Heritage Historical Financial Ratios

HRTG Stock  USD 12.58  0.26  2.11%   
Heritage Insurance is recently reporting on over 109 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as PTB Ratio of 0.74 or Days Sales Outstanding of 30.14 will help investors to properly organize and evaluate Heritage Insurance Hldgs financial condition quickly.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Insurance Hldgs. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.

About Heritage Financial Ratios Analysis

Heritage Insurance HldgsFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Heritage Insurance investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Heritage financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Heritage Insurance history.

Heritage Insurance Financial Ratios Chart

At this time, Heritage Insurance's ROIC is most likely to slightly decrease in the upcoming years. The Heritage Insurance's current Net Income Per Share is estimated to increase to 1.82, while Dividend Yield is projected to decrease to 0.000061.
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Price Book Value RatioPrice Earnings To Growth Ratio
Days Of Payables OutstandingDividend Payout Ratio
Price To Operating Cash Flows RatioPrice To Free Cash Flows Ratio
Pretax Profit MarginEbt Per Ebit
Operating Profit MarginEffective Tax Rate
Company Equity MultiplierLong Term Debt To Capitalization
Total Debt To CapitalizationReturn On Capital Employed
Debt Equity RatioEbit Per Revenue
Quick RatioDividend Paid And Capex Coverage Ratio
Net Income Per E B TCash Ratio
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity

Price To Sales Ratio

Price to Sales Ratio is figured by comparing Heritage Insurance Hldgs stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Heritage Insurance sales, a figure that is much harder to manipulate than other Heritage Insurance Hldgs multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is Heritage Insurance Hldgs dividend as a percentage of Heritage Insurance stock price. Heritage Insurance Hldgs dividend yield is a measure of Heritage Insurance stock productivity, which can be interpreted as interest rate earned on an Heritage Insurance investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Free Cash Flow Yield

A financial solvency ratio that compares the free cash flow per share a company is expected to earn against its market value per share, calculated as free cash flow per share divided by market price per share.
Most ratios from Heritage Insurance's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Heritage Insurance Hldgs current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Insurance Hldgs. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
At this time, Heritage Insurance's ROIC is most likely to slightly decrease in the upcoming years. The Heritage Insurance's current Net Income Per Share is estimated to increase to 1.82, while Dividend Yield is projected to decrease to 0.000061.
 2021 2022 2023 2024 (projected)
Dividend Yield0.0410.16.4E-56.1E-5
Price To Sales Ratio0.260.07160.230.22

Heritage Insurance fundamentals Correlations

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-0.16-0.20.18-0.07-0.8-0.49-0.18-0.2-0.16-0.51-0.74-0.9-0.110.45-0.13-0.10.03-0.94-0.130.04-0.89-0.050.07-0.38-0.06
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-0.790.18-0.710.440.010.11-0.39-0.71-0.790.070.37-0.030.220.510.050.62-0.120.050.050.570.220.060.080.560.07
-0.75-0.07-0.790.440.320.4-0.85-0.79-0.750.410.210.24-0.670.820.2-0.29-0.220.160.20.630.280.19-0.040.340.19
-0.03-0.80.010.010.320.730.020.01-0.030.750.620.730.0-0.11-0.070.10.170.84-0.080.330.83-0.150.170.39-0.14
-0.29-0.49-0.240.110.40.73-0.2-0.24-0.291.00.620.690.010.07-0.340.120.380.47-0.340.630.67-0.370.450.65-0.36
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0.99-0.21.0-0.71-0.790.01-0.240.910.99-0.21-0.22-0.030.42-0.87-0.020.030.140.01-0.03-0.69-0.12-0.02-0.12-0.47-0.03
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-0.26-0.51-0.210.070.410.751.0-0.19-0.21-0.260.610.71-0.020.06-0.310.090.370.49-0.320.610.68-0.350.420.63-0.34
-0.34-0.74-0.220.370.210.620.62-0.03-0.22-0.340.610.880.33-0.220.030.540.00.780.030.260.94-0.020.090.88-0.01
-0.1-0.9-0.03-0.030.240.730.69-0.02-0.03-0.10.710.880.07-0.30.020.160.070.810.010.20.93-0.040.090.68-0.04
0.29-0.110.420.22-0.670.00.010.740.420.29-0.020.330.07-0.66-0.190.870.20.15-0.18-0.180.2-0.170.130.26-0.17
-0.790.45-0.870.510.82-0.110.07-0.9-0.87-0.790.06-0.22-0.3-0.660.03-0.32-0.13-0.290.040.62-0.220.050.070.070.05
-0.03-0.13-0.020.050.2-0.07-0.34-0.08-0.02-0.02-0.310.030.02-0.190.03-0.09-0.980.141.0-0.360.070.99-0.98-0.060.99
-0.13-0.10.030.62-0.290.10.120.420.03-0.130.090.540.160.87-0.32-0.090.080.22-0.080.120.37-0.070.120.56-0.07
0.140.030.14-0.12-0.220.170.380.180.140.130.370.00.070.2-0.13-0.980.08-0.07-0.990.330.01-0.980.970.06-0.98
-0.05-0.940.010.050.160.840.470.070.01-0.050.490.780.810.15-0.290.140.22-0.070.130.060.910.05-0.060.440.05
-0.04-0.13-0.030.050.2-0.08-0.34-0.09-0.03-0.03-0.320.030.01-0.180.041.0-0.08-0.990.13-0.350.060.99-0.98-0.060.99
-0.690.04-0.690.570.630.330.63-0.56-0.69-0.70.610.260.2-0.180.62-0.360.120.330.06-0.350.26-0.360.490.49-0.35
-0.21-0.89-0.120.220.280.830.67-0.01-0.12-0.210.680.940.930.2-0.220.070.370.010.910.060.260.00.060.730.0
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-0.120.07-0.120.08-0.040.170.45-0.04-0.12-0.130.420.090.090.130.07-0.980.120.97-0.06-0.980.490.06-0.980.21-0.98
-0.59-0.38-0.470.560.340.390.65-0.25-0.47-0.590.630.880.680.260.07-0.060.560.060.44-0.060.490.73-0.070.21-0.07
-0.03-0.06-0.030.070.19-0.14-0.36-0.08-0.03-0.03-0.34-0.01-0.04-0.170.050.99-0.07-0.980.050.99-0.350.01.0-0.98-0.07
Click cells to compare fundamentals

