Citizens Historical Cash Flow
| CZFS Stock | USD 69.39 0.67 0.96% |
Analysis of Citizens Financial cash flow over time is an excellent tool to project Citizens Financial future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Free Cash Flow of 12.4 M or Begin Period Cash Flow of 24.4 M as it is a great indicator of Citizens Financial ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining Citizens Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Citizens Financial is a good buy for the upcoming year.
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About Citizens Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in Citizens balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which Citizens's non-liquid assets can be easily converted into cash.
Citizens Financial Cash Flow Chart
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Free Cash Flow
The amount of cash a company generates after accounting for cash outflows to support operations and maintain its capital assets.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Depreciation
Depreciation indicates how much of Citizens Financial value has been used up. For tax purposes Citizens Financial can deduct the cost of the tangible assets it purchases as business expenses. However, Citizens Financial Services must depreciate these assets in accordance with IRS rules about how and when the deduction may be taken, and how long it will last. The systematic allocation of the cost of a tangible asset over its useful life.Net Income
Net income is one of the most important fundamental items in finance. It plays a large role in Citizens Financial financial statement analysis. It represents the amount of money remaining after all of Citizens Financial Services operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.Change Receivables
The difference in the amount of accounts receivable from one accounting period to the next. A positive number indicates an increase in receivables, while a negative number indicates a decrease.Most accounts from Citizens Financial's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into Citizens Financial current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. At this time, Citizens Financial's Investments are comparatively stable compared to the past year. Net Borrowings is likely to gain to about 221.3 M in 2024, whereas Begin Period Cash Flow is likely to drop slightly above 24.4 M in 2024.
Citizens Financial cash flow statement Correlations
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Citizens Financial Account Relationship Matchups
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Citizens Financial cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 1.7M | 50.2M | 104.1M | (146.6M) | 26.6M | 27.9M | |
| Free Cash Flow | 21.3M | 10.9M | 37.6M | 31.6M | 23.9M | 12.4M | |
| Begin Period Cash Flow | 16.8M | 18.5M | 68.7M | 172.8M | 26.2M | 24.4M | |
| Other Cashflows From Financing Activities | 12.2M | 172.6M | 254.2M | 188.4M | (56.1M) | (53.3M) | |
| Depreciation | 498K | (2.8M) | 1.1M | 1.0M | 1.5M | 1.6M | |
| Other Non Cash Items | 1.2M | (10.2M) | 6.7M | 4.4M | 4.9M | 5.2M | |
| Dividends Paid | 6.3M | 6.5M | 7.4M | 7.6M | (8.5M) | (8.1M) | |
| Capital Expenditures | 483K | 942K | 1.1M | 1.6M | 2.6M | 2.7M | |
| Total Cash From Operating Activities | 21.8M | 11.8M | 38.7M | 33.2M | 26.5M | 13.5M | |
| Net Income | 19.5M | 25.1M | 29.1M | 29.1M | 17.8M | 11.4M | |
| Total Cash From Financing Activities | 12.3M | 149.1M | 223.7M | 182.6M | (59.4M) | (56.4M) | |
| End Period Cash Flow | 18.5M | 68.7M | 172.8M | 26.2M | 52.8M | 55.5M | |
| Stock Based Compensation | 369K | 473K | 614K | 336K | 309K | 260.3K | |
| Change In Working Capital | (91K) | (1.1M) | 458K | (1.6M) | 1.4M | 1.4M | |
| Other Cashflows From Investing Activities | 2.3M | 3.3M | 183K | 2.2M | (45.1M) | (42.8M) | |
| Change To Liabilities | 12K | (235K) | (306K) | 521K | 468.9K | 492.3K | |
| Sale Purchase Of Stock | (1.3M) | (2.1M) | (1.4M) | (1.3M) | (265K) | (278.3K) | |
| Change To Account Receivables | (103K) | (857K) | 764K | (2.1M) | (1.5M) | (1.4M) | |
| Investments | (34.1M) | (113.1M) | (157.3M) | (363.1M) | 59.5M | 62.4M | |
| Change Receivables | (103K) | (857K) | 764K | (2.1M) | (1.9M) | (1.8M) | |
| Net Borrowings | (6.1M) | (11.3M) | (14.9M) | 183.3M | 210.8M | 221.3M | |
| Total Cashflows From Investing Activities | (32.3M) | (110.7M) | (158.2M) | (362.5M) | (326.2M) | (309.9M) | |
| Cash And Cash Equivalents Changes | 1.7M | 50.2M | 104.1M | (146.6M) | (132.0M) | (125.4M) | |
| Cash Flows Other Operating | (144K) | (264K) | (551K) | 261K | 234.9K | 246.6K | |
| Change To Netincome | 1.7M | (10.3M) | 10.9M | 4.5M | 5.2M | 5.5M | |
| Change To Operating Activities | 12K | (235K) | (306K) | 521K | 599.2K | 629.1K |
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Additional Tools for Citizens Stock Analysis
When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.