Farmers Retained Earnings vs Long Term Debt Analysis

FMAO Stock

USD 32.18 0.42 1.29%

Farmers Merchants financial indicator trend analysis is much more than just examining Farmers Merchants Bancorp latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Farmers Merchants Bancorp is a good investment. Please check the relationship between Farmers Merchants Retained Earnings and its Long Term Debt accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Farmers Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

Retained Earnings vs Long Term Debt

Retained Earnings vs Long Term Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Farmers Merchants Bancorp Retained Earnings account and Long Term Debt. At this time, the significance of the direction appears to have fragmental relationship.

The correlation between Farmers Merchants' Retained Earnings and Long Term Debt is 0.47. Overlapping area represents the amount of variation of Retained Earnings that can explain the historical movement of Long Term Debt in the same time period over historical financial statements of Farmers Merchants Bancorp, assuming nothing else is changed. The correlation between historical values of Farmers Merchants' Retained Earnings and Long Term Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Retained Earnings of Farmers Merchants Bancorp are associated (or correlated) with its Long Term Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Long Term Debt has no effect on the direction of Retained Earnings i.e., Farmers Merchants' Retained Earnings and Long Term Debt go up and down completely randomly.

Correlation Coefficient

0.47

Relationship Direction	Positive
Relationship Strength	Weak

View All Relationships

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Long Term Debt

Long-term debt is a debt that Farmers Merchants Bancorp has held for over one year. Long-term debt appears on Farmers Merchants Bancorp balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on Farmers Merchants Bancorp balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.

Most indicators from Farmers Merchants' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Farmers Merchants Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Farmers Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

At this time, Farmers Merchants' Selling General Administrative is very stable compared to the past year. As of the 11th of December 2024, Sales General And Administrative To Revenue is likely to grow to 0.75, while Tax Provision is likely to drop about 5.5 M.

	2021	2022	2023	2024 (projected)
Interest Expense	7.3M	14.4M	58.4M	61.3M
Depreciation And Amortization	3.4M	3.9M	5.8M	6.1M

