Union Historical Financial Ratios
UNB Stock | USD 33.95 1.65 4.63% |
Union Bankshares is promptly reporting on over 107 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Price To Sales Ratio of 5.46, Dividend Yield of 0.0497, PTB Ratio of 1.78 or Days Sales Outstanding of 23.05 will help investors to properly organize and evaluate Union Bankshares financial condition quickly.
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About Union Financial Ratios Analysis
Union BanksharesFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Union Bankshares investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Union financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Union Bankshares history.
Union Bankshares Financial Ratios Chart
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Price To Sales Ratio
Price to Sales Ratio is figured by comparing Union Bankshares stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Union Bankshares sales, a figure that is much harder to manipulate than other Union Bankshares multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.Dividend Yield
Dividend Yield is Union Bankshares dividend as a percentage of Union Bankshares stock price. Union Bankshares dividend yield is a measure of Union Bankshares stock productivity, which can be interpreted as interest rate earned on an Union Bankshares investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.Ptb Ratio
Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.Book Value Per Share
The ratio of equity available to common shareholders divided by the number of outstanding shares. This measure represents the value per share of a company according to its financial statements.Most ratios from Union Bankshares' fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Union Bankshares current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Union Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For information on how to trade Union Stock refer to our How to Trade Union Stock guide.At present, Union Bankshares' Price To Sales Ratio is projected to drop slightly based on the last few years of reporting. The current year's Dividend Yield is expected to grow to 0.05, whereas PTB Ratio is forecasted to decline to 1.78.
2022 | 2023 | 2024 (projected) | Dividend Yield | 0.0578 | 0.0465 | 0.0497 | Price To Sales Ratio | 2.23 | 2.86 | 5.46 |
Union Bankshares fundamentals Correlations
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Union Bankshares Account Relationship Matchups
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Union Bankshares fundamentals Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Price To Sales Ratio | 3.98 | 2.42 | 2.75 | 2.23 | 2.86 | 5.46 | |
Dividend Yield | 0.025 | 0.034 | 0.0495 | 0.0578 | 0.0465 | 0.0497 | |
Ptb Ratio | 3.31 | 2.26 | 1.42 | 1.59 | 1.95 | 1.78 | |
Book Value Per Share | 16.08 | 18.07 | 18.81 | 12.28 | 14.61 | 13.88 | |
Free Cash Flow Yield | 0.0331 | (0.0701) | 0.19 | 0.26 | 0.0525 | 0.0538 | |
Operating Cash Flow Per Share | 2.64 | (1.58) | 6.51 | 6.46 | 2.04 | 1.59 | |
Stock Based Compensation To Revenue | 0.004053 | 0.004957 | 0.006143 | 0.009213 | 0.007752 | 0.00814 | |
Capex To Depreciation | 2.21 | 3.69 | 0.49 | 1.85 | 0.37 | 1.19 | |
Pb Ratio | 3.31 | 2.26 | 1.42 | 1.59 | 1.95 | 1.78 | |
Ev To Sales | 4.84 | 2.19 | 2.71 | 3.17 | 4.24 | 5.12 | |
Free Cash Flow Per Share | 1.2 | (1.8) | 5.73 | 6.31 | 1.61 | 1.3 | |
Net Income Per Share | 2.38 | 2.86 | 2.94 | 2.81 | 2.5 | 1.29 | |
Capex To Revenue | 0.16 | 0.0212 | 0.0721 | 0.0137 | 0.0403 | 0.0754 | |
Cash Per Share | 22.24 | 27.68 | 63.71 | 60.32 | 72.66 | 76.29 | |
Interest Coverage | 2.22 | 2.96 | 4.44 | 4.51 | 1.15 | 1.1 | |
Payout Ratio | 0.52 | 0.44 | 0.45 | 0.49 | 0.57 | 0.74 | |
Capex To Operating Cash Flow | 0.18 | 0.54 | (0.14) | 0.12 | 0.0229 | 0.11 | |
Pfcf Ratio | 30.23 | (14.26) | 5.21 | 3.81 | 19.05 | 18.1 | |
Income Quality | 1.11 | (0.55) | 2.22 | 2.3 | 0.82 | 0.98 | |
Ev To Operating Cash Flow | 16.75 | (14.74) | 4.52 | 5.28 | 22.24 | 23.35 | |
Pe Ratio | 15.22 | 8.98 | 10.16 | 8.56 | 12.26 | 12.58 | |
Return On Tangible Assets | 0.0122 | 0.0117 | 0.0109 | 0.009454 | 0.007673 | 0.0141 | |
Ev To Free Cash Flow | 36.8 | (12.9) | 5.14 | 5.4 | 28.22 | 26.8 | |
Earnings Yield | 0.0657 | 0.11 | 0.0985 | 0.12 | 0.0816 | 0.0556 | |
Intangibles To Total Assets | 0.002547 | 0.002032 | 0.002074 | 0.001497 | 0.001157 | 0.001099 | |
Net Debt To E B I T D A | 2.48 | (0.63) | (0.0951) | 2.66 | 4.57 | 4.8 | |
Current Ratio | 13.46 | 13.74 | 33.59 | 20.77 | 18.69 | 15.88 | |
Tangible Book Value Per Share | 15.58 | 17.58 | 18.25 | 11.84 | 14.24 | 13.53 | |
Graham Number | 29.36 | 34.11 | 35.26 | 27.84 | 28.67 | 15.91 | |
Shareholders Equity Per Share | 16.08 | 18.07 | 18.81 | 12.28 | 14.61 | 8.78 | |
Debt To Equity | 0.43 | 0.66 | 0.0886 | 1.2 | 1.09 | 1.15 | |
Capex Per Share | 0.69 | 1.44 | 0.23 | 0.78 | 0.15 | 0.3 | |
Graham Net Net | (163.8) | (214.34) | (195.49) | (224.63) | (238.94) | (226.99) |
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Union Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Union Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Union Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Union Bankshares Stock:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Union Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For information on how to trade Union Stock refer to our How to Trade Union Stock guide.You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Union Bankshares. If investors know Union will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Union Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.47) | Dividend Share 1.44 | Earnings Share 1.94 | Revenue Per Share 10.244 | Quarterly Revenue Growth (0.1) |
The market value of Union Bankshares is measured differently than its book value, which is the value of Union that is recorded on the company's balance sheet. Investors also form their own opinion of Union Bankshares' value that differs from its market value or its book value, called intrinsic value, which is Union Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Union Bankshares' market value can be influenced by many factors that don't directly affect Union Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Union Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Union Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Union Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.