First Cost Of Revenue vs Net Interest Income Analysis

FIBK Stock

USD 34.07 0.37 1.07%

First Interstate financial indicator trend analysis is much more than just examining First Interstate Ban latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether First Interstate Ban is a good investment. Please check the relationship between First Interstate Cost Of Revenue and its Net Interest Income accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Interstate BancSystem. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Cost Of Revenue vs Net Interest Income

Cost Of Revenue vs Net Interest Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of First Interstate Ban Cost Of Revenue account and Net Interest Income. At this time, the significance of the direction appears to have almost no relationship.

The correlation between First Interstate's Cost Of Revenue and Net Interest Income is 0.14. Overlapping area represents the amount of variation of Cost Of Revenue that can explain the historical movement of Net Interest Income in the same time period over historical financial statements of First Interstate BancSystem, assuming nothing else is changed. The correlation between historical values of First Interstate's Cost Of Revenue and Net Interest Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Cost Of Revenue of First Interstate BancSystem are associated (or correlated) with its Net Interest Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Interest Income has no effect on the direction of Cost Of Revenue i.e., First Interstate's Cost Of Revenue and Net Interest Income go up and down completely randomly.

Correlation Coefficient

0.14

Relationship Direction	Positive
Relationship Strength	Insignificant

View All Relationships

Cost Of Revenue

Cost of Revenue is found on First Interstate Ban income statement and represents the costs associated with goods and services First Interstate provides. Indirect cost, such as salaries, is not included. In other words, cost of revenue is the total cost incurred to obtain a sale. It is more than the traditional cost of goods sold, since it includes specific selling and marketing activities.

Net Interest Income

The difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities.

Most indicators from First Interstate's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into First Interstate Ban current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Interstate BancSystem. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

At this time, First Interstate's Selling General Administrative is quite stable compared to the past year. Enterprise Value Over EBITDA is expected to rise to 18.76 this year, although the value of Sales General And Administrative To Revenue will most likely fall to 0.27.

	2021	2022	2023	2024 (projected)
Interest Expense	17.3M	78.9M	656.8M	689.6M
Depreciation And Amortization	37.9M	51M	15.7M	18.4M

