Union Historical Cash Flow
| UNB Stock | USD 33.95 1.65 4.63% |
Analysis of Union Bankshares cash flow over time is an excellent tool to project Union Bankshares future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Change In Cash of 41.8 M or Free Cash Flow of 8 M as it is a great indicator of Union Bankshares ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining Union Bankshares latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Union Bankshares is a good buy for the upcoming year.
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About Union Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in Union balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which Union's non-liquid assets can be easily converted into cash.
Union Bankshares Cash Flow Chart
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Change In Working Capital
The difference in the amount of working capital from one period to the next, indicating the change in a company's short-term assets and liabilities.Depreciation
Depreciation indicates how much of Union Bankshares value has been used up. For tax purposes Union Bankshares can deduct the cost of the tangible assets it purchases as business expenses. However, Union Bankshares must depreciate these assets in accordance with IRS rules about how and when the deduction may be taken, and how long it will last. The systematic allocation of the cost of a tangible asset over its useful life.Dividends Paid
The total amount of dividends that a company has paid out to its shareholders over a specific period.Capital Expenditures
Capital Expenditures are funds used by Union Bankshares to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of Union Bankshares operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Most accounts from Union Bankshares' cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into Union Bankshares current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Union Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For information on how to trade Union Stock refer to our How to Trade Union Stock guide.At present, Union Bankshares' Change In Cash is projected to increase significantly based on the last few years of reporting. The current year's Free Cash Flow is expected to grow to about 8 M, whereas Sale Purchase Of Stock is forecasted to decline to (136.5 K).
| 2021 | 2022 | 2023 | 2024 (projected) | Capital Expenditures | 3.5M | 665K | 1.9M | 1.8M | Dividends Paid | 5.9M | 6.2M | 6.4M | 5.1M |
Union Bankshares cash flow statement Correlations
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Union Bankshares Account Relationship Matchups
High Positive Relationship
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Union Bankshares cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Sale Purchase Of Stock | (13K) | 22K | (2K) | (79K) | (130K) | (136.5K) | |
| Change In Cash | 13.8M | 71.6M | (56.8M) | (28.0M) | 39.8M | 41.8M | |
| Free Cash Flow | 5.4M | (8.1M) | 25.7M | 28.4M | 7.2M | 8.0M | |
| Change In Working Capital | 1.3M | (80K) | (6.6M) | (43K) | (3.7M) | (3.5M) | |
| Begin Period Cash Flow | 37.3M | 51.1M | 122.8M | 65.9M | 37.9M | 34.8M | |
| Other Cashflows From Financing Activities | 76.9M | 210.3M | 116.9M | 156.8M | 103.7M | 108.9M | |
| Depreciation | 1.7M | 2.1M | 1.9M | 1.8M | 1.6M | 1.2M | |
| Other Non Cash Items | (2.6M) | (21.3M) | 20.1M | 14.5M | (635K) | (603.3K) | |
| Dividends Paid | 5.5M | 5.7M | 5.9M | 6.2M | 6.4M | 5.1M | |
| Capital Expenditures | 6.4M | 1.0M | 3.5M | 665K | 1.9M | 1.8M | |
| Total Cash From Operating Activities | 11.8M | (7.1M) | 29.2M | 29.0M | 9.2M | 9.8M | |
| Net Income | 10.6M | 12.8M | 13.2M | 12.6M | 11.3M | 8.0M | |
| Total Cash From Financing Activities | 51.1M | 204.6M | 104.0M | 150.5M | 112.8M | 118.5M | |
| End Period Cash Flow | 51.1M | 122.8M | 65.9M | 37.9M | 77.7M | 81.5M | |
| Stock Based Compensation | 165K | 236K | 299K | 446K | 374K | 392.7K | |
| Change To Account Receivables | (122K) | (1.2M) | 881K | (916K) | (1.2M) | (1.2M) | |
| Other Cashflows From Investing Activities | (265K) | 1.5M | (14K) | (3.4M) | (68.4M) | (64.9M) | |
| Change To Netincome | (3.2M) | (23.0M) | 19.5M | 12.8M | 14.8M | 15.5M | |
| Change To Liabilities | 1.7M | 824K | (821K) | 1.7M | 2.0M | 2.1M | |
| Investments | (42.4M) | (125.9M) | (170.7M) | (203.5M) | (108.4M) | (113.8M) | |
| Change Receivables | (122K) | (1.2M) | 881K | (916K) | (824.4K) | (783.2K) | |
| Net Borrowings | 19.3M | (40M) | 9.3M | 50M | 57.5M | 60.4M | |
| Total Cashflows From Investing Activities | (49.1M) | (125.9M) | (190.0M) | (207.6M) | (186.8M) | (177.5M) | |
| Cash And Cash Equivalents Changes | 13.8M | 71.6M | (56.8M) | (28.0M) | (25.2M) | (24.0M) | |
| Cash Flows Other Operating | 635K | (213K) | (4.8M) | 942K | 847.8K | 890.2K | |
| Change To Operating Activities | (1.1M) | 1.5M | 1.1M | (7.5M) | (6.8M) | (6.4M) |
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Union Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Union Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Union Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Union Bankshares Stock:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Union Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For information on how to trade Union Stock refer to our How to Trade Union Stock guide.You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Union Bankshares. If investors know Union will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Union Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.47) | Dividend Share 1.44 | Earnings Share 1.94 | Revenue Per Share 10.244 | Quarterly Revenue Growth (0.1) |
The market value of Union Bankshares is measured differently than its book value, which is the value of Union that is recorded on the company's balance sheet. Investors also form their own opinion of Union Bankshares' value that differs from its market value or its book value, called intrinsic value, which is Union Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Union Bankshares' market value can be influenced by many factors that don't directly affect Union Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Union Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Union Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Union Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.