
Please note that Orrstown Financial's price fluctuation is very steady at this time. Calculation of the real value of Orrstown Financial is based on 3 months time horizon. Increasing Orrstown Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Orrstown stock is determined by what a typical buyer is willing to pay for full or partial control of Orrstown Financial Services. Since Orrstown Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Orrstown Stock. However, Orrstown Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 39.63 | Real 31.99 | Target 25.33 | Hype 39.66 | Naive 38.77 |
The real value of Orrstown Stock, also known as its intrinsic value, is the underlying worth of Orrstown Financial Company, which is reflected in its stock price. It is based on Orrstown Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Orrstown Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Orrstown Financial Services helps investors to forecast how Orrstown stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Orrstown Financial more accurately as focusing exclusively on Orrstown Financial's fundamentals will not take into account other important factors: Orrstown Financial Services Company Current Valuation Analysis
Orrstown Financial's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Orrstown Financial Current Valuation | 754.54 M |
Most of Orrstown Financial's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Orrstown Financial Services is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Orrstown Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Orrstown Financial is extremely important. It helps to project a fair market value of Orrstown Stock properly, considering its historical fundamentals such as Current Valuation. Since Orrstown Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Orrstown Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Orrstown Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Orrstown Financial Services has a Current Valuation of 754.54 M. This is 97.7% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 95.46% higher than that of the company.
Orrstown Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Orrstown Financial's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Orrstown Financial could also be used in its relative valuation, which is a method of valuing Orrstown Financial by comparing valuation metrics of similar companies.Orrstown Financial is currently under evaluation in current valuation category among its peers.
Orrstown Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Orrstown Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Orrstown Financial's managers, analysts, and investors.Environmental | Governance | Social |
Orrstown Fundamentals
| Return On Equity | 0.0422 | |||
| Return On Asset | 0.0038 | |||
| Profit Margin | 0.11 % | |||
| Operating Margin | 0.21 % | |||
| Current Valuation | 754.54 M | |||
| Shares Outstanding | 19.39 M | |||
| Shares Owned By Insiders | 4.17 % | |||
| Shares Owned By Institutions | 56.31 % | |||
| Number Of Shares Shorted | 108.94 K | |||
| Price To Earning | 9.59 X | |||
| Price To Book | 1.49 X | |||
| Price To Sales | 5.19 X | |||
| Revenue | 149.9 M | |||
| Gross Profit | 122.34 M | |||
| EBITDA | 953 K | |||
| Net Income | 35.66 M | |||
| Cash And Equivalents | 66.93 M | |||
| Cash Per Share | 6.26 X | |||
| Total Debt | 169.59 M | |||
| Debt To Equity | 0.18 % | |||
| Book Value Per Share | 26.64 X | |||
| Cash Flow From Operations | 43.7 M | |||
| Short Ratio | 0.85 X | |||
| Earnings Per Share | 1.36 X | |||
| Target Price | 43.67 | |||
| Number Of Employees | 410 | |||
| Beta | 0.89 | |||
| Market Capitalization | 768.27 M | |||
| Total Asset | 3.06 B | |||
| Retained Earnings | 117.67 M | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 2.98 % | |||
| Net Asset | 3.06 B | |||
| Last Dividend Paid | 0.83 |
About Orrstown Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Orrstown Financial Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Orrstown Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Orrstown Financial Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether Orrstown Financial is a strong investment it is important to analyze Orrstown Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Orrstown Financial's future performance. For an informed investment choice regarding Orrstown Stock, refer to the following important reports:Check out Orrstown Financial Piotroski F Score and Orrstown Financial Altman Z Score analysis. You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Orrstown Financial. If investors know Orrstown will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Orrstown Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.22) | Dividend Share 0.83 | Earnings Share 1.36 | Revenue Per Share 11.803 | Quarterly Revenue Growth 0.575 |
The market value of Orrstown Financial is measured differently than its book value, which is the value of Orrstown that is recorded on the company's balance sheet. Investors also form their own opinion of Orrstown Financial's value that differs from its market value or its book value, called intrinsic value, which is Orrstown Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Orrstown Financial's market value can be influenced by many factors that don't directly affect Orrstown Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Orrstown Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Orrstown Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Orrstown Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.