Customers Historical Cash Flow
| CUBI Stock | USD 53.31 0.50 0.93% |
Analysis of Customers Bancorp cash flow over time is an excellent tool to project Customers Bancorp future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Stock Based Compensation of 8.3 M or Free Cash Flow of 87.6 M as it is a great indicator of Customers Bancorp ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining Customers Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Customers Bancorp is a good buy for the upcoming year.
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About Customers Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in Customers balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which Customers's non-liquid assets can be easily converted into cash.
Customers Bancorp Cash Flow Chart
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Stock Based Compensation
Compensation provided to employees in the form of equity or options to purchase company stock. This type of compensation is used to align the interests of employees and shareholders.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Capital Expenditures
Capital Expenditures are funds used by Customers Bancorp to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of Customers Bancorp operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Net Income
Net income is one of the most important fundamental items in finance. It plays a large role in Customers Bancorp financial statement analysis. It represents the amount of money remaining after all of Customers Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.Most accounts from Customers Bancorp's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into Customers Bancorp current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.As of now, Customers Bancorp's Depreciation is increasing as compared to previous years. The Customers Bancorp's current Total Cash From Operating Activities is estimated to increase to about 131 M, while Change To Inventory is projected to decrease to (19.6 M).
Customers Bancorp cash flow statement Correlations
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Customers Bancorp Account Relationship Matchups
High Positive Relationship
High Negative Relationship
Customers Bancorp cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change To Inventory | 27.6M | (50.4M) | (103.0M) | 21.0M | (18.7M) | (19.6M) | |
| Change In Cash | 150.4M | 480.8M | (175.3M) | (62.2M) | 3.4B | 3.6B | |
| Stock Based Compensation | 9.9M | 12.9M | 13.9M | 14.2M | 12.6M | 8.3M | |
| Free Cash Flow | 28.0M | 104.2M | 238.2M | (134.2M) | 83.4M | 87.6M | |
| Change In Working Capital | (69.1M) | (57.4M) | 149.6M | (24.6M) | 42.3M | 44.4M | |
| Begin Period Cash Flow | 62.1M | 212.5M | 693.4M | 518.0M | 455.8M | 297.7M | |
| Other Cashflows From Financing Activities | 1.6B | 6.8B | 5.3B | 1.4B | (240.6M) | (228.6M) | |
| Depreciation | 22.9M | 30.5M | 21.7M | 27.2M | 31.8M | 33.4M | |
| Other Non Cash Items | 20.8M | 32.4M | (286.0M) | (272.5M) | (234.3M) | (246.0M) | |
| Capital Expenditures | 50.3M | 28.9M | 33.0M | 113.3M | 41.3M | 27.7M | |
| Total Cash From Operating Activities | 78.3M | 133.0M | 271.2M | (20.8M) | 124.7M | 131.0M | |
| Change To Account Receivables | (84.1M) | (95.8M) | 46.7M | (3.6M) | 23.6M | 24.8M | |
| Net Income | 79.3M | 132.6M | 354.3M | 228.0M | 250.1M | 262.7M | |
| Total Cash From Financing Activities | 1.5B | 6.8B | 754.8M | 1.3B | 108.1M | 102.7M | |
| End Period Cash Flow | 212.5M | 693.4M | 518.0M | 455.8M | 3.8B | 4.0B | |
| Sale Purchase Of Stock | (571K) | 59.6B | (110.2M) | (33.2M) | (39.8M) | (37.8M) | |
| Total Cashflows From Investing Activities | (1.4B) | (6.4B) | (1.2B) | (1.3B) | (1.2B) | (1.2B) | |
| Other Cashflows From Investing Activities | (880.9M) | (1.4B) | (37.7M) | 8.6M | 7.8M | 8.2M | |
| Investments | (513.3M) | (5.0B) | (2.6B) | (1.3B) | 1.8B | 1.9B | |
| Net Borrowings | 24.4M | 4.1B | (4.6B) | (75M) | (67.5M) | (64.1M) | |
| Cash And Cash Equivalents Changes | (84.2M) | 150.4M | 480.8M | (150.9M) | (173.6M) | (164.9M) | |
| Cash Flows Other Operating | 57.6M | (76.8M) | (115.7M) | 145.9M | 167.8M | 176.1M | |
| Change To Netincome | 36.8M | 47.6M | (214.8M) | (251.4M) | (289.1M) | (303.6M) | |
| Change To Liabilities | (16.7M) | 9.9M | 15.0M | 38.5M | 103.0M | 0.0 | |
| Change To Operating Activities | 15.0M | 38.5M | 103.0M | (21.0M) | (24.1M) | (22.9M) | |
| Issuance Of Capital Stock | 2.2M | 923K | 27.8M | 533K | 410K | 389.5K |
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When determining whether Customers Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Customers Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Customers Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Customers Bancorp Stock:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. If investors know Customers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.49) | Earnings Share 6.16 | Revenue Per Share 21.346 | Quarterly Revenue Growth (0.25) | Return On Assets 0.01 |
The market value of Customers Bancorp is measured differently than its book value, which is the value of Customers that is recorded on the company's balance sheet. Investors also form their own opinion of Customers Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Customers Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Customers Bancorp's market value can be influenced by many factors that don't directly affect Customers Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Customers Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Customers Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.