Will Fifth Third (USA Stocks:FITB) investors shift to Waterstone (USA Stocks:WSBF)?

By comparing the basic indicators of Fifth Third Bancorp and Waterstone, we can assess the impact of market volatility on both companies' prices and determine if they can mitigate market risk when combined in a portfolio. Pair trading strategies can also be employed, such as matching a long position in Waterstone with a short position in Fifth Third. For more details, refer to our pair correlation module. Let's evaluate the assets. The asset utilization indicator signifies the revenue generated for every dollar of assets reported by a company. Fifth Third Bancorp has an asset utilization ratio of 5.91 percent, implying that the company generates $0.0591 for each dollar of assets. An increasing asset utilization indicates that Fifth Third Bancorp is becoming more efficient in using its assets for daily operations.

Key Takeaways

Fifth Third Bancorp (FITB) has shown promising financial stability with an end period cash flow of $3.1B and a free cash flow of $3.5B. However, with a PEG ratio of 3.4365, the stock appears overvalued, which may cause investors to pivot to Waterstone Financial (WSBF). The market capitalization of FITB stands at $25.5B, indicating a substantial presence in the Banks - Regional industry, but the high coefficient of variation at 838.96 suggests significant volatility and risk.
Published over six months ago
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Reviewed by Michael Smolkin

Fifth Third Bancorp (NASDAQ: FITB), a key player in the financial services sector, particularly regional banks, has been generating considerable interest among investors. The company, with a market valuation of $36.68B, has seen its cash flow position decrease from $3.5B to $3.1B recently. However, it has managed to generate a substantial $4B from operating activities, underscoring its solid operational efficiency. Despite the current day typical price of $36.95 being below the Wall Street target price of $40.03, the company's EPS estimate for the next year stands at an impressive $3.57. While the company has a dividend yield of 0.037 and a dividend per share of $1.38, investors are keenly watching whether Fifth Third Bancorp is poised for a bull run or if they should pivot to other options like Waterstone Financial. Fifth Third Bancorp and Waterstone Financial are potential mid-run trades to consider, especially as more millennials show interest in the banking sector. Today, Waterstone Financial's share price rose by 0.81%, suggesting a faster correction may be imminent compared to Fifth Third's 1.53% increase. We will analyze the competitive aspects of both companies.
Out of tens of thousands of stocks, funds, and ETFs that trade on global exchanges each represent an individual company which you can analyze using comparative analysis. To determine which one of the two entities, such as Fifth or KeyCorp is a better fit for your portfolio, analyzing a few basic fundamental indicators is a good first step.

understanding Fifth Third dividends

A dividend is the distribution of a portion of Fifth Third earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Fifth Third dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Fifth one year expected dividend income is about USD0.92 per share.
The current year's Dividend Paid And Capex Coverage Ratio is expected to grow to 3.54, whereas Dividends Paid is projected to grow to (1 B).
Last ReportedProjected for Next Year
Dividends Paid-1.1 B-1 B
Dividend Yield 0.04  0.02 
Dividend Payout Ratio 0.45  0.27 
Dividend Paid And Capex Coverage Ratio 2.91  3.54 
Investing in dividend-paying stocks, such as Fifth Third Bancorp is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in Fifth Third must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Fifth Third. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.

How important is Fifth Third's Liquidity

Fifth Third financial leverage refers to using borrowed capital as a funding source to finance Fifth Third Bancorp ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Fifth Third financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to Fifth Third's owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of Fifth Third's financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the breakdown between Fifth Third's total debt and its cash.

Correlation Between Fifth and KeyCorp

In general, Stock analysis is a method for investors and traders to make individual buying and selling decisions. Stock correlation analysis is also essential because it can help investors realize that they may not be as diversified as they think. Risk management strategies are usually required to make sure all portfolios are properly aligned against their risk tolerance level. You can consider holding Fifth Third together with similar or unrelated positions with a negative correlation. For example, you can also add KeyCorp to your portfolio. If KeyCorp is not perfectly correlated to Fifth Third it will diversify some of the market risks out of the positively correlated stocks in your portfolio. However, the disadvantage of this sort of hedging is that it can potentially affect your investment returns throughout market cycles. When Fifth Third, for example, performs excellent and delivers stable returns, the negatively correlated position you locked in as a hedge may drag your returns down.
Are you currently holding both Fifth Third and KeyCorp in your portfolio? Please note if you are using this as a pair-trade strategy between Fifth Third and KeyCorp, watch out for correlation discrepancy over time. Relying on the historical price correlations and assuming that it will not change may lead to short-term losses. Please check pair correlation details between FITB and KEY for more information.

Detailed Perspective On Fifth Third

Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.

Revenue Breakdown

Let me take a closer look at Fifth Third revenue. Based on the latest financial disclosure, Fifth Third Bancorp reported 12.69 B of revenue.
This is 13.18% higher than that of the Banks sector and significantly higher than that of the Financials industry. The revenue for all United States stocks is 34.47% lower than that of Fifth Third Bancorp. As for Waterstone Financial we see revenue of 181.92 M, which is much higher than that of the Financials
FITB
12.7 B
FITB12.69 Billion98.59
Sector0.00.0
WSBF181.92 Million1.41
As Warren Buffet once said, "Price is what you pay, value is what you get." In the case of Fifth Third Bancorp (FITB), the current Price to Earnings ratio stands at 11.22X, suggesting a potentially undervalued stock. With a robust net income of $2.35B and a healthy operating margin of 0.33%, the bank appears to be in a strong financial position. However, the PEG ratio of 3.44X indicates that the stock might be overvalued when considering the company's earnings growth. Meanwhile, Waterstone Financial (WSBF) may offer an alternative for investors, but a thorough comparison of key financial metrics is necessary before making a pivot..

Another small slip for Fifth Third

Fifth Third Bancorp's stock has shown minor fluctuations recently, with a mean deviation of 1.2, indicating slight volatility. This could pose some risk to investors, but it's not necessarily a deterrent due to its small deviation. Investors should monitor the stock and consider market trends and economic conditions before trading. As of May 28, Fifth Third's downside deviation is 1.51, and the Coefficient Of Variation is 838.96. Technical analysis of Fifth Third Bancorp involves using historical prices and volume patterns to predict future prices. This information can help determine if the firm will mirror its model of historical prices and volume momentum or if prices will revert.
It's advisable to analyze data for nineteen technical drivers for Fifth Third Bancorp and compare them to its peers. Confirm the coefficient of variation, maximum drawdown, skewness, and the relationship between the information ratio and downside variance to decide if Fifth Third Bancorp is priced favorably. With a current share price of 36.68 and a Jensen alpha of 0.1939, it's crucial to verify Fifth Third Bancorp's market performance to ensure its future sustainability.In conclusion, Fifth Third Bancorp (FITB) presents a compelling investment opportunity. With a strong analyst consensus of Buy, backed by 5 Buy recommendations and 6 Strong Buy recommendations, the stock is expected to perform well. The valuation real value stands at $34.63, which is close to the possible upside price of $37.22. However, investors should also consider the possible downside price of $34 and the analyst lowest estimated target price of $28.11. Despite the number of holds standing at 13, the overall positive sentiment and the potential for high returns make Fifth Third Bancorp a stock to consider for your portfolio..

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