Interest Expense Depreciation And Amortization

Farmers Merchants fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Common Stock Total Equity	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Term Debt	Common Stock	Accounts Payable	Other Current Assets	Good Will	Short Term Investments	Other Liab
Total Assets		0.88	0.95	0.97	0.72	0.67	0.69	0.93	-0.71	-0.87	0.98	0.81	0.99	0.75	0.68	-0.23	0.68	0.89	0.21	0.15	0.98	-0.1	-0.33	0.99	0.6	-0.47
Short Long Term Debt Total	0.88		0.74	0.77	0.47	0.91	0.37	0.8	-0.49	-0.68	0.87	0.58	0.84	0.46	0.85	0.05	0.85	0.88	-0.18	0.0	0.79	-0.33	-0.07	0.85	0.4	-0.24
Total Current Liabilities	0.95	0.74		0.96	0.79	0.53	0.78	0.87	-0.69	-0.8	0.93	0.77	0.94	0.76	0.57	-0.3	0.57	0.8	0.21	0.18	0.93	0.03	-0.5	0.93	0.44	-0.71
Total Stockholder Equity	0.97	0.77	0.96		0.78	0.51	0.76	0.93	-0.77	-0.91	0.96	0.82	0.99	0.79	0.51	-0.3	0.51	0.84	0.3	0.12	0.99	0.02	-0.42	0.98	0.56	-0.55
Property Plant And Equipment Net	0.72	0.47	0.79	0.78		0.26	0.97	0.64	-0.6	-0.64	0.7	0.67	0.74	0.93	0.34	-0.52	0.34	0.59	0.27	0.16	0.74	0.09	-0.58	0.71	0.43	-0.6
Net Debt	0.67	0.91	0.53	0.51	0.26		0.16	0.52	-0.3	-0.42	0.69	0.32	0.61	0.26	0.93	0.16	0.93	0.67	-0.41	0.11	0.56	-0.48	0.03	0.63	0.19	-0.13
Retained Earnings	0.69	0.37	0.78	0.76	0.97	0.16		0.6	-0.6	-0.6	0.65	0.69	0.7	0.95	0.29	-0.59	0.29	0.5	0.45	0.28	0.72	0.18	-0.64	0.68	0.5	-0.59
Cash	0.93	0.8	0.87	0.93	0.64	0.52	0.6		-0.64	-0.88	0.91	0.77	0.93	0.62	0.47	-0.12	0.47	0.91	0.21	-0.17	0.92	0.04	-0.25	0.94	0.58	-0.43
Non Current Assets Total	-0.71	-0.49	-0.69	-0.77	-0.6	-0.3	-0.6	-0.64		0.91	-0.8	-0.53	-0.78	-0.64	-0.24	0.0	-0.24	-0.4	-0.32	-0.21	-0.82	0.11	0.19	-0.78	-0.5	0.3
Non Currrent Assets Other	-0.87	-0.68	-0.8	-0.91	-0.64	-0.42	-0.6	-0.88	0.91		-0.91	-0.7	-0.92	-0.66	-0.32	0.05	-0.32	-0.71	-0.3	0.0	-0.94	0.03	0.18	-0.93	-0.62	0.33
Other Assets	0.98	0.87	0.93	0.96	0.7	0.69	0.65	0.91	-0.8	-0.91		0.74	0.99	0.71	0.65	-0.12	0.65	0.84	0.13	0.13	0.98	-0.16	-0.29	0.99	0.53	-0.46
Cash And Short Term Investments	0.81	0.58	0.77	0.82	0.67	0.32	0.69	0.77	-0.53	-0.7	0.74		0.82	0.74	0.41	-0.46	0.41	0.73	0.5	0.23	0.81	0.05	-0.48	0.79	0.7	-0.36
Common Stock Total Equity	0.99	0.84	0.94	0.99	0.74	0.61	0.7	0.93	-0.78	-0.92	0.99	0.82		0.76	0.59	-0.23	0.59	0.87	0.23	0.13	0.99	-0.06	-0.34	1.0	0.59	-0.47
Common Stock Shares Outstanding	0.75	0.46	0.76	0.79	0.93	0.26	0.95	0.62	-0.64	-0.66	0.71	0.74	0.76		0.4	-0.66	0.4	0.56	0.52	0.39	0.78	0.09	-0.52	0.74	0.66	-0.41
Non Current Liabilities Total	0.68	0.85	0.57	0.51	0.34	0.93	0.29	0.47	-0.24	-0.32	0.65	0.41	0.59	0.4		-0.09	1.0	0.61	-0.23	0.33	0.54	-0.51	-0.13	0.6	0.27	-0.16
Other Stockholder Equity	-0.23	0.05	-0.3	-0.3	-0.52	0.16	-0.59	-0.12	0.0	0.05	-0.12	-0.46	-0.23	-0.66	-0.09		-0.09	-0.22	-0.56	-0.49	-0.24	-0.26	0.53	-0.18	-0.34	0.25
Total Liab	0.68	0.85	0.57	0.51	0.34	0.93	0.29	0.47	-0.24	-0.32	0.65	0.41	0.59	0.4	1.0	-0.09		0.61	-0.23	0.33	0.54	-0.51	-0.13	0.6	0.27	-0.16
Property Plant And Equipment Gross	0.89	0.88	0.8	0.84	0.59	0.67	0.5	0.91	-0.4	-0.71	0.84	0.73	0.87	0.56	0.61	-0.22	0.61		0.02	-0.13	0.83	0.01	-0.22	0.87	0.48	-0.39
Total Current Assets	0.21	-0.18	0.21	0.3	0.27	-0.41	0.45	0.21	-0.32	-0.3	0.13	0.5	0.23	0.52	-0.23	-0.56	-0.23	0.02		0.42	0.31	0.41	-0.23	0.22	0.73	0.05
Short Term Debt	0.15	0.0	0.18	0.12	0.16	0.11	0.28	-0.17	-0.21	0.0	0.13	0.23	0.13	0.39	0.33	-0.49	0.33	-0.13	0.42		0.16	-0.14	-0.2	0.11	0.28	-0.08
Common Stock	0.98	0.79	0.93	0.99	0.74	0.56	0.72	0.92	-0.82	-0.94	0.98	0.81	0.99	0.78	0.54	-0.24	0.54	0.83	0.31	0.16		-0.02	-0.34	0.99	0.63	-0.46
Accounts Payable	-0.1	-0.33	0.03	0.02	0.09	-0.48	0.18	0.04	0.11	0.03	-0.16	0.05	-0.06	0.09	-0.51	-0.26	-0.51	0.01	0.41	-0.14	-0.02		-0.27	-0.06	0.06	-0.25
Other Current Assets	-0.33	-0.07	-0.5	-0.42	-0.58	0.03	-0.64	-0.25	0.19	0.18	-0.29	-0.48	-0.34	-0.52	-0.13	0.53	-0.13	-0.22	-0.23	-0.2	-0.34	-0.27		-0.3	-0.04	0.57
Good Will	0.99	0.85	0.93	0.98	0.71	0.63	0.68	0.94	-0.78	-0.93	0.99	0.79	1.0	0.74	0.6	-0.18	0.6	0.87	0.22	0.11	0.99	-0.06	-0.3		0.6	-0.44
Short Term Investments	0.6	0.4	0.44	0.56	0.43	0.19	0.5	0.58	-0.5	-0.62	0.53	0.7	0.59	0.66	0.27	-0.34	0.27	0.48	0.73	0.28	0.63	0.06	-0.04	0.6		0.17
Other Liab	-0.47	-0.24	-0.71	-0.55	-0.6	-0.13	-0.59	-0.43	0.3	0.33	-0.46	-0.36	-0.47	-0.41	-0.16	0.25	-0.16	-0.39	0.05	-0.08	-0.46	-0.25	0.57	-0.44	0.17