Heritage Insurance Account Relationship Matchups

Heritage Insurance fundamentals Accounts

201920202021202220232024 (projected)
Price To Sales Ratio0.760.480.260.07160.230.22
Dividend Yield0.0180.02420.0410.16.4E-56.1E-5
Ptb Ratio0.860.640.480.360.780.74
Book Value Per Share15.3615.8112.344.978.418.37
Free Cash Flow Yield0.30.60.36(0.98)0.350.2
Operating Cash Flow Per Share4.16.082.16(1.3)2.693.54
Stock Based Compensation To Revenue0.01050.0078920.0018380.0030310.0018520.001759
Capex To Depreciation0.480.09320.121.481.141.08
Pb Ratio0.860.640.480.360.780.74
Ev To Sales0.48(0.0616)(0.0695)(0.0955)(0.2)(0.19)
Free Cash Flow Per Share3.936.062.13(1.77)2.313.36
Roic0.0326(0.0879)(0.19)(0.54)0.160.17
Net Income Per Share0.980.33(2.69)(5.86)1.731.82
Capex To Revenue0.0097480.0012720.0015940.01870.01340.0213
Cash Per Share29.2935.8137.034.7921.1219.3
Pocfratio3.231.672.72(1.38)2.432.3
Interest Coverage3.17(1.47)(11.4)(17.86)5.645.36
Payout Ratio0.240.73(0.0898)(0.0309)2.43E-42.55E-4
Capex To Operating Cash Flow0.04170.0044360.0167(0.36)0.140.15
Pfcf Ratio3.381.672.77(1.02)2.822.68
Income Quality4.1818.25(0.8)0.221.551.48
Ev To Operating Cash Flow2.07(0.21)(0.73)1.85(2.05)(1.95)
Pe Ratio13.5230.39(2.19)(0.31)3.773.96
Return On Tangible Assets0.01670.004975(0.0408)(0.0659)0.02150.0223
Ev To Free Cash Flow2.16(0.22)(0.74)1.36(2.39)(2.27)
Earnings Yield0.0740.0329(0.46)(3.26)0.270.28
Intangibles To Total Assets0.110.10.07470.02070.01980.0188
Net Debt To E B I T D A(2.32)(17.5)3.480.7(4.39)(4.61)
Current Ratio5.695.625.2522.1925.5145.43
Tangible Book Value Per Share7.798.147.023.096.795.19
Graham Number18.4110.8927.3125.6118.0913.45
Shareholders Equity Per Share15.3615.8112.344.978.418.37
Debt To Equity0.350.290.271.060.540.32
Capex Per Share0.08790.170.0270.03620.470.4
Graham Net Net(28.91)(34.31)(30.82)(88.35)(50.11)(52.62)
Revenue Per Share17.521.2122.7125.1528.0829.48

Currently Active Assets on Macroaxis

When determining whether Heritage Insurance Hldgs is a strong investment it is important to analyze Heritage Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Heritage Insurance's future performance. For an informed investment choice regarding Heritage Stock, refer to the following important reports:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Insurance Hldgs. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Insurance. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.033
Earnings Share
2.53
Revenue Per Share
26.755
Quarterly Revenue Growth
0.137
Return On Assets
0.0259
The market value of Heritage Insurance Hldgs is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Insurance's value that differs from its market value or its book value, called intrinsic value, which is Heritage Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Insurance's market value can be influenced by many factors that don't directly affect Heritage Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heritage Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.