TrustCo Capital Surpluse vs Net Debt Analysis

TRST Stock

USD 36.42 0.23 0.64%

TrustCo Bank financial indicator trend analysis is much more than just breaking down TrustCo Bank Corp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether TrustCo Bank Corp is a good investment. Please check the relationship between TrustCo Bank Capital Surpluse and its Net Debt accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TrustCo Bank Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

Capital Surpluse vs Net Debt

Capital Surpluse vs Net Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of TrustCo Bank Corp Capital Surpluse account and Net Debt. At this time, the significance of the direction appears to have weak contrarian relationship.

The correlation between TrustCo Bank's Capital Surpluse and Net Debt is -0.16. Overlapping area represents the amount of variation of Capital Surpluse that can explain the historical movement of Net Debt in the same time period over historical financial statements of TrustCo Bank Corp, assuming nothing else is changed. The correlation between historical values of TrustCo Bank's Capital Surpluse and Net Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Capital Surpluse of TrustCo Bank Corp are associated (or correlated) with its Net Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Debt has no effect on the direction of Capital Surpluse i.e., TrustCo Bank's Capital Surpluse and Net Debt go up and down completely randomly.

Correlation Coefficient

-0.16

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Capital Surpluse

Net Debt

The total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds.

Most indicators from TrustCo Bank's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into TrustCo Bank Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TrustCo Bank Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

At this time, TrustCo Bank's Enterprise Value Over EBITDA is comparatively stable compared to the past year. Enterprise Value Multiple is likely to gain to 12.17 in 2024, whereas Selling General Administrative is likely to drop slightly above 34.9 M in 2024.

	2021	2022	2023	2024 (projected)
EBIT	82.1M	99.4M	77.6M	102.1M
Operating Income	82.1M	95.3M	94.5M	102.5M

