BankFinancial Capital Surpluse vs Short Term Debt Analysis

BFIN Stock  USD 13.68  0.19  1.37%   
BankFinancial financial indicator trend analysis is way more than just evaluating BankFinancial prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether BankFinancial is a good investment. Please check the relationship between BankFinancial Capital Surpluse and its Short Term Debt accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BankFinancial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in BankFinancial Stock, please use our How to Invest in BankFinancial guide.

Capital Surpluse vs Short Term Debt

Capital Surpluse vs Short Term Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of BankFinancial Capital Surpluse account and Short Term Debt. At this time, the significance of the direction appears to have almost no relationship.
The correlation between BankFinancial's Capital Surpluse and Short Term Debt is 0.16. Overlapping area represents the amount of variation of Capital Surpluse that can explain the historical movement of Short Term Debt in the same time period over historical financial statements of BankFinancial, assuming nothing else is changed. The correlation between historical values of BankFinancial's Capital Surpluse and Short Term Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Capital Surpluse of BankFinancial are associated (or correlated) with its Short Term Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Short Term Debt has no effect on the direction of Capital Surpluse i.e., BankFinancial's Capital Surpluse and Short Term Debt go up and down completely randomly.

Correlation Coefficient

0.16
Relationship DirectionPositive 
Relationship StrengthInsignificant

Capital Surpluse

Short Term Debt

Most indicators from BankFinancial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into BankFinancial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BankFinancial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in BankFinancial Stock, please use our How to Invest in BankFinancial guide.At this time, BankFinancial's Selling General Administrative is very stable compared to the past year. As of the 4th of December 2024, Tax Provision is likely to grow to about 3.6 M, though Enterprise Value is likely to grow to (4.1 M).
 2021 2022 2023 2024 (projected)
Total Revenue49.5M56.8M55.9M56.6M
Interest Expense2.8M4.5M14.3M13.5M

