Lake Net Debt vs Net Tangible Assets Analysis

LSBK Stock

USD 13.46 0.01 0.07%

Lake Shore financial indicator trend analysis is infinitely more than just investigating Lake Shore Bancorp recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Lake Shore Bancorp is a good investment. Please check the relationship between Lake Shore Net Debt and its Net Tangible Assets accounts. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Net Debt vs Net Tangible Assets

Net Debt vs Net Tangible Assets Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Lake Shore Bancorp Net Debt account and Net Tangible Assets. At this time, the significance of the direction appears to have significant contrarian relationship.

The correlation between Lake Shore's Net Debt and Net Tangible Assets is -0.28. Overlapping area represents the amount of variation of Net Debt that can explain the historical movement of Net Tangible Assets in the same time period over historical financial statements of Lake Shore Bancorp, assuming nothing else is changed. The correlation between historical values of Lake Shore's Net Debt and Net Tangible Assets is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Debt of Lake Shore Bancorp are associated (or correlated) with its Net Tangible Assets. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Tangible Assets has no effect on the direction of Net Debt i.e., Lake Shore's Net Debt and Net Tangible Assets go up and down completely randomly.

Correlation Coefficient

-0.28

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Net Debt

The total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds.

Net Tangible Assets

The total assets of a company minus any intangible assets such as patents, copyrights, and goodwill; it represents the physical assets of a company.

Most indicators from Lake Shore's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Lake Shore Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

At this time, Lake Shore's Sales General And Administrative To Revenue is quite stable compared to the past year. Enterprise Value is expected to rise to about 86.2 M this year, although the value of Selling General Administrative will most likely fall to about 8.5 M.

	2021	2022	2023	2024 (projected)
Total Revenue	25.2M	27.0M	28.0M	17.1M
Interest Expense	2.7M	2.4M	9.4M	9.9M

