Is ACI Worldwide Stock a Good Investment?
ACI Worldwide Investment Advice | ACIW |
- Examine ACI Worldwide's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research ACI Worldwide's leadership team and their track record. Good management can help ACI Worldwide navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Application Software space and any emerging trends that could impact ACI Worldwide's business and its evolving consumer preferences.
- Compare ACI Worldwide's performance and market position to its competitors. Analyze how ACI Worldwide is positioned in terms of product offerings, innovation, and market share.
- Check if ACI Worldwide pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about ACI Worldwide's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in ACI Worldwide stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if ACI Worldwide is a good investment.
Sell | Buy |
Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine ACI Worldwide Stock
Researching ACI Worldwide's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 99.0% of the company shares are held by institutions such as insurance companies. The book value of ACI Worldwide was presently reported as 12.68. The company had not issued any dividends in recent years. ACI Worldwide had 3:1 split on the 11th of July 2014.
To determine if ACI Worldwide is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding ACI Worldwide's research are outlined below:
| ACI Worldwide is unlikely to experience financial distress in the next 2 years | |
| Over 99.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from finance.yahoo.com: ACI Worldwide Recognized as a Worldwide Leader in Integrated Bank Payment Systems by IDC MarketScape |
ACI Worldwide uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in ACI Worldwide. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to ACI Worldwide's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 6th of March 2024 Upcoming Quarterly Report | View | |
| 2nd of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 6th of March 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact ACI Worldwide's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises ACI Worldwide's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2010-07-29 | 2010-06-30 | -0.01 | -0.0015 | 0.0085 | 85 | ||
2005-07-26 | 2005-06-30 | 0.08 | 0.09 | 0.01 | 12 | ||
2002-04-30 | 2002-03-31 | 0.02 | 0.03 | 0.01 | 50 | ||
2001-10-30 | 2001-09-30 | 0.02 | 0.03 | 0.01 | 50 | ||
1998-07-23 | 1998-06-30 | 0.09 | 0.1 | 0.01 | 11 | ||
1996-01-25 | 1995-12-31 | 0.04 | 0.05 | 0.01 | 25 | ||
2021-11-04 | 2021-09-30 | 0.14 | 0.12 | -0.02 | 14 | ||
2013-11-07 | 2013-09-30 | 0.14 | 0.12 | -0.02 | 14 |
Know ACI Worldwide's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as ACI Worldwide is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading ACI Worldwide backward and forwards among themselves. ACI Worldwide's institutional investor refers to the entity that pools money to purchase ACI Worldwide's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Global Alpha Capital Management Ltd. | 2024-06-30 | 1.6 M | Massachusetts Financial Services Company | 2024-09-30 | 1.5 M | Reinhart Mahoney Capital Management Inc | 2024-09-30 | 1.4 M | Wellington Management Company Llp | 2024-06-30 | 1.4 M | Charles Schwab Investment Management Inc | 2024-09-30 | 1.4 M | Northern Trust Corp | 2024-09-30 | 1.3 M | Aristotle Capital Boston, Llc | 2024-06-30 | 1.3 M | Norges Bank | 2024-06-30 | 1.3 M | Palisade Capital Management Llc | 2024-09-30 | 1.1 M | Blackrock Inc | 2024-06-30 | 18.3 M | Vanguard Group Inc | 2024-09-30 | 13.7 M |
ACI Worldwide's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 5.96 B.Market Cap |
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ACI Worldwide's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.06 | 0.05 | |
| Return On Capital Employed | 0.09 | 0.07 | |
| Return On Assets | 0.04 | 0.02 | |
| Return On Equity | 0.09 | 0.10 |
Determining ACI Worldwide's profitability involves analyzing its financial statements and using various financial metrics to determine if ACI Worldwide is a good buy. For example, gross profit margin measures ACI Worldwide's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of ACI Worldwide's profitability and make more informed investment decisions.
ACI Worldwide's Earnings Breakdown by Geography
Please note, the imprecision that can be found in ACI Worldwide's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of ACI Worldwide. Check ACI Worldwide's Beneish M Score to see the likelihood of ACI Worldwide's management manipulating its earnings.