BankFinancial fundamental ratios Correlations

0.36-0.34-0.05-0.62-0.16-0.150.21-0.430.940.050.110.490.240.240.48-0.23-0.21-0.38-0.320.16-0.42-0.010.370.19-0.15
0.36-0.630.72-0.350.210.530.21-0.250.520.85-0.020.510.96-0.360.89-0.410.010.09-0.140.040.10.81-0.40.140.16
-0.34-0.63-0.180.610.440.08-0.380.71-0.6-0.530.36-0.58-0.7-0.13-0.60.20.160.260.04-0.270.3-0.37-0.09-0.210.48
-0.050.72-0.18-0.020.360.610.120.130.010.65-0.260.20.64-0.910.620.040.350.27-0.06-0.010.310.67-0.860.280.36
-0.62-0.350.61-0.020.480.47-0.380.85-0.730.050.37-0.81-0.29-0.17-0.590.040.260.810.26-0.330.790.02-0.31-0.350.56
-0.160.210.440.360.480.79-0.180.75-0.260.350.4-0.480.16-0.350.15-0.41-0.010.580.05-0.230.660.53-0.53-0.370.89
-0.150.530.080.610.470.79-0.340.65-0.130.760.39-0.340.56-0.470.33-0.510.340.78-0.01-0.450.760.66-0.62-0.360.82
0.210.21-0.380.12-0.38-0.18-0.34-0.390.2-0.06-0.580.30.07-0.080.270.31-0.74-0.370.460.98-0.290.28-0.170.33-0.5
-0.43-0.250.710.130.850.750.65-0.39-0.610.050.44-0.87-0.26-0.31-0.37-0.080.290.790.19-0.360.810.07-0.42-0.480.78
0.940.52-0.60.01-0.73-0.26-0.130.2-0.610.240.050.630.460.270.63-0.29-0.16-0.4-0.360.11-0.430.120.380.24-0.23
0.050.85-0.530.650.050.350.76-0.060.050.240.120.160.93-0.330.65-0.520.20.51-0.05-0.220.480.81-0.49-0.010.37
0.11-0.020.36-0.260.370.40.39-0.580.440.050.12-0.30.00.37-0.02-0.420.140.39-0.22-0.590.420.070.3-0.40.57
0.490.51-0.580.2-0.81-0.48-0.340.3-0.870.630.16-0.30.480.030.59-0.08-0.18-0.69-0.30.22-0.70.170.160.54-0.49
0.240.96-0.70.64-0.290.160.560.07-0.260.460.930.00.48-0.270.82-0.510.090.17-0.15-0.110.140.78-0.360.10.16
0.24-0.36-0.13-0.91-0.17-0.35-0.47-0.08-0.310.27-0.330.370.03-0.27-0.29-0.31-0.43-0.29-0.03-0.01-0.33-0.410.92-0.29-0.35
0.480.89-0.60.62-0.590.150.330.27-0.370.630.65-0.020.590.82-0.29-0.27-0.05-0.14-0.190.12-0.050.7-0.290.260.11
-0.23-0.410.20.040.04-0.41-0.510.31-0.08-0.29-0.52-0.42-0.08-0.51-0.31-0.270.12-0.20.240.39-0.13-0.31-0.120.44-0.33
-0.210.010.160.350.26-0.010.34-0.740.29-0.160.20.14-0.180.09-0.43-0.050.120.37-0.35-0.760.31-0.19-0.22-0.010.36
-0.380.090.260.270.810.580.78-0.370.79-0.40.510.39-0.690.17-0.29-0.14-0.20.370.2-0.40.950.35-0.46-0.340.68
-0.32-0.140.04-0.060.260.05-0.010.460.19-0.36-0.05-0.22-0.3-0.15-0.03-0.190.24-0.350.20.50.230.13-0.22-0.34-0.11
0.160.04-0.27-0.01-0.33-0.23-0.450.98-0.360.11-0.22-0.590.22-0.11-0.010.120.39-0.76-0.40.5-0.320.14-0.090.31-0.55
-0.420.10.30.310.790.660.76-0.290.81-0.430.480.42-0.70.14-0.33-0.05-0.130.310.950.23-0.320.42-0.52-0.290.73
-0.010.81-0.370.670.020.530.660.280.070.120.810.070.170.78-0.410.7-0.31-0.190.350.130.140.42-0.610.070.39
0.37-0.4-0.09-0.86-0.31-0.53-0.62-0.17-0.420.38-0.490.30.16-0.360.92-0.29-0.12-0.22-0.46-0.22-0.09-0.52-0.61-0.19-0.44
0.190.14-0.210.28-0.35-0.37-0.360.33-0.480.24-0.01-0.40.540.1-0.290.260.44-0.01-0.34-0.340.31-0.290.07-0.19-0.33
-0.150.160.480.360.560.890.82-0.50.78-0.230.370.57-0.490.16-0.350.11-0.330.360.68-0.11-0.550.730.39-0.44-0.33
Click cells to compare fundamentals