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Farmers Merchants Account Relationship Matchups

Farmers Merchants fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	1.6B	1.9B	2.6B	3.0B	3.3B	3.4B
Short Long Term Debt Total	24.8M	17.9M	105.1M	172.1M	300.5M	315.5M
Total Current Liabilities	746.0M	925.6M	1.2B	1.4B	1.4B	1.4B
Total Stockholder Equity	230.3M	249.2M	297.2M	298.1M	316.5M	332.4M
Property Plant And Equipment Net	26.4M	27.1M	26.9M	28.7M	35.8M	20.8M
Net Debt	(29.6M)	(85.1M)	(47.9M)	84.5M	156.8M	164.6M
Retained Earnings	160.1M	173.6M	189.4M	212.4M	221.1M	114.7M
Cash	54.4M	102.9M	146.4M	87.5M	143.7M	150.8M
Non Current Assets Total	304.4M	391.5M	548.6M	114.7M	503.4M	634.5M
Non Currrent Assets Other	(304.4M)	(391.5M)	(548.6M)	(404.4M)	(503.4M)	(478.2M)
Other Assets	1.0B	1.1B	1.5B	2.4B	2.6B	2.8B
Cash And Short Term Investments	276.7M	410.7M	576.3M	478.3M	499.4M	524.4M
Common Stock Total Equity	81.5M	81.8M	122.7M	135.5M	155.8M	163.6M
Common Stock Shares Outstanding	11.0M	11.1M	11.6M	13.1M	13.5M	9.9M
Liabilities And Stockholders Equity	1.6B	1.9B	2.6B	3.0B	3.3B	3.4B
Non Current Liabilities Total	24.8M	17.9M	98.5M	2.7B	3.0B	3.1B
Other Stockholder Equity	(12.5M)	(11.9M)	(11.7M)	(11.6M)	(11.0M)	(10.5M)
Total Liab	24.8M	17.9M	98.5M	2.7B	3.0B	3.1B
Property Plant And Equipment Gross	26.4M	27.1M	60.7M	28.7M	78.1M	82.0M
Total Current Assets	276.7M	410.7M	576.3M	473.9M	142.2M	211.7M
Accumulated Other Comprehensive Income	1.1M	5.7M	(3.2M)	(38.2M)	(29.0M)	(27.6M)
Short Term Debt	55.4M	30.2M	30.7M	125.7M	29.1M	54.1M
Common Stock	81.5M	81.8M	122.7M	135.5M	135.5M	142.3M
Accounts Payable	1.3B	16.1M	2.2B	22.1M	25.4M	24.1M
Other Current Assets	55.8M	180.4M	191.9M	88.9M	155.1M	231.2M
Short Term Investments	222.3M	307.8M	429.9M	390.8M	358.5M	306.4M
Other Liab	479K	641K	1.0M	1.3M	1.1M	1.1M
Long Term Debt	24.8M	17.9M	98.5M	172.1M	300.5M	315.5M
Inventory	600K	214K	71K	159K	143.1K	135.9K
Treasury Stock	(12.5M)	(11.9M)	(11.7M)	(11.6M)	(10.4M)	(10.9M)
Intangible Assets	2.6M	3.3M	3.2M	3.5M	5.6M	3.3M
Property Plant Equipment	26.4M	27.1M	26.9M	28.4M	32.6M	24.5M
Retained Earnings Total Equity	160.1M	173.6M	189.4M	212.4M	244.3M	136.6M
Other Current Liab	690.6M	895.4M	1.1B	1.3B	1.3B	868.1M
Net Tangible Assets	179.0M	201.8M	216.7M	211.8M	243.5M	168.4M
Long Term Investments	228.1M	1.6B	438.1M	400.6M	375.6M	410.7M
Non Current Liabilities Other	72.9M	48.1M	53.3M	181.7M	208.9M	219.4M