Total Revenue Interest Expense

Lake Shore fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Net Debt	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Common Stock Shares Outstanding	Total Liab	Total Current Assets	Short Term Debt	Other Stockholder Equity	Other Liab	Retained Earnings	Accounts Payable	Long Term Debt	Short Term Investments	Inventory	Property Plant Equipment	Property Plant And Equipment Net	Net Receivables	Non Current Liabilities Total
Total Assets		0.7	-0.36	0.44	0.9	-0.01	0.48	0.59	0.09	0.66	0.09	-0.15	0.16	-0.27	0.2	-0.79	0.71	0.95	-0.09	0.29	-0.01	-0.29	0.75	0.26	0.92	0.22
Short Long Term Debt Total	0.7		-0.22	0.37	0.69	0.39	0.1	0.43	0.22	0.59	-0.35	-0.23	0.26	-0.29	0.23	-0.52	0.39	0.69	-0.41	0.46	-0.07	-0.25	0.51	0.23	0.64	0.33
Other Current Liab	-0.36	-0.22		-0.3	-0.06	0.24	-0.31	-0.66	-0.82	-0.79	0.46	0.0	0.24	0.81	0.01	0.3	0.03	-0.46	0.29	-0.63	0.76	0.38	0.11	0.56	-0.55	-0.45
Total Current Liabilities	0.44	0.37	-0.3		0.49	-0.54	0.68	0.26	0.37	0.51	0.25	-0.33	-0.06	-0.28	0.55	-0.38	0.21	0.49	-0.1	0.39	-0.17	-0.55	0.48	0.23	0.36	0.59
Total Stockholder Equity	0.9	0.69	-0.06	0.49		-0.06	0.52	0.38	-0.06	0.39	0.32	-0.1	0.24	0.02	0.17	-0.62	0.59	0.87	0.08	0.17	0.16	-0.07	0.83	0.54	0.7	0.08
Net Debt	-0.01	0.39	0.24	-0.54	-0.06		-0.82	0.07	-0.22	-0.02	-0.51	0.03	0.37	-0.04	-0.01	0.01	0.07	-0.05	-0.34	-0.02	0.16	0.12	-0.05	0.0	0.07	-0.21
Cash	0.48	0.1	-0.31	0.68	0.52	-0.82		0.17	0.26	0.24	0.37	0.08	-0.24	-0.02	0.03	-0.26	0.23	0.51	0.26	0.3	-0.2	-0.12	0.36	0.05	0.35	0.21
Non Current Assets Total	0.59	0.43	-0.66	0.26	0.38	0.07	0.17		0.5	0.8	-0.17	0.13	-0.36	-0.82	-0.16	-0.39	0.12	0.63	-0.12	0.6	-0.54	-0.31	0.13	-0.18	0.66	0.09
Non Currrent Assets Other	0.09	0.22	-0.82	0.37	-0.06	-0.22	0.26	0.5		0.63	-0.48	0.19	-0.23	-0.77	0.0	0.09	-0.42	0.32	-0.46	0.83	-0.94	-0.26	-0.22	-0.53	0.21	0.44
Other Assets	0.66	0.59	-0.79	0.51	0.39	-0.02	0.24	0.8	0.63		-0.31	-0.31	-0.09	-0.86	0.32	-0.64	0.3	0.7	-0.51	0.58	-0.49	-0.68	0.32	-0.16	0.77	0.62
Cash And Short Term Investments	0.09	-0.35	0.46	0.25	0.32	-0.51	0.37	-0.17	-0.48	-0.31		-0.09	-0.16	0.46	0.05	-0.1	0.18	0.01	0.55	-0.48	0.49	0.14	0.44	0.71	-0.11	-0.27
Common Stock Shares Outstanding	-0.15	-0.23	0.0	-0.33	-0.1	0.03	0.08	0.13	0.19	-0.31	-0.09		-0.24	0.02	-0.66	0.65	-0.46	-0.02	0.31	0.41	-0.48	0.61	-0.36	-0.41	-0.17	-0.62
