Cass Long Term Debt vs Short Term Debt Analysis

CASS Stock

USD 44.87 0.27 0.61%

Cass Information financial indicator trend analysis is way more than just evaluating Cass Information Systems prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Cass Information Systems is a good investment. Please check the relationship between Cass Information Long Term Debt and its Short Term Debt accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cass Information Systems. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

Long Term Debt vs Short Term Debt

Long Term Debt vs Short Term Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Cass Information Systems Long Term Debt account and Short Term Debt. At this time, the significance of the direction appears to have significant contrarian relationship.

The correlation between Cass Information's Long Term Debt and Short Term Debt is -0.3. Overlapping area represents the amount of variation of Long Term Debt that can explain the historical movement of Short Term Debt in the same time period over historical financial statements of Cass Information Systems, assuming nothing else is changed. The correlation between historical values of Cass Information's Long Term Debt and Short Term Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Long Term Debt of Cass Information Systems are associated (or correlated) with its Short Term Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Short Term Debt has no effect on the direction of Long Term Debt i.e., Cass Information's Long Term Debt and Short Term Debt go up and down completely randomly.

Correlation Coefficient

-0.3

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Long Term Debt

Long-term debt is a debt that Cass Information Systems has held for over one year. Long-term debt appears on Cass Information Systems balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on Cass Information Systems balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.

Short Term Debt

Most indicators from Cass Information's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Cass Information Systems current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cass Information Systems. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

Selling General Administrative is likely to drop to about 3.4 M in 2024. Tax Provision is likely to drop to about 5.7 M in 2024

	2021	2022	2023	2024 (projected)
Interest Expense	1.2M	3.5M	16.3M	17.1M
Depreciation And Amortization	121.4M	144.4M	5.0M	4.7M