BankFinancial Account Relationship Matchups

BankFinancial fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets1.5B1.6B1.7B1.6B1.5B1.7B
Short Long Term Debt Total61K4M24.6M20.9M44.7M68.1M
Total Stockholder Equity174.4M172.9M157.5M151.7M155.4M156.7M
Net Debt(190.3M)(499.5M)(477.6M)(47.1M)(133.8M)(127.1M)
Non Currrent Assets Other(9.1M)(7.8M)(110.7M)(210.3M)(193.1M)(183.4M)
Other Assets1.1B1.0B997.4M311.4M1.1B1.2B
Common Stock Shares Outstanding15.6M15.0M14.0M13.1M12.6M15.6M
Liabilities And Stockholders Equity1.5B1.6B1.7B1.6B1.5B1.7B
Non Current Liabilities Total61K4M24.6M20.2M1.3B1.4B
Other Stockholder Equity112.4M107.8M90.7M85.8M83.5M121.5M
Total Liab1.3B1.4B1.5B1.4B1.3B1.5B
Intangible Assets286K102K41K7K6.3K6.0K
Other Liab10.2M26.4M30.2M8.7M7.8M7.4M
Retained Earnings61.6M64.8M66.5M71.8M74.4M50.1M
Accounts Payable18.6M17.7M22.2M20.2M18.2M17.3M
Cash190.3M503.5M502.2M66.8M178.5M156.5M
Long Term Debt61K4M24.6M19.6M44.7M27.8M
Short Term Investments60.2M23.8M85.7M210.3M182.7M116.9M
Inventory(195.1M)(507.6M)(507.5M)879.8M(1.1B)(1.0B)
Property Plant Equipment24.3M24.7M25.0M25.0M22.5M25.2M
Other Current Liab(18.6M)(34.4M)(27.2M)(20.2M)864.5M907.7M
Total Current Liabilities18.6M17.7M27.2M20.2M895.6M940.4M
Property Plant And Equipment Net24.3M24.7M25.0M25.0M26.9M25.2M
Non Current Assets Total84.6M48.5M110.7M25.0M193.1M120.9M
Cash And Short Term Investments250.5M527.3M587.9M277.1M178.5M206.0M
Net Receivables4.6M3.9M4.6M7.3M7.5M4.8M
Other Current Assets195.1M507.6M507.5M74.6M189.3M179.9M
Property Plant And Equipment Gross24.3M24.7M59.3M61.1M57.8M39.9M
Total Current Assets255.1M531.3M592.5M1.2B178.5M169.6M
Accumulated Other Comprehensive Income226K213K80K(6.1M)(2.6M)(2.8M)
Common Stock Total Equity153K148K132K127K114.3K155.3K
Common Stock153K148K132K127K125K152.4K
Short Term Debt967K4M5M1.2M31.1M21.6M
Net Tangible Assets174.4M172.9M157.5M151.7M136.5M147.3M
Retained Earnings Total Equity61.6M64.8M66.5M71.8M82.6M43.3M
Capital Surpluse112.4M107.8M90.7M85.8M77.3M120.9M
Long Term Investments60.2M1.0B85.7M210.3M182.7M167.0M
Non Current Liabilities Other28.8M26.4M30.2M28.9M33.2M27.8M

Pair Trading with BankFinancial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if BankFinancial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in BankFinancial will appreciate offsetting losses from the drop in the long position's value.

Moving together with BankFinancial Stock

  0.73AX Axos FinancialPairCorr
  0.72BY Byline Bancorp Fiscal Year End 23rd of January 2025 PairCorr
  0.63KB KB Financial GroupPairCorr

Moving against BankFinancial Stock

  0.64TFC-PO Truist FinancialPairCorr
  0.56TFC-PR Truist FinancialPairCorr
  0.56CFG-PE Citizens FinancialPairCorr
  0.33NU Nu HoldingsPairCorr
The ability to find closely correlated positions to BankFinancial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace BankFinancial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back BankFinancial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling BankFinancial to buy it.
The correlation of BankFinancial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as BankFinancial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if BankFinancial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for BankFinancial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether BankFinancial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of BankFinancial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bankfinancial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bankfinancial Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BankFinancial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in BankFinancial Stock, please use our How to Invest in BankFinancial guide.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankFinancial. If investors know BankFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankFinancial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.15)
Dividend Share
0.4
Earnings Share
0.63
Revenue Per Share
4.355
Quarterly Revenue Growth
(0.10)
The market value of BankFinancial is measured differently than its book value, which is the value of BankFinancial that is recorded on the company's balance sheet. Investors also form their own opinion of BankFinancial's value that differs from its market value or its book value, called intrinsic value, which is BankFinancial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankFinancial's market value can be influenced by many factors that don't directly affect BankFinancial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if BankFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.