Interest Expense Depreciation And Amortization

First Interstate fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Net Receivables	Good Will	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Current Assets	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Term Debt	Intangible Assets	Short Term Investments	Common Stock
Total Assets		0.82	0.71	0.98	0.83	0.66	0.73	0.98	0.24	0.86	0.61	-0.45	0.28	0.97	0.97	0.83	0.7	-0.57	0.89	1.0	0.99	-0.27	0.72	0.79	0.2	0.99
Short Long Term Debt Total	0.82		0.58	0.76	0.66	0.66	0.49	0.85	0.08	0.71	0.55	-0.28	0.23	0.81	0.74	0.69	0.57	-0.55	0.81	0.82	0.81	-0.23	0.89	0.62	0.15	0.81
Total Current Liabilities	0.71	0.58		0.71	0.37	0.78	0.25	0.75	-0.16	0.97	0.97	-0.69	-0.43	0.82	0.62	0.42	1.0	-0.51	0.84	0.7	0.73	-0.75	0.53	0.98	-0.54	0.75
Total Stockholder Equity	0.98	0.76	0.71		0.84	0.61	0.77	0.95	0.27	0.85	0.6	-0.44	0.27	0.94	0.99	0.82	0.7	-0.52	0.85	0.98	0.96	-0.26	0.66	0.81	0.16	0.98
Property Plant And Equipment Net	0.83	0.66	0.37	0.84		0.38	0.92	0.78	0.35	0.56	0.27	-0.21	0.51	0.74	0.86	0.98	0.37	-0.43	0.63	0.83	0.79	0.0	0.58	0.49	0.45	0.8
Net Debt	0.66	0.66	0.78	0.61	0.38		0.1	0.78	-0.55	0.8	0.84	-0.36	-0.38	0.82	0.57	0.5	0.78	-0.46	0.92	0.66	0.67	-0.57	0.66	0.76	-0.31	0.75
Retained Earnings	0.73	0.49	0.25	0.77	0.92	0.1		0.62	0.57	0.43	0.11	-0.13	0.62	0.57	0.79	0.85	0.24	-0.25	0.41	0.72	0.69	0.18	0.39	0.38	0.47	0.66
Accounts Payable	0.98	0.85	0.75	0.95	0.78	0.78	0.62		0.08	0.89	0.68	-0.47	0.17	0.99	0.94	0.81	0.75	-0.63	0.95	0.98	0.97	-0.37	0.79	0.81	0.11	0.99
Cash	0.24	0.08	-0.16	0.27	0.35	-0.55	0.57	0.08		-0.03	-0.35	-0.17	0.75	0.02	0.29	0.2	-0.16	-0.13	-0.17	0.24	0.23	0.31	-0.02	-0.07	0.55	0.1
Non Current Assets Total	0.86	0.71	0.97	0.85	0.56	0.8	0.43	0.89	-0.03		0.91	-0.67	-0.21	0.93	0.79	0.59	0.96	-0.58	0.93	0.86	0.88	-0.64	0.65	0.98	-0.3	0.89
Non Currrent Assets Other	0.61	0.55	0.97	0.6	0.27	0.84	0.11	0.68	-0.35	0.91		-0.59	-0.55	0.76	0.51	0.34	0.97	-0.43	0.82	0.61	0.63	-0.74	0.53	0.93	-0.62	0.67
Other Assets	-0.45	-0.28	-0.69	-0.44	-0.21	-0.36	-0.13	-0.47	-0.17	-0.67	-0.59		0.23	-0.51	-0.37	-0.22	-0.69	0.79	-0.51	-0.46	-0.52	0.87	-0.24	-0.67	0.32	-0.45
