Heritage Historical Cash Flow
| HRTG Stock | USD 12.12 0.24 1.94% |
Analysis of Heritage Insurance cash flow over time is an excellent tool to project Heritage Insurance Hldgs future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Free Cash Flow of 67.6 M or Change In Working Capital of 14.7 M as it is a great indicator of Heritage Insurance ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining Heritage Insurance Hldgs latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Heritage Insurance Hldgs is a good buy for the upcoming year.
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About Heritage Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in Heritage balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which Heritage's non-liquid assets can be easily converted into cash.
Heritage Insurance Cash Flow Chart
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Stock Based Compensation
Compensation provided to employees in the form of equity or options to purchase company stock. This type of compensation is used to align the interests of employees and shareholders.Free Cash Flow
The amount of cash a company generates after accounting for cash outflows to support operations and maintain its capital assets.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Capital Expenditures
Capital Expenditures are funds used by Heritage Insurance Hldgs to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of Heritage Insurance operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Net Income
Net income is one of the most important fundamental items in finance. It plays a large role in Heritage Insurance Hldgs financial statement analysis. It represents the amount of money remaining after all of Heritage Insurance Hldgs operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.Most accounts from Heritage Insurance's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into Heritage Insurance Hldgs current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Insurance Hldgs. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate. At this time, Heritage Insurance's Capital Expenditures is most likely to increase significantly in the upcoming years. The Heritage Insurance's current Total Cash From Operating Activities is estimated to increase to about 71.1 M, while Change In Working Capital is projected to decrease to roughly 14.7 M.
Heritage Insurance cash flow statement Correlations
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Heritage Insurance Account Relationship Matchups
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High Negative Relationship
Heritage Insurance cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 20.6M | 163.4M | (81.6M) | (77.2M) | 185.8M | 195.1M | |
| Stock Based Compensation | 5.4M | 4.7M | 1.2M | 2.0M | 1.4M | 1.3M | |
| Free Cash Flow | 114.7M | 169.5M | 59.1M | (46.6M) | 60.5M | 67.6M | |
| Change In Working Capital | 73.4M | 157.4M | 64.7M | 25.0M | 15.5M | 14.7M | |
| Begin Period Cash Flow | 262.4M | 283.0M | 446.4M | 364.8M | 287.6M | 227.9M | |
| Other Cashflows From Financing Activities | (3.5M) | (2.4M) | (231K) | 34.9M | (429K) | (407.6K) | |
| Other Non Cash Items | 2.7M | (15.6M) | 66.5M | 96.0M | (459K) | (436.1K) | |
| Capital Expenditures | 5.0M | 755K | 1.0M | 12.4M | 9.9M | 10.4M | |
| Total Cash From Operating Activities | 119.7M | 170.2M | 60.1M | (34.3M) | 70.4M | 71.1M | |
| Change To Account Receivables | (117.7M) | 59.9M | 91.2M | (556.5M) | 2.4M | 2.5M | |
| Net Income | 28.6M | 9.3M | (74.7M) | (154.4M) | 45.3M | 47.6M | |
| Total Cash From Financing Activities | (45.4M) | (28.9M) | (17.3M) | (5.1M) | 14.5M | 9.9M | |
| End Period Cash Flow | 283.0M | 446.4M | 364.8M | 287.6M | 473.3M | 266.1M | |
| Depreciation | 10.4M | 8.1M | 8.4M | 8.4M | 8.7M | 9.0M | |
| Change To Liabilities | (27.4M) | 112.6M | 46.3M | 84.9M | 97.7M | 52.5M | |
| Sale Purchase Of Stock | (16.2M) | (10.0M) | (8.2M) | (7.3M) | (429K) | (450.5K) | |
| Investments | (49.0M) | 22.8M | (126.1M) | (40.4M) | 100.8M | 105.8M | |
| Change Receivables | (108.6M) | 39.8M | 70.7M | (598.2M) | (538.4M) | (511.5M) | |
| Net Borrowings | (3.1M) | (290K) | (2.1M) | 7.1M | 6.4M | 6.1M | |
| Total Cashflows From Investing Activities | (53.6M) | 22.1M | (124.5M) | (37.9M) | (43.5M) | (45.7M) | |
| Dividends Paid | 7.0M | 6.9M | 6.7M | 4.8M | 11K | 10.5K | |
| Cash And Cash Equivalents Changes | 20.6M | 163.4M | (81.6M) | (77.2M) | (69.5M) | (66.0M) | |
| Cash Flows Other Operating | 205.6M | (17.2M) | (52.3M) | 538.5M | 619.3M | 650.3M | |
| Change To Operating Activities | 24.7M | 115.3M | 11.6M | (22.1M) | (25.4M) | (24.1M) | |
| Change To Netincome | 4.5M | 10.9M | 55.9M | 82.4M | 94.7M | 99.5M |
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When determining whether Heritage Insurance Hldgs is a strong investment it is important to analyze Heritage Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Heritage Insurance's future performance. For an informed investment choice regarding Heritage Stock, refer to the following important reports:Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Insurance Hldgs. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate. You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Insurance. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.033 | Earnings Share 2.53 | Revenue Per Share 26.755 | Quarterly Revenue Growth 0.137 | Return On Assets 0.0259 |
The market value of Heritage Insurance Hldgs is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Insurance's value that differs from its market value or its book value, called intrinsic value, which is Heritage Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Insurance's market value can be influenced by many factors that don't directly affect Heritage Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heritage Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.