Interest Expense Depreciation And Amortization

Cass Information fundamental ratios Correlations

	Total Assets	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Net Receivables	Common Stock Shares Outstanding	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Long Term Debt Total	Total Current Liabilities	Short Term Debt	Common Stock Total Equity	Common Stock	Other Liab	Accounts Payable	Short Term Investments	Treasury Stock	Property Plant Equipment
Total Assets		0.79	0.4	-0.24	0.79	0.1	0.66	-0.77	-0.05	0.77	-0.15	-0.62	0.49	0.45	0.58	0.78	-0.22	0.82	-0.4	0.9	0.9	0.54	0.9	0.74	-0.8	0.75
Total Stockholder Equity	0.79		0.3	-0.04	0.56	0.36	0.36	-0.45	0.1	0.71	0.4	-0.5	0.6	0.18	0.18	0.47	0.12	0.63	0.12	0.92	0.91	0.75	0.5	0.51	-0.44	0.5
Property Plant And Equipment Net	0.4	0.3		-0.24	0.51	-0.34	-0.04	-0.08	0.6	0.06	-0.32	-0.79	0.31	0.75	0.82	0.3	-0.42	0.72	-0.39	0.45	0.48	0.31	0.52	0.12	-0.66	0.65
Net Debt	-0.24	-0.04	-0.24		-0.17	-0.41	-0.22	0.39	0.12	-0.04	0.12	0.18	-0.18	-0.06	-0.24	-0.44	0.91	-0.19	0.59	-0.16	-0.16	-0.36	-0.36	0.05	0.43	-0.31
Retained Earnings	0.79	0.56	0.51	-0.17		-0.07	0.34	-0.49	0.22	0.41	-0.22	-0.6	0.03	0.58	0.62	0.51	-0.21	0.74	-0.33	0.68	0.69	0.33	0.76	0.46	-0.65	0.72
Cash	0.1	0.36	-0.34	-0.41	-0.07		0.0	-0.2	-0.13	0.22	0.71	0.18	0.24	-0.32	-0.52	0.02	0.01	-0.15	0.22	0.18	0.16	0.35	-0.16	-0.13	0.23	-0.14
Non Current Assets Total	0.66	0.36	-0.04	-0.22	0.34	0.0		-0.84	-0.71	0.8	-0.39	-0.23	0.28	0.05	0.36	0.91	-0.25	0.45	-0.47	0.44	0.44	0.43	0.68	0.88	-0.68	0.42
Non Currrent Assets Other	-0.77	-0.45	-0.08	0.39	-0.49	-0.2	-0.84		0.4	-0.8	0.32	0.41	-0.3	-0.19	-0.45	-0.88	0.33	-0.61	0.65	-0.5	-0.5	-0.37	-0.78	-0.79	0.74	-0.41
Other Assets	-0.05	0.1	0.6	0.12	0.22	-0.13	-0.71	0.4		-0.38	0.18	-0.48	0.09	0.53	0.27	-0.44	0.07	0.3	0.15	0.11	0.13	-0.18	-0.08	-0.42	0.06	0.06
Cash And Short Term Investments	0.77	0.71	0.06	-0.04	0.41	0.22	0.8	-0.8	-0.38		-0.04	-0.35	0.45	0.11	0.28	0.74	0.05	0.55	-0.2	0.64	0.64	0.56	0.61	0.92	-0.58	0.46
Net Receivables	-0.15	0.4	-0.32	0.12	-0.22	0.71	-0.39	0.32	0.18	-0.04		0.19	0.2	-0.39	-0.71	-0.4	0.46	-0.27	0.77	0.15	0.13	0.31	-0.53	-0.38	0.55	-0.39
Common Stock Shares Outstanding	-0.62	-0.5	-0.79	0.18	-0.6	0.18	-0.23	0.41	-0.48	-0.35	0.19		-0.47	-0.78	-0.8	-0.52	0.28	-0.94	0.34	-0.63	-0.66	-0.33	-0.62	-0.39	0.75	-0.47
Other Stockholder Equity	0.49	0.6	0.31	-0.18	0.03	0.24	0.28	-0.3	0.09	0.45	0.2	-0.47		0.24	0.24	0.41	-0.09	0.49	-0.03	0.64	0.64	0.39	0.33	0.31	-0.37	0.26
Total Liab	0.45	0.18	0.75	-0.06	0.58	-0.32	0.05	-0.19	0.53	0.11	-0.39	-0.78	0.24		0.81	0.27	-0.21	0.74	-0.32	0.41	0.44	-0.06	0.56	0.26	-0.59	0.59
Property Plant And Equipment Gross	0.58	0.18	0.82	-0.24	0.62	-0.52	0.36	-0.45	0.27	0.28	-0.71	-0.8	0.24	0.81		0.6	-0.5	0.83	-0.7	0.43	0.46	0.1	0.8	0.48	-0.87	0.68
Total Current Assets	0.78	0.47	0.3	-0.44	0.51	0.02	0.91	-0.88	-0.44	0.74	-0.4	-0.52	0.41	0.27	0.6		-0.48	0.69	-0.64	0.61	0.62	0.55	0.84	0.78	-0.88	0.56
Short Long Term Debt Total	-0.22	0.12	-0.42	0.91	-0.21	0.01	-0.25	0.33	0.07	0.05	0.46	0.28	-0.09	-0.21	-0.5	-0.48		-0.28	0.75	-0.09	-0.11	-0.23	-0.47	-0.01	0.58	-0.41
Total Current Liabilities	0.82	0.63	0.72	-0.19	0.74	-0.15	0.45	-0.61	0.3	0.55	-0.27	-0.94	0.49	0.74	0.83	0.69	-0.28		-0.45	0.76	0.78	0.39	0.82	0.59	-0.86	0.63
Short Term Debt	-0.4	0.12	-0.39	0.59	-0.33	0.22	-0.47	0.65	0.15	-0.2	0.77	0.34	-0.03	-0.32	-0.7	-0.64	0.75	-0.45		-0.1	-0.11	-0.01	-0.7	-0.35	0.72	-0.43
Common Stock Total Equity	0.9	0.92	0.45	-0.16	0.68	0.18	0.44	-0.5	0.11	0.64	0.15	-0.63	0.64	0.41	0.43	0.61	-0.09	0.76	-0.1		1.0	0.66	0.7	0.54	-0.63	0.67
Common Stock	0.9	0.91	0.48	-0.16	0.69	0.16	0.44	-0.5	0.13	0.64	0.13	-0.66	0.64	0.44	0.46	0.62	-0.11	0.78	-0.11	1.0		0.66	0.71	0.54	-0.65	0.67
Other Liab	0.54	0.75	0.31	-0.36	0.33	0.35	0.43	-0.37	-0.18	0.56	0.31	-0.33	0.39	-0.06	0.1	0.55	-0.23	0.39	-0.01	0.66	0.66		0.36	0.37	-0.47	0.46
Accounts Payable	0.9	0.5	0.52	-0.36	0.76	-0.16	0.68	-0.78	-0.08	0.61	-0.53	-0.62	0.33	0.56	0.8	0.84	-0.47	0.82	-0.7	0.7	0.71	0.36		0.71	-0.92	0.81
Short Term Investments	0.74	0.51	0.12	0.05	0.46	-0.13	0.88	-0.79	-0.42	0.92	-0.38	-0.39	0.31	0.26	0.48	0.78	-0.01	0.59	-0.35	0.54	0.54	0.37	0.71		-0.69	0.53
Treasury Stock	-0.8	-0.44	-0.66	0.43	-0.65	0.23	-0.68	0.74	0.06	-0.58	0.55	0.75	-0.37	-0.59	-0.87	-0.88	0.58	-0.86	0.72	-0.63	-0.65	-0.47	-0.92	-0.69		-0.76
Property Plant Equipment	0.75	0.5	0.65	-0.31	0.72	-0.14	0.42	-0.41	0.06	0.46	-0.39	-0.47	0.26	0.59	0.68	0.56	-0.41	0.63	-0.43	0.67	0.67	0.46	0.81	0.53	-0.76