Cash And Short Term Investments	0.28	0.23	-0.43	0.27	0.51	-0.38	0.62	0.17	0.75	-0.21	-0.55	0.23		0.05	0.35	0.42	-0.44	-0.11	-0.1	0.28	0.25	0.61	0.2	-0.31	0.93	0.17
Net Receivables	0.97	0.81	0.82	0.94	0.74	0.82	0.57	0.99	0.02	0.93	0.76	-0.51	0.05		0.92	0.77	0.82	-0.59	0.97	0.97	0.96	-0.44	0.74	0.88	0.01	0.99
Good Will	0.97	0.74	0.62	0.99	0.86	0.57	0.79	0.94	0.29	0.79	0.51	-0.37	0.35	0.92		0.84	0.62	-0.49	0.81	0.97	0.94	-0.17	0.63	0.74	0.26	0.97
Common Stock Shares Outstanding	0.83	0.69	0.42	0.82	0.98	0.5	0.85	0.81	0.2	0.59	0.34	-0.22	0.42	0.77	0.84		0.41	-0.45	0.7	0.83	0.8	-0.06	0.62	0.51	0.39	0.82
Non Current Liabilities Total	0.7	0.57	1.0	0.7	0.37	0.78	0.24	0.75	-0.16	0.96	0.97	-0.69	-0.44	0.82	0.62	0.41		-0.5	0.84	0.7	0.73	-0.75	0.53	0.98	-0.54	0.74
Other Current Assets	-0.57	-0.55	-0.51	-0.52	-0.43	-0.46	-0.25	-0.63	-0.13	-0.58	-0.43	0.79	-0.11	-0.59	-0.49	-0.45	-0.5		-0.61	-0.57	-0.61	0.7	-0.59	-0.51	-0.06	-0.57
Other Stockholder Equity	0.89	0.81	0.84	0.85	0.63	0.92	0.41	0.95	-0.17	0.93	0.82	-0.51	-0.1	0.97	0.81	0.7	0.84	-0.61		0.9	0.9	-0.53	0.77	0.86	-0.1	0.93
Total Liab	1.0	0.82	0.7	0.98	0.83	0.66	0.72	0.98	0.24	0.86	0.61	-0.46	0.28	0.97	0.97	0.83	0.7	-0.57	0.9		0.99	-0.28	0.73	0.79	0.21	0.98
Property Plant And Equipment Gross	0.99	0.81	0.73	0.96	0.79	0.67	0.69	0.97	0.23	0.88	0.63	-0.52	0.25	0.96	0.94	0.8	0.73	-0.61	0.9	0.99		-0.33	0.72	0.81	0.17	0.97
Total Current Assets	-0.27	-0.23	-0.75	-0.26	0.0	-0.57	0.18	-0.37	0.31	-0.64	-0.74	0.87	0.61	-0.44	-0.17	-0.06	-0.75	0.7	-0.53	-0.28	-0.33		-0.25	-0.67	0.63	-0.34
Short Term Debt	0.72	0.89	0.53	0.66	0.58	0.66	0.39	0.79	-0.02	0.65	0.53	-0.24	0.2	0.74	0.63	0.62	0.53	-0.59	0.77	0.73	0.72	-0.25		0.54	0.13	0.72
Intangible Assets	0.79	0.62	0.98	0.81	0.49	0.76	0.38	0.81	-0.07	0.98	0.93	-0.67	-0.31	0.88	0.74	0.51	0.98	-0.51	0.86	0.79	0.81	-0.67	0.54		-0.42	0.83
Short Term Investments	0.2	0.15	-0.54	0.16	0.45	-0.31	0.47	0.11	0.55	-0.3	-0.62	0.32	0.93	0.01	0.26	0.39	-0.54	-0.06	-0.1	0.21	0.17	0.63	0.13	-0.42		0.11
Common Stock	0.99	0.81	0.75	0.98	0.8	0.75	0.66	0.99	0.1	0.89	0.67	-0.45	0.17	0.99	0.97	0.82	0.74	-0.57	0.93	0.98	0.97	-0.34	0.72	0.83	0.11