Ebit Operating Income

TrustCo Bank fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Term Debt	Common Stock Total Equity	Common Stock	Other Liab	Accounts Payable	Short Term Investments	Inventory
Common Stock Shares Outstanding		0.9	0.62	0.26	0.63	0.68	0.56	0.74	0.45	-0.92	-0.02	-0.09	0.54	0.62	0.11	0.75	0.91	0.19	0.62	0.71	0.21	0.2	-0.53	-0.1	0.32	0.1
Total Assets	0.9		0.55	-0.09	0.5	0.81	0.81	0.66	0.66	-0.84	0.06	0.05	0.73	0.41	0.25	0.93	1.0	0.38	0.41	0.56	-0.12	-0.12	-0.73	0.06	0.04	-0.22
Short Long Term Debt Total	0.62	0.55		0.23	0.96	0.18	0.4	0.98	-0.03	-0.67	-0.64	-0.66	0.05	0.36	-0.48	0.38	0.56	-0.38	0.36	0.87	0.4	0.42	-0.16	0.29	0.08	-0.07
Other Current Liab	0.26	-0.09	0.23		0.44	-0.39	-0.6	0.26	-0.59	-0.39	-0.31	-0.47	-0.47	0.36	-0.31	-0.22	-0.08	-0.62	0.36	0.41	0.72	0.72	0.6	-0.5	0.64	0.69
Total Current Liabilities	0.63	0.5	0.96	0.44		0.08	0.21	0.96	-0.14	-0.71	-0.67	-0.71	-0.05	0.43	-0.44	0.33	0.51	-0.5	0.43	0.88	0.47	0.49	0.0	0.09	0.21	0.11
Total Stockholder Equity	0.68	0.81	0.18	-0.39	0.08		0.75	0.31	0.95	-0.45	0.48	0.52	0.97	0.18	0.6	0.79	0.8	0.78	0.18	0.32	-0.44	-0.45	-0.88	0.07	-0.18	-0.38
Property Plant And Equipment Net	0.56	0.81	0.4	-0.6	0.21	0.75		0.45	0.71	-0.48	0.07	0.13	0.69	0.14	0.17	0.78	0.8	0.51	0.14	0.21	-0.33	-0.33	-0.88	0.42	-0.25	-0.52
Net Debt	0.74	0.66	0.98	0.26	0.96	0.31	0.45		0.08	-0.77	-0.54	-0.58	0.17	0.41	-0.38	0.47	0.67	-0.27	0.41	0.9	0.38	0.4	-0.26	0.21	0.15	-0.02
Retained Earnings	0.45	0.66	-0.03	-0.59	-0.14	0.95	0.71	0.08		-0.21	0.57	0.66	0.97	0.04	0.73	0.72	0.65	0.87	0.04	0.08	-0.65	-0.66	-0.85	0.11	-0.38	-0.51
Cash	-0.92	-0.84	-0.67	-0.39	-0.71	-0.45	-0.48	-0.77	-0.21		0.22	0.32	-0.33	-0.5	0.07	-0.69	-0.85	0.06	-0.5	-0.67	-0.34	-0.34	0.37	0.14	-0.42	-0.17
Non Current Assets Total	-0.02	0.06	-0.64	-0.31	-0.67	0.48	0.07	-0.54	0.57	0.22		0.97	0.58	-0.13	0.67	0.15	0.06	0.87	-0.13	-0.29	-0.51	-0.54	-0.42	-0.22	0.0	0.0
Non Currrent Assets Other	-0.09	0.05	-0.66	-0.47	-0.71	0.52	0.13	-0.58	0.66	0.32	0.97		0.63	-0.19	0.76	0.17	0.05	0.9	-0.19	-0.36	-0.65	-0.67	-0.43	-0.14	-0.24	-0.2
Other Assets	0.54	0.73	0.05	-0.47	-0.05	0.97	0.69	0.17	0.97	-0.33	0.58	0.63		0.02	0.68	0.75	0.72	0.85	0.02	0.21	-0.57	-0.58	-0.86	0.03	-0.26	-0.43
Cash And Short Term Investments	0.62	0.41	0.36	0.36	0.43	0.18	0.14	0.41	0.04	-0.5	-0.13	-0.19	0.02		-0.03	0.32	0.42	-0.1	1.0	0.41	0.28	0.27	-0.07	-0.19	0.37	0.5
Non Current Liabilities Total	0.11	0.25	-0.48	-0.31	-0.44	0.6	0.17	-0.38	0.73	0.07	0.67	0.76	0.68	-0.03		0.39	0.24	0.7	-0.03	-0.27	-0.64	-0.66	-0.39	-0.33	-0.27	-0.28
Other Stockholder Equity	0.75	0.93	0.38	-0.22	0.33	0.79	0.78	0.47	0.72	-0.69	0.15	0.17	0.75	0.32	0.39		0.92	0.45	0.32	0.37	-0.42	-0.41	-0.73	0.16	-0.06	-0.27
Total Liab	0.91	1.0	0.56	-0.08	0.51	0.8	0.8	0.67	0.65	-0.85	0.06	0.05	0.72	0.42	0.24	0.92		0.37	0.42	0.57	-0.11	-0.11	-0.73	0.04	0.06	-0.2
Property Plant And Equipment Gross	0.19	0.38	-0.38	-0.62	-0.5	0.78	0.51	-0.27	0.87	0.06	0.87	0.9	0.85	-0.1	0.7	0.45	0.37		-0.1	-0.17	-0.66	-0.69	-0.77	0.04	-0.23	-0.32
Total Current Assets	0.62	0.41	0.36	0.36	0.43	0.18	0.14	0.41	0.04	-0.5	-0.13	-0.19	0.02	1.0	-0.03	0.32	0.42	-0.1		0.41	0.28	0.27	-0.07	-0.19	0.37	0.5
Short Term Debt	0.71	0.56	0.87	0.41	0.88	0.32	0.21	0.9	0.08	-0.67	-0.29	-0.36	0.21	0.41	-0.27	0.37	0.57	-0.17	0.41		0.37	0.38	-0.16	0.04	0.23	0.13
Common Stock Total Equity	0.21	-0.12	0.4	0.72	0.47	-0.44	-0.33	0.38	-0.65	-0.34	-0.51	-0.65	-0.57	0.28	-0.64	-0.42	-0.11	-0.66	0.28	0.37		1.0	0.47	-0.26	0.5	0.44
Common Stock	0.2	-0.12	0.42	0.72	0.49	-0.45	-0.33	0.4	-0.66	-0.34	-0.54	-0.67	-0.58	0.27	-0.66	-0.41	-0.11	-0.69	0.27	0.38	1.0		0.48	-0.24	0.49	0.43
Other Liab	-0.53	-0.73	-0.16	0.6	0.0	-0.88	-0.88	-0.26	-0.85	0.37	-0.42	-0.43	-0.86	-0.07	-0.39	-0.73	-0.73	-0.77	-0.07	-0.16	0.47	0.48		-0.24	0.08	0.36
Accounts Payable	-0.1	0.06	0.29	-0.5	0.09	0.07	0.42	0.21	0.11	0.14	-0.22	-0.14	0.03	-0.19	-0.33	0.16	0.04	0.04	-0.19	0.04	-0.26	-0.24	-0.24		-0.38	-0.48
Short Term Investments	0.32	0.04	0.08	0.64	0.21	-0.18	-0.25	0.15	-0.38	-0.42	0.0	-0.24	-0.26	0.37	-0.27	-0.06	0.06	-0.23	0.37	0.23	0.5	0.49	0.08	-0.38		0.84
Inventory	0.1	-0.22	-0.07	0.69	0.11	-0.38	-0.52	-0.02	-0.51	-0.17	0.0	-0.2	-0.43	0.5	-0.28	-0.27	-0.2	-0.32	0.5	0.13	0.44	0.43	0.36	-0.48	0.84

