HomeTrust Net Interest Income vs Reconciled Depreciation Analysis

HTBI Stock  USD 37.66  0.42  1.13%   
HomeTrust Bancshares financial indicator trend analysis is much more than just examining HomeTrust Bancshares latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether HomeTrust Bancshares is a good investment. Please check the relationship between HomeTrust Bancshares Net Interest Income and its Reconciled Depreciation accounts. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HomeTrust Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in HomeTrust Stock please use our How to Invest in HomeTrust Bancshares guide.

Net Interest Income vs Reconciled Depreciation

Net Interest Income vs Reconciled Depreciation Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of HomeTrust Bancshares Net Interest Income account and Reconciled Depreciation. At this time, the significance of the direction appears to have strong relationship.
The correlation between HomeTrust Bancshares' Net Interest Income and Reconciled Depreciation is 0.7. Overlapping area represents the amount of variation of Net Interest Income that can explain the historical movement of Reconciled Depreciation in the same time period over historical financial statements of HomeTrust Bancshares, assuming nothing else is changed. The correlation between historical values of HomeTrust Bancshares' Net Interest Income and Reconciled Depreciation is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Interest Income of HomeTrust Bancshares are associated (or correlated) with its Reconciled Depreciation. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Reconciled Depreciation has no effect on the direction of Net Interest Income i.e., HomeTrust Bancshares' Net Interest Income and Reconciled Depreciation go up and down completely randomly.

Correlation Coefficient

0.7
Relationship DirectionPositive 
Relationship StrengthSignificant

Net Interest Income

The difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities.

Reconciled Depreciation

Most indicators from HomeTrust Bancshares' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into HomeTrust Bancshares current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HomeTrust Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in HomeTrust Stock please use our How to Invest in HomeTrust Bancshares guide.As of now, HomeTrust Bancshares' Sales General And Administrative To Revenue is decreasing as compared to previous years. The HomeTrust Bancshares' current Enterprise Value is estimated to increase to about 342.2 M, while Selling General Administrative is projected to decrease to under 56.7 M.
 2021 2022 2023 2024 (projected)
Interest Expense5.3M29.7M34.2M17.2M
Depreciation And Amortization9.6M12.8M14.7M15.4M

HomeTrust Bancshares fundamental ratios Correlations

0.29-0.220.86-0.260.920.20.95-0.470.110.650.6-0.160.650.480.6-0.840.270.28-0.690.360.480.80.10.160.95
0.290.330.280.110.370.930.010.36-0.120.0-0.090.41-0.210.25-0.07-0.070.45-0.01-0.210.430.040.050.340.830.27
-0.220.33-0.090.4-0.030.45-0.430.83-0.18-0.54-0.590.56-0.60.01-0.60.330.08-0.360.050.31-0.64-0.510.00.31-0.14
0.860.28-0.09-0.050.850.160.8-0.40.20.60.54-0.130.490.60.53-0.80.220.17-0.540.760.450.710.180.220.89
-0.260.110.4-0.050.00.26-0.350.310.05-0.54-0.560.62-0.70.12-0.580.340.140.160.670.3-0.18-0.380.550.47-0.2
0.920.37-0.030.850.00.320.81-0.34-0.040.510.420.110.490.50.42-0.840.440.38-0.520.50.420.760.360.320.92
0.20.930.450.160.260.32-0.080.55-0.35-0.29-0.380.64-0.37-0.01-0.370.060.330.08-0.130.34-0.24-0.150.340.720.17
0.950.01-0.430.8-0.350.81-0.08-0.640.190.720.69-0.360.760.410.69-0.840.120.28-0.660.220.520.82-0.04-0.090.89
-0.470.360.83-0.40.31-0.340.55-0.64-0.33-0.77-0.790.57-0.77-0.32-0.780.640.02-0.440.180.05-0.83-0.8-0.120.26-0.42
0.11-0.12-0.180.20.05-0.04-0.350.19-0.330.370.39-0.470.10.750.380.020.17-0.330.10.140.410.09-0.110.110.18
0.650.0-0.540.6-0.540.51-0.290.72-0.770.370.99-0.730.750.530.99-0.760.17-0.03-0.540.190.820.88-0.09-0.010.64
0.6-0.09-0.590.54-0.560.42-0.380.69-0.790.390.99-0.80.750.481.0-0.710.1-0.07-0.510.130.810.84-0.15-0.080.58
-0.160.410.56-0.130.620.110.64-0.360.57-0.47-0.73-0.8-0.5-0.19-0.80.250.210.440.370.17-0.44-0.390.610.4-0.15
0.65-0.21-0.60.49-0.70.49-0.370.76-0.770.10.750.75-0.50.220.75-0.790.010.35-0.62-0.040.580.82-0.07-0.420.63
0.480.250.010.60.120.5-0.010.41-0.320.750.530.48-0.190.220.48-0.420.58-0.11-0.080.540.580.450.290.450.59
0.6-0.07-0.60.53-0.580.42-0.370.69-0.780.380.991.0-0.80.750.48-0.710.12-0.07-0.510.120.810.84-0.15-0.080.58
-0.84-0.070.33-0.80.34-0.840.06-0.840.640.02-0.76-0.710.25-0.79-0.42-0.71-0.24-0.370.6-0.38-0.61-0.94-0.2-0.02-0.84
0.270.450.080.220.140.440.330.120.020.170.170.10.210.010.580.12-0.240.040.030.220.280.250.490.530.35
0.28-0.01-0.360.170.160.380.080.28-0.44-0.33-0.03-0.070.440.35-0.11-0.07-0.370.040.09-0.040.260.380.6-0.030.19
-0.69-0.210.05-0.540.67-0.52-0.13-0.660.180.1-0.54-0.510.37-0.62-0.08-0.510.60.030.09-0.15-0.04-0.530.470.17-0.64
0.360.430.310.760.30.50.340.220.050.140.190.130.17-0.040.540.12-0.380.22-0.04-0.150.190.260.350.470.47
0.480.04-0.640.45-0.180.42-0.240.52-0.830.410.820.81-0.440.580.580.81-0.610.280.26-0.040.190.790.390.210.47
0.80.05-0.510.71-0.380.76-0.150.82-0.80.090.880.84-0.390.820.450.84-0.940.250.38-0.530.260.790.210.030.76
0.10.340.00.180.550.360.34-0.04-0.12-0.11-0.09-0.150.61-0.070.29-0.15-0.20.490.60.470.350.390.210.520.17
0.160.830.310.220.470.320.72-0.090.260.11-0.01-0.080.4-0.420.45-0.08-0.020.53-0.030.170.470.210.030.520.15
0.950.27-0.140.89-0.20.920.170.89-0.420.180.640.58-0.150.630.590.58-0.840.350.19-0.640.470.470.760.170.15
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HomeTrust Bancshares Account Relationship Matchups