Total Liab	0.16	0.26	0.24	-0.06	0.24	0.37	-0.24	-0.36	-0.23	-0.09	-0.16	-0.24		0.31	0.5	-0.19	0.38	0.22	-0.28	-0.27	0.35	-0.08	0.46	0.2	0.06	0.27
Total Current Assets	-0.27	-0.29	0.81	-0.28	0.02	-0.04	-0.02	-0.82	-0.77	-0.86	0.46	0.02	0.31		-0.08	0.23	0.09	-0.38	0.49	-0.69	0.74	0.57	0.11	0.48	-0.47	-0.45
Short Term Debt	0.2	0.23	0.01	0.55	0.17	-0.01	0.03	-0.16	0.0	0.32	0.05	-0.66	0.5	-0.08		-0.47	0.45	0.22	-0.48	-0.07	0.23	-0.72	0.52	0.23	0.24	0.71
Other Stockholder Equity	-0.79	-0.52	0.3	-0.38	-0.62	0.01	-0.26	-0.39	0.09	-0.64	-0.1	0.65	-0.19	0.23	-0.47		-0.79	-0.66	0.2	0.1	-0.28	0.54	-0.64	-0.3	-0.77	-0.42
Other Liab	0.71	0.39	0.03	0.21	0.59	0.07	0.23	0.12	-0.42	0.3	0.18	-0.46	0.38	0.09	0.45	-0.79		0.53	-0.03	-0.22	0.51	-0.42	0.74	0.32	0.69	0.28
Retained Earnings	0.95	0.69	-0.46	0.49	0.87	-0.05	0.51	0.63	0.32	0.7	0.01	-0.02	0.22	-0.38	0.22	-0.66	0.53		-0.2	0.46	-0.23	-0.27	0.7	0.15	0.86	0.28
Accounts Payable	-0.09	-0.41	0.29	-0.1	0.08	-0.34	0.26	-0.12	-0.46	-0.51	0.55	0.31	-0.28	0.49	-0.48	0.2	-0.03	-0.2		-0.37	0.33	0.5	-0.08	0.22	-0.18	-0.6
Long Term Debt	0.29	0.46	-0.63	0.39	0.17	-0.02	0.3	0.6	0.83	0.58	-0.48	0.41	-0.27	-0.69	-0.07	0.1	-0.22	0.46	-0.37		-0.86	-0.19	-0.07	-0.47	0.38	0.25
Short Term Investments	-0.01	-0.07	0.76	-0.17	0.16	0.16	-0.2	-0.54	-0.94	-0.49	0.49	-0.48	0.35	0.74	0.23	-0.28	0.51	-0.23	0.33	-0.86		0.08	0.38	0.67	-0.14	-0.18
Inventory	-0.29	-0.25	0.38	-0.55	-0.07	0.12	-0.12	-0.31	-0.26	-0.68	0.14	0.61	-0.08	0.57	-0.72	0.54	-0.42	-0.27	0.5	-0.19	0.08		-0.34	0.09	-0.42	-0.86
Property Plant Equipment	0.75	0.51	0.11	0.48	0.83	-0.05	0.36	0.13	-0.22	0.32	0.44	-0.36	0.46	0.11	0.52	-0.64	0.74	0.7	-0.08	-0.07	0.38	-0.34		0.67	0.6	0.34
Property Plant And Equipment Net	0.26	0.23	0.56	0.23	0.54	0.0	0.05	-0.18	-0.53	-0.16	0.71	-0.41	0.2	0.48	0.23	-0.3	0.32	0.15	0.22	-0.47	0.67	0.09	0.67		0.03	-0.09
Net Receivables	0.92	0.64	-0.55	0.36	0.7	0.07	0.35	0.66	0.21	0.77	-0.11	-0.17	0.06	-0.47	0.24	-0.77	0.69	0.86	-0.18	0.38	-0.14	-0.42	0.6	0.03		0.31
Non Current Liabilities Total	0.22	0.33	-0.45	0.59	0.08	-0.21	0.21	0.09	0.44	0.62	-0.27	-0.62	0.27	-0.45	0.71	-0.42	0.28	0.28	-0.6	0.25	-0.18	-0.86	0.34	-0.09	0.31