Pair Trading with Farmers Merchants

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Farmers Merchants position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Farmers Merchants will appreciate offsetting losses from the drop in the long position's value.

Moving together with Farmers Stock

0.98	AX	Axos Financial	Pair Corr
0.95	BY	Byline Bancorp Fiscal Year End 23rd of January 2025	Pair Corr
0.97	PB	Prosperity Bancshares Fiscal Year End 22nd of January 2025	Pair Corr

Moving against Farmers Stock

0.76	CFG-PE	Citizens Financial	Pair Corr
0.71	TFC-PO	Truist Financial	Pair Corr
0.7	TFC-PR	Truist Financial	Pair Corr
0.33	WF	Woori Financial Group	Pair Corr

The ability to find closely correlated positions to Farmers Merchants could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Farmers Merchants when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Farmers Merchants - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Farmers Merchants Bancorp to buy it.

The correlation of Farmers Merchants is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Farmers Merchants moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Farmers Merchants Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Farmers Merchants can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Farmers Merchants Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Farmers Merchants' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Farmers Merchants Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Farmers Merchants Bancorp Stock:

How To Invest In Farmers

Details

Is Farmers Stock a good investment?

Details

What is Farmers Merchants' Net Worth?

Details

Largest Banks - Regional Companies

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Largest Financial Services Companies

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Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Farmers Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Farmers Merchants. If investors know Farmers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Farmers Merchants listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.36

Dividend Share

0.881

Earnings Share

1.69

Revenue Per Share

7.25

Quarterly Revenue Growth

0.113

The market value of Farmers Merchants Bancorp is measured differently than its book value, which is the value of Farmers that is recorded on the company's balance sheet. Investors also form their own opinion of Farmers Merchants' value that differs from its market value or its book value, called intrinsic value, which is Farmers Merchants' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Farmers Merchants' market value can be influenced by many factors that don't directly affect Farmers Merchants' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Farmers Merchants' value and its price as these two are different measures arrived at by different means. Investors typically determine if Farmers Merchants is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Farmers Merchants' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Farmers Retained Earnings vs Long Term Debt Analysis

Retained Earnings vs Long Term Debt

Retained Earnings vs Long Term Debt Correlation Analysis

Correlation Coefficient

Retained Earnings

Long Term Debt

Farmers Merchants fundamental ratios Correlations

Farmers Merchants Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Farmers Merchants fundamental ratios Accounts

Pair Trading with Farmers Merchants

Moving together with Farmers Stock

Moving against Farmers Stock

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Good Will	+ 1.0	Common Stock Total Equity
Total Liab	+ 1.0	Non Current Liabilities Total
Common Stock Total Equity	+ 0.99	Total Assets
Good Will	+ 0.99	Total Assets
Common Stock Total Equity	+ 0.99	Total Stockholder Equity
Common Stock	+ 0.99	Total Stockholder Equity

Common Stock	- 0.94	Non Currrent Assets Other
Good Will	- 0.93	Non Currrent Assets Other
Common Stock Total Equity	- 0.92	Non Currrent Assets Other
Other Assets	- 0.91	Non Currrent Assets Other
Non Currrent Assets Other	- 0.91	Total Stockholder Equity
Non Currrent Assets Other	- 0.88	Cash