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First Interstate Account Relationship Matchups

First Interstate fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	14.6B	17.6B	19.7B	32.3B	30.7B	32.2B
Short Long Term Debt Total	798.5M	1.3B	1.3B	3.7B	2.9B	3.0B
Total Current Liabilities	141.7M	150.2M	152.1M	460.4M	16.7B	17.5B
Total Stockholder Equity	2.0B	2.0B	2.0B	3.1B	3.2B	3.4B
Property Plant And Equipment Net	306M	312.3M	299.6M	444.7M	444.3M	234.0M
Net Debt	(976M)	(2.1B)	(2.1B)	1.7B	2.3B	2.4B
Retained Earnings	953.6M	962.1M	1.1B	1.1B	1.1B	658.1M
Accounts Payable	141.7M	150.2M	152.1M	460.4M	432.6M	454.2M
Cash	1.1B	2.3B	2.3B	870.4M	577.9M	789.5M
Non Current Assets Total	4.1B	5.1B	7.5B	12.1B	29.8B	31.3B
Non Currrent Assets Other	(4.1B)	(5.1B)	(7.5B)	(238.5M)	27.9B	29.3B
Other Assets	6.5B	6.2B	4.9B	12.3B	466.3M	443.0M
Cash And Short Term Investments	4.0B	6.3B	7.2B	7.8B	379M	360.1M
Net Receivables	46.7M	51.1M	47.4M	118.3M	129.1M	135.6M
Good Will	711.7M	700.8M	690.9M	1.2B	1.1B	1.2B
Common Stock Shares Outstanding	63.9M	63.7M	61.7M	103.3M	103.8M	53.3M
Liabilities And Stockholders Equity	14.6B	17.6B	19.7B	32.3B	30.7B	32.2B
Non Current Liabilities Total	127.5M	226.6M	208.7M	460.4M	27.4B	28.8B
Other Current Assets	1.1B	2.3B	2.4B	1.0B	723.6M	687.4M
Other Stockholder Equity	11M	600K	(11M)	11.5B	13.2B	13.8B
Total Liab	12.6B	15.7B	17.7B	29.2B	27.4B	28.8B
Property Plant And Equipment Gross	306M	312.3M	495.8M	666.9M	673.5M	707.2M
Total Current Assets	4.1B	6.3B	7.2B	7.9B	379M	360.1M
Accumulated Other Comprehensive Income	11M	56.6M	(11M)	(477.1M)	(356.5M)	(338.7M)
Short Term Debt	697.7M	1.1B	1.1B	3.4B	2.6B	2.7B
Intangible Assets	30.2M	24M	28.2M	31.1M	109.7M	115.2M
Short Term Investments	3.0B	4.0B	4.8B	6.9B	(198.9M)	(189.0M)
Common Stock	1.0B	941.1M	945M	2.5B	2.4B	2.6B
Other Liab	26.7M	30.9M	165.2M	16.2M	14.6M	13.9M
Long Term Debt	102.7M	100.8M	199.4M	2.6B	283M	336.8M
Inventory	(1.1B)	(2.3B)	(2.4B)	(1.0B)	249.1M	261.6M
Property Plant Equipment	314.5M	314.8M	299.6M	444.7M	511.4M	269.9M
Other Current Liab	(141.7M)	(150.2M)	(152.1M)	(460.4M)	(2.6B)	(2.5B)
Net Tangible Assets	1.3B	1.3B	1.3B	1.9B	2.2B	1.1B
Common Stock Total Equity	1.0B	941.1M	945M	2.5B	2.8B	3.0B
Retained Earnings Total Equity	953.6M	962.1M	1.1B	1.1B	1.2B	776.0M
Long Term Debt Total	102.7M	100.8M	199.4M	283.9M	326.5M	342.8M
Deferred Long Term Liab	8.6M	26.7M	27.2M	9.3M	10.7M	8.8M
Long Term Investments	9.0B	9.7B	6.5B	10.4B	9.0B	8.0B
Non Current Liabilities Other	697.6M	1.1B	1.1B	1.1B	1.2B	789.5M

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When determining whether First Interstate Ban is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if First Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about First Interstate Bancsystem Stock. Highlighted below are key reports to facilitate an investment decision about First Interstate Bancsystem Stock:

How To Invest In First

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Is First Stock a good investment?

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What is First Interstate's Net Worth?

Details

Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Interstate BancSystem. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Interstate. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Interstate listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.23)

Dividend Share

1.88

Earnings Share

2.28

Revenue Per Share

9.226

Quarterly Revenue Growth

(0.09)

The market value of First Interstate Ban is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Interstate's value that differs from its market value or its book value, called intrinsic value, which is First Interstate's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Interstate's market value can be influenced by many factors that don't directly affect First Interstate's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between First Interstate's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Interstate is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Interstate's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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First Cost Of Revenue vs Net Interest Income Analysis

Cost Of Revenue vs Net Interest Income

Cost Of Revenue vs Net Interest Income Correlation Analysis

Correlation Coefficient

Cost Of Revenue

Net Interest Income

First Interstate fundamental ratios Correlations

First Interstate Account Relationship Matchups

High Positive Relationship

High Negative Relationship

First Interstate fundamental ratios Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Non Current Liabilities Total	+ 1.0	Total Current Liabilities
Property Plant And Equipment Gross	+ 0.99	Total Assets
Common Stock	+ 0.99	Total Assets
Good Will	+ 0.99	Total Stockholder Equity
Net Receivables	+ 0.99	Accounts Payable

Total Current Assets	- 0.75	Non Current Liabilities Total
Total Current Assets	- 0.75	Total Current Liabilities
Total Current Assets	- 0.74	Non Currrent Assets Other
Non Current Liabilities Total	- 0.69	Other Assets
Other Assets	- 0.69	Total Current Liabilities
Intangible Assets	- 0.67	Total Current Assets