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Lake Shore Account Relationship Matchups

Lake Shore fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	610.9M	686.2M	714.1M	699.9M	725.1M	518.8M
Short Long Term Debt Total	40.9M	29.8M	22.0M	37.5M	35.3M	33.5M
Other Current Liab	259.3M	(3.2M)	(3.2M)	(12.6M)	(3.3M)	(3.1M)
Total Current Liabilities	268.8M	346.4M	387.2M	12.6M	484.6M	508.9M
Total Stockholder Equity	82.8M	85.9M	88.0M	81.2M	86.3M	66.8M
Net Debt	4.4M	(13.2M)	(46.0M)	27.9M	(18.5M)	(17.6M)
Cash	30.3M	43.0M	68.0M	9.6M	53.7M	26.9M
Non Current Assets Total	80.6M	88.3M	97.6M	81.3M	59.5M	42.7M
Non Currrent Assets Other	(80.6M)	(88.3M)	(97.6M)	(81.3M)	(59.5M)	(62.4M)
Other Assets	426.6M	472.7M	457.3M	533.1M	611.9M	642.5M
Cash And Short Term Investments	101.5M	122.3M	156.8M	9.6M	53.7M	73.1M
Common Stock Shares Outstanding	6.0M	6.0M	5.9M	5.9M	5.9M	4.9M
Liabilities And Stockholders Equity	610.9M	686.2M	714.1M	699.9M	725.1M	518.8M
Total Liab	34.7M	29.8M	22.0M	618.7M	638.8M	363.0M
Total Current Assets	103.6M	125.2M	159.2M	85.5M	53.7M	51.0M
Short Term Debt	6.2M	7.9M	2.3M	12.6M	25.3M	26.6M
Other Stockholder Equity	19.5M	18.2M	16.3M	16.6M	17.7M	16.4M
Other Liab	8.0M	8.2M	10.3M	10.4M	12.0M	9.2M
Retained Earnings	62.0M	65.5M	70.6M	74.9M	79.0M	52.0M
Accounts Payable	432.5M	1.0	560.3M	593.7M	9.3M	0.95
Long Term Debt	34.7M	29.8M	22.0M	25.0M	35.3M	19.2M
Short Term Investments	71.2M	79.3M	88.8M	73.0M	60.4M	102.0M
Inventory	(33.2M)	(46.0M)	(70.2M)	60.5M	(504.9M)	(479.7M)
Property Plant Equipment	9.4M	9.4M	9.6M	9.2M	10.6M	9.4M
Property Plant And Equipment Net	9.4M	9.0M	8.7M	8.3M	8.1M	9.4M
Net Receivables	2.2M	3.0M	2.5M	2.8M	2.8M	2.1M
Non Current Liabilities Total	34.7M	29.8M	22.0M	12.6M	638.8M	670.8M
Property Plant And Equipment Gross	9.4M	9.0M	21.4M	21.6M	22.0M	11.6M
Accumulated Other Comprehensive Income	1.3M	2.1M	978K	(10.3M)	(10.4M)	(9.9M)
Treasury Stock	(7.3M)	(8.8M)	(10.2M)	(11.6M)	(10.4M)	(10.9M)
Net Tangible Assets	82.8M	85.9M	88.0M	81.2M	93.4M	83.8M
Retained Earnings Total Equity	56.2M	59.1M	62.0M	65.5M	75.3M	57.6M
Capital Surpluse	30.7M	30.9M	31.1M	31.2M	35.9M	32.6M
Long Term Investments	470.8M	79.3M	88.8M	73.0M	60.4M	57.4M
Non Current Liabilities Other	8.5M	8.8M	9.9M	10.3M	9.2M	10.1M
Other Current Assets	33.2M	46.0M	70.2M	12.5M	56.6M	38.5M

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When determining whether Lake Shore Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Lake Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Lake Shore Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Lake Shore Bancorp Stock:

How To Invest In Lake

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Is Lake Stock a good investment?

Details

What is Lake Shore's Net Worth?

Details

Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. If investors know Lake will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lake Shore listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.11)

Dividend Share

0.54

Earnings Share

0.75

Revenue Per Share

4.51

Quarterly Revenue Growth

(0.1)

The market value of Lake Shore Bancorp is measured differently than its book value, which is the value of Lake that is recorded on the company's balance sheet. Investors also form their own opinion of Lake Shore's value that differs from its market value or its book value, called intrinsic value, which is Lake Shore's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lake Shore's market value can be influenced by many factors that don't directly affect Lake Shore's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Lake Shore's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lake Shore is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

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Lake Net Debt vs Net Tangible Assets Analysis

Net Debt vs Net Tangible Assets

Net Debt vs Net Tangible Assets Correlation Analysis

Correlation Coefficient

Net Debt

Net Tangible Assets

Lake Shore fundamental ratios Correlations

Lake Shore Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Lake Shore fundamental ratios Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

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Retained Earnings	+ 0.95	Total Assets
Net Receivables	+ 0.92	Total Assets
Total Stockholder Equity	+ 0.9	Total Assets
Retained Earnings	+ 0.87	Total Stockholder Equity
Net Receivables	+ 0.86	Retained Earnings
Property Plant Equipment	+ 0.83	Total Stockholder Equity

Short Term Investments	- 0.94	Non Currrent Assets Other
Non Current Liabilities Total	- 0.86	Inventory
Short Term Investments	- 0.86	Long Term Debt
Total Current Assets	- 0.86	Other Assets
Total Current Assets	- 0.82	Non Current Assets Total
Cash	- 0.82	Net Debt