Evaluate ACI Worldwide's management efficiency
ACI Worldwide has return on total asset (ROA) of 0.0736 % which means that it generated a profit of $0.0736 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1788 %, meaning that it created $0.1788 on every $100 dollars invested by stockholders. ACI Worldwide's management efficiency ratios could be used to measure how well ACI Worldwide manages its routine affairs as well as how well it operates its assets and liabilities. Return On Equity is likely to climb to 0.1 in 2024, whereas Return On Tangible Assets are likely to drop 0.05 in 2024. At this time, ACI Worldwide's Total Assets are fairly stable compared to the past year. Non Current Assets Total is likely to climb to about 2.1 B in 2024, whereas Intangible Assets are likely to drop slightly above 209.9 M in 2024.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 12.21 | 12.82 | |
| Tangible Book Value Per Share | (1.90) | (1.99) | |
| Enterprise Value Over EBITDA | 11.75 | 18.18 | |
| Price Book Value Ratio | 2.51 | 2.38 | |
| Enterprise Value Multiple | 11.75 | 18.18 | |
| Price Fair Value | 2.51 | 2.38 | |
| Enterprise Value | 2.9 B | 3 B |
The operational strategies employed by ACI Worldwide management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Beta 1.194 |
Basic technical analysis of ACI Stock
As of the 30th of November, ACI Worldwide shows the Mean Deviation of 1.44, coefficient of variation of 844.57, and Downside Deviation of 1.74. ACI Worldwide technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the entity's future prices. Please confirm ACI Worldwide information ratio, as well as the relationship between the potential upside and kurtosis to decide if ACI Worldwide is priced fairly, providing market reflects its regular price of 56.82 per share. Given that ACI Worldwide has jensen alpha of 0.0584, we suggest you to validate ACI Worldwide's prevailing market performance to make sure the company can sustain itself at some future date.ACI Worldwide's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific ACI Worldwide insiders, such as employees or executives, is commonly permitted as long as it does not rely on ACI Worldwide's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases ACI Worldwide insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
ACI Worldwide's Outstanding Corporate Bonds
ACI Worldwide issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. ACI Worldwide uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most ACI bonds can be classified according to their maturity, which is the date when ACI Worldwide has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| ACE INA HLDGS Corp BondUS00440EAH09 | View | |
| ACE INA HLDGS Corp BondUS00440EAQ08 | View | |
| ACE INA HLDGS Corp BondUS00440EAW75 | View | |
| ACE INA HLDGS Corp BondUS00440EAV92 | View | |
| ACE INA HLDGS Corp BondUS00440EAS63 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| ACI Worldwide 575 Corp BondUS004498AB73 | View | |
| ACE CAP TR Corp BondUS00440FAA21 | View |
Understand ACI Worldwide's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing ACI Worldwide's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0969 | |||
| Market Risk Adjusted Performance | 0.1788 | |||
| Mean Deviation | 1.44 | |||
| Semi Deviation | 1.53 | |||
| Downside Deviation | 1.74 | |||
| Coefficient Of Variation | 844.57 | |||
| Standard Deviation | 2.11 | |||
| Variance | 4.44 | |||
| Information Ratio | 0.0531 | |||
| Jensen Alpha | 0.0584 | |||
| Total Risk Alpha | (0.11) | |||
| Sortino Ratio | 0.0642 | |||
| Treynor Ratio | 0.1688 | |||
| Maximum Drawdown | 12.56 | |||
| Value At Risk | (2.98) | |||
| Potential Upside | 3.72 | |||
| Downside Variance | 3.03 | |||
| Semi Variance | 2.33 | |||
| Expected Short fall | (1.63) | |||
| Skewness | 1.27 | |||
| Kurtosis | 4.15 |
| Risk Adjusted Performance | 0.0969 | |||
| Market Risk Adjusted Performance | 0.1788 | |||
| Mean Deviation | 1.44 | |||
| Semi Deviation | 1.53 | |||
| Downside Deviation | 1.74 | |||
| Coefficient Of Variation | 844.57 | |||
| Standard Deviation | 2.11 | |||
| Variance | 4.44 | |||
| Information Ratio | 0.0531 | |||
| Jensen Alpha | 0.0584 | |||
| Total Risk Alpha | (0.11) | |||
| Sortino Ratio | 0.0642 | |||
| Treynor Ratio | 0.1688 | |||
| Maximum Drawdown | 12.56 | |||
| Value At Risk | (2.98) | |||
| Potential Upside | 3.72 | |||
| Downside Variance | 3.03 | |||
| Semi Variance | 2.33 | |||
| Expected Short fall | (1.63) | |||
| Skewness | 1.27 | |||
| Kurtosis | 4.15 |
Consider ACI Worldwide's intraday indicators
ACI Worldwide intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of ACI Worldwide stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
ACI Worldwide Corporate Filings
F4 | 15th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 8th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
8K | 7th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 31st of October 2024 Other Reports | ViewVerify |
ACI Stock media impact
Far too much social signal, news, headlines, and media speculation about ACI Worldwide that are available to investors today. That information is available publicly through ACI media outlets and privately through word of mouth or via ACI internal channels. However, regardless of the origin, that massive amount of ACI data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of ACI Worldwide news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of ACI Worldwide relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to ACI Worldwide's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive ACI Worldwide alpha.
ACI Worldwide Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards ACI Worldwide can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
ACI Worldwide Historical Investor Sentiment
Investor biases related to ACI Worldwide's public news can be used to forecast risks associated with an investment in ACI. The trend in average sentiment can be used to explain how an investor holding ACI can time the market purely based on public headlines and social activities around ACI Worldwide. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
ACI Worldwide's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for ACI Worldwide and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average ACI Worldwide news discussions. The higher the estimate score, the more favorable the investor's outlook on ACI Worldwide.
ACI Worldwide Corporate Management
| Dennis Byrnes | Chief Admin. Officer, Executive VP, General Counsel and Secretary | Profile | |
| Karen Hobbs | Interim Officer | Profile | |
| Abraham Kuruvilla | Executive Officer | Profile | |
| Abe Kuruvilla | Executive Officer | Profile | |
| Debbie Guerra | Executive Officer | Profile | |
| Craig Ramsey | Product Payments | Profile | |
| John Kraft | Head Finance | Profile |
Already Invested in ACI Worldwide?
The danger of trading ACI Worldwide is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of ACI Worldwide is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than ACI Worldwide. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile ACI Worldwide is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Additional Tools for ACI Stock Analysis
When running ACI Worldwide's price analysis, check to measure ACI Worldwide's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ACI Worldwide is operating at the current time. Most of ACI Worldwide's value examination focuses on studying past and present price action to predict the probability of ACI Worldwide's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ACI Worldwide's price. Additionally, you may evaluate how the addition of ACI Worldwide to your portfolios can decrease your overall portfolio volatility.