Norwood Historical Income Statement
| NWFL Stock | USD 30.90 0.03 0.1% |
Historical analysis of Norwood Financial income statement accounts such as Total Revenue of 67.9 M can show how well Norwood Financial Corp performed in making a profits. Evaluating Norwood Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Norwood Financial's future profits or losses.
Financial Statement Analysis is much more than just reviewing and examining Norwood Financial Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Norwood Financial Corp is a good buy for the upcoming year.
Norwood |
About Norwood Income Statement Analysis
Norwood Financial Corp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Norwood Financial shareholders. The income statement also shows Norwood investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).
Norwood Financial Income Statement Chart
Add Fundamental
Depreciation And Amortization
The systematic reduction in the recorded value of an intangible asset. This includes the allocation of the cost of tangible assets to periods in which the assets are used, representing the expense related to the wear and tear, deterioration, or obsolescence of physical assets and intangible assets over their useful lives.Total Revenue
Total revenue comprises all receipts Norwood Financial Corp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.Gross Profit
Gross profit is a required income statement account that reflects total revenue of Norwood Financial Corp minus its cost of goods sold. It is profit before Norwood Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.Other Operating Expenses
Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Norwood Financial Corp. It is also known as Norwood Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.Most accounts from Norwood Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Norwood Financial Corp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. At this time, Norwood Financial's Total Operating Expenses is quite stable compared to the past year. Selling And Marketing Expenses is expected to rise to about 661.5 K this year, although the value of Operating Income will most likely fall to about 18.6 M.
| 2021 | 2022 | 2023 | 2024 (projected) | Interest Expense | 5.8M | 7.3M | 33.5M | 35.1M | Depreciation And Amortization | 1.6M | 1.6M | 1.5M | 889.2K |
Norwood Financial income statement Correlations
Click cells to compare fundamentals
Norwood Financial Account Relationship Matchups
High Positive Relationship
High Negative Relationship
Norwood Financial income statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Depreciation And Amortization | 101K | 1.4M | 1.6M | 1.6M | 1.5M | 889.2K | |
| Interest Expense | 8.7M | 8.0M | 5.8M | 7.3M | 33.5M | 35.1M | |
| Selling General Administrative | 16.7M | 20.0M | 23.7M | 22.7M | 24.6M | 25.8M | |
| Total Revenue | 45.4M | 58.3M | 73.6M | 78.3M | 64.6M | 67.9M | |
| Gross Profit | 45.4M | 58.3M | 73.6M | 78.3M | 64.6M | 67.9M | |
| Other Operating Expenses | 28.6M | 39.9M | 42.8M | 2.2M | 35.3M | 37.0M | |
| Operating Income | 16.8M | 18.4M | 30.9M | 43.7M | 21.1M | 18.6M | |
| Ebit | 16.8M | 18.4M | 30.9M | 36.4M | 21.1M | 18.4M | |
| Ebitda | 16.9M | 19.8M | 32.5M | 38.0M | 22.6M | 19.3M | |
| Total Operating Expenses | (28.6M) | (39.9M) | (42.8M) | 2.2M | 35.3M | 37.0M | |
| Income Before Tax | 16.8M | 18.4M | 30.9M | 36.4M | 21.1M | 12.0M | |
| Total Other Income Expense Net | 16.8M | (2.0M) | 30.9M | (7.3M) | (22.6M) | (21.5M) | |
| Net Income | 14.2M | 15.1M | 24.9M | 29.2M | 16.8M | 9.1M | |
| Income Tax Expense | 2.6M | 3.3M | 5.9M | 7.2M | 4.4M | 2.9M | |
| Selling And Marketing Expenses | 267K | 385K | 473K | 516K | 630K | 661.5K | |
| Net Income Applicable To Common Shares | 14.2M | 15.1M | 24.9M | 29.2M | 33.6M | 35.3M | |
| Net Income From Continuing Ops | 14.2M | 15.1M | 24.9M | 29.2M | 23.5M | 14.7M | |
| Tax Provision | 2.6M | 3.3M | 5.9M | 7.2M | 5.7M | 4.6M | |
| Net Interest Income | 38.6M | 50.5M | 65.3M | 68.4M | 64.0M | 50.3M | |
| Interest Income | 47.3M | 58.5M | 71.1M | 75.7M | 89.9M | 59.1M | |
| Reconciled Depreciation | 1.1M | 1.4M | 123K | 101K | 1.5M | 1.6M |
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Norwood Financial. If investors know Norwood will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Norwood Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.06) | Dividend Share 1.2 | Earnings Share 1.59 | Revenue Per Share 7.741 | Quarterly Revenue Growth 0.025 |
The market value of Norwood Financial Corp is measured differently than its book value, which is the value of Norwood that is recorded on the company's balance sheet. Investors also form their own opinion of Norwood Financial's value that differs from its market value or its book value, called intrinsic value, which is Norwood Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Norwood Financial's market value can be influenced by many factors that don't directly affect Norwood Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Norwood Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Norwood Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Norwood Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.