HomeTrust Bancshares fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets3.7B3.5B3.5B4.6B5.3B3.1B
Short Long Term Debt Total475M115M8.4M210.2M241.8M325.0M
Total Current Liabilities1.9B2.4B11.5M200.3M230.3M218.8M
Total Stockholder Equity408.3M396.5M388.8M499.9M574.9M385.0M
Other Liab47.4M57.7M60.6M57.1M51.4M46.8M
Property Plant And Equipment Net58.5M70.9M69.1M73.2M84.1M55.6M
Net Debt297.7M23.9M(120.3M)(126.4M)(145.4M)(138.1M)
Retained Earnings242.8M240.1M270.3M333.4M383.4M219.2M
Accounts Payable2.3B2.8B3.0B(2.8B)(2.5B)(2.4B)
Cash177.3M91.1M128.7M347.1M312.4M161.8M
Non Current Assets Total556.6M466.7M429.0M3.8B4.4B4.6B
Non Currrent Assets Other(16.3M)(16.9M)(11.5M)3.5B4.1B4.3B
Other Assets2.8B2.8B4.0B135.8M156.1M148.3M
Long Term Debt1.9M475M115M467.2M537.3M564.2M
Cash And Short Term Investments304.8M247.6M255.6M488.6M561.9M354.5M
Net Receivables12.3M7.9M8.6M157.0M180.6M189.6M
Common Stock Shares Outstanding17.3M16.5M15.8M15.8M14.2M14.8M
Short Term Investments127.5M156.5M127.0M151.9M174.7M162.0M
Liabilities And Stockholders Equity3.7B3.5B3.5B4.6B5.3B3.1B
Non Current Liabilities Total475M115M3.1B337.3M387.9M570.6M
Inventory(494.9M)(288.8M)200K(351.5M)(316.3M)(300.5M)
Other Stockholder Equity163.3M154.8M120.8M172.4M198.2M165.7M
Total Liab475M115M3.2B4.2B4.8B5.1B
Property Plant And Equipment Gross58.5M70.9M109.3M121.8M140.0M147.0M
Total Current Assets317.2M255.5M3.1B645.6M742.5M1.3B
Accumulated Other Comprehensive Income2.0M1.5M(2.4M)(6.0M)(5.4M)(5.2M)
Short Term Debt1.4M116.5M1.6M200.3M180.2M199.4M
Property Plant Equipment86.7M70.9M69.1M104.6M120.3M63.0M
Other Current Liab1.8B2.3B2.8B(200.3M)(230.3M)(218.8M)
Net Tangible Assets380.8M381.5M370.5M363.1M417.6M383.6M
Retained Earnings Total Equity224.5M242.8M240.1M270.3M310.8M200.1M
Capital Surpluse190.3M169.6M160.6M126.1M145.0M195.9M
Other Current Assets494.9M288.8M2.9B351.5M404.2M384.0M
Long Term Investments166.5M180.2M334.2M166.9M150.2M142.7M
Non Current Liabilities Other738.1M528.8M172.7M60.6M69.7M66.2M

Currently Active Assets on Macroaxis

When determining whether HomeTrust Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of HomeTrust Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hometrust Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hometrust Bancshares Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HomeTrust Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in HomeTrust Stock please use our How to Invest in HomeTrust Bancshares guide.
You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HomeTrust Bancshares. If investors know HomeTrust will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HomeTrust Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.13)
Dividend Share
0.76
Earnings Share
2.97
Revenue Per Share
10.977
Quarterly Revenue Growth
(0.02)
The market value of HomeTrust Bancshares is measured differently than its book value, which is the value of HomeTrust that is recorded on the company's balance sheet. Investors also form their own opinion of HomeTrust Bancshares' value that differs from its market value or its book value, called intrinsic value, which is HomeTrust Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HomeTrust Bancshares' market value can be influenced by many factors that don't directly affect HomeTrust Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HomeTrust Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if HomeTrust Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HomeTrust Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.