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Cass Information Account Relationship Matchups

Cass Information fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	1.8B	2.2B	2.6B	2.6B	2.5B	1.3B
Total Stockholder Equity	244.2M	261.2M	245.8M	206.3M	229.8M	151.0M
Property Plant And Equipment Net	20.5M	18.1M	18.1M	20.0M	38.2M	40.1M
Net Debt	(172.5M)	(418.6M)	365.8M	(191.4M)	(12.4M)	(11.8M)
Retained Earnings	90.3M	99.1M	112.2M	131.7M	145.8M	87.6M
Cash	190.5M	424.8M	12.3M	200.9M	20.9M	19.9M
Non Current Assets Total	461.7M	393.5M	1.2B	975.8M	50.7M	48.2M
Non Currrent Assets Other	(461.7M)	(2.2B)	(2.6B)	(2.4B)	(635.2M)	(667.0M)
Other Assets	689.3M	1.0B	155.5M	546.0M	1.9B	2.0B
Cash And Short Term Investments	613.2M	782.5M	1.2B	955.4M	372.5M	339.0M
Net Receivables	762.1M	879.7M	5.0M	95.8M	110.7M	105.1M
Common Stock Shares Outstanding	14.7M	14.6M	14.3M	13.8M	13.8M	12.4M
Liabilities And Stockholders Equity	1.8B	2.2B	2.6B	2.6B	2.5B	1.3B
Other Stockholder Equity	160.0M	154.4M	125.4M	126.2M	123.7M	129.9M
Total Liab	702.3M	835.4M	1.1B	2.4B	2.2B	2.4B
Property Plant And Equipment Gross	20.5M	18.1M	58.6M	64.4M	78.8M	82.7M
Total Current Assets	613.2M	782.5M	1.2B	1.1B	483.1M	507.3M
Short Long Term Debt Total	18M	6.2M	378.1M	9.5M	8.5M	8.1M
Total Current Liabilities	702.3M	835.4M	1.1B	1.1B	1.1B	1.1B
Accumulated Other Comprehensive Income	(13.9M)	(15K)	453K	(59.3M)	(47.5M)	(45.1M)
Other Liab	96.8M	87.1M	66.8M	41.5M	47.7M	35.3M
Accounts Payable	684.3M	835.4M	1.1B	1.1B	1.1B	747.4M
Short Term Investments	422.7M	357.7M	1.2B	934.4M	351.6M	312.5M
Treasury Stock	(40.0M)	(45.4M)	(50.5M)	(78.9M)	(71.0M)	(67.5M)
Property Plant Equipment	20.5M	18.1M	22.5M	29.2M	33.5M	17.5M
Other Current Liab	(702.3M)	(835.4M)	(1.1B)	(1.1B)	(1.1B)	(1.0B)
Other Current Assets	(204.0M)	(670.5M)	582.9M	587.6M	(483.1M)	(459.0M)
Intangible Assets	4.3M	3.4M	2.6M	4.1M	3.3M	3.0M
Non Current Liabilities Total	817.8M	1.1B	1.3B	1.1B	46.6M	44.3M
Net Tangible Assets	225.6M	243.5M	230.6M	184.9M	212.6M	217.4M
Retained Earnings Total Equity	59.3M	75.2M	99.1M	112.2M	129.1M	97.4M
Capital Surpluse	205.8M	205.4M	204.9M	204.3M	234.9M	173.7M
Long Term Investments	422.7M	879.7M	1.2B	754.5M	627.1M	776.9M
Non Current Liabilities Other	700.0M	743.4M	891.2M	1.1B	1.3B	780.3M

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