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TrustCo Bank Account Relationship Matchups

TrustCo Bank fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Common Stock Shares Outstanding	19.4M	19.3M	19.3M	19.1M	19.0M	16.6M
Total Assets	5.2B	5.9B	6.2B	6.0B	6.2B	3.8B
Short Long Term Debt Total	205.2M	267.5M	297.4M	171.7M	44.5M	42.2M
Other Current Liab	(148.7M)	(214.8M)	(244.7M)	(122.7M)	(97.5M)	(92.6M)
Total Current Liabilities	148.7M	214.8M	244.7M	171.7M	37.0M	35.1M
Total Stockholder Equity	538.3M	568.2M	601.1M	600.0M	645.3M	677.5M
Property Plant And Equipment Net	86.1M	82.3M	81.1M	77.3M	74.5M	37.8M
Net Debt	157.0M	220.3M	249.0M	128.3M	(4.8M)	(4.6M)
Retained Earnings	288.1M	314.0M	349.1M	393.8M	425.1M	446.3M
Cash	48.2M	47.2M	48.4M	43.4M	49.3M	86.2M
Non Current Assets Total	678.5M	535.2M	498.8M	77.3M	5.6B	5.9B
Non Currrent Assets Other	(678.5M)	(535.2M)	(498.8M)	(489.2M)	5.5B	5.8B
Other Assets	3.9B	4.9B	5.2B	5.3B	6.1B	6.4B
Cash And Short Term Investments	622.0M	486.3M	456.1M	650.6M	578.0M	348.1M
Liabilities And Stockholders Equity	5.2B	5.9B	6.2B	6.0B	6.2B	3.8B
Non Current Liabilities Total	56.6M	52.8M	52.7M	5.2B	5.6B	5.8B
Other Stockholder Equity	145.5M	142.0M	219.9M	213.3M	213.4M	115.5M
Total Liab	4.7B	5.3B	5.6B	5.4B	5.5B	3.5B
Property Plant And Equipment Gross	86.1M	82.3M	81.1M	77.3M	178.7M	187.6M
Total Current Assets	622.0M	486.3M	456.1M	650.6M	578.0M	348.1M
Short Term Debt	148.7M	214.8M	244.7M	122.7M	97.5M	140.0M
Accumulated Other Comprehensive Income	4.5M	11.9M	12.1M	(27.2M)	(13.2M)	(12.6M)
Accounts Payable	4.5B	28.9M	5.3B	35.6M	32.0M	30.4M
Short Term Investments	573.8M	439.1M	407.7M	481.5M	528.7M	539.4M
Inventory	1.6M	541K	362K	2.1M	2.4M	3.7M
Property Plant Equipment	86.1M	34.4M	81.1M	32.6M	37.4M	38.5M
Net Tangible Assets	538.3M	568.2M	601.1M	600.0M	690.0M	509.1M
Capital Surpluse	176.4M	176.4M	256.7M	257.1M	295.6M	207.1M
Long Term Investments	592.4M	4.6B	417.6M	489.2M	458.7M	435.8M
Other Current Assets	469.0M	1.1B	1.2B	664.2M	578.0M	672.5M
Short Long Term Debt	148.7M	214.8M	244.7M	122.7M	110.4M	153.4M
Net Invested Capital	686.9M	782.9M	845.8M	722.7M	831.1M	805.1M

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