Is Bm Technologies Stock a Good Investment?
Bm Technologies Investment Advice | BMTX |
- Examine Bm Technologies' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Bm Technologies' leadership team and their track record. Good management can help Bm Technologies navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Application Software space and any emerging trends that could impact Bm Technologies' business and its evolving consumer preferences.
- Compare Bm Technologies' performance and market position to its competitors. Analyze how Bm Technologies is positioned in terms of product offerings, innovation, and market share.
- Check if Bm Technologies pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Bm Technologies' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Bm Technologies stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Bm Technologies is a good investment.
Sell | Buy |
Strong Sell
Market Performance | Good | Details | |
Volatility | Unstable | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | About Average | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Bm Technologies Stock
Researching Bm Technologies' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 29.0% of the company shares are held by company insiders. The book value of Bm Technologies was currently reported as 2.58. The company recorded a loss per share of 1.11. Bm Technologies had not issued any dividends in recent years.
To determine if Bm Technologies is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Bm Technologies' research are outlined below:
| Bm Technologies is way too risky over 90 days horizon | |
| Bm Technologies appears to be risky and price may revert if volatility continues | |
| Bm Technologies has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 55.25 M. Net Loss for the year was (17.33 M) with profit before overhead, payroll, taxes, and interest of 53.53 M. | |
| About 29.0% of the company shares are held by company insiders | |
| Latest headline from MacroaxisInsider: Acquisition by Luvleen Sidhu of 62500 shares of Bm Technologies subject to Rule 16b-3 |
Bm Technologies Quarterly Good Will |
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Bm Technologies uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Bm Technologies. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Bm Technologies' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of March 2024 Upcoming Quarterly Report | View | |
| 27th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 25th of March 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Bm Technologies' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Bm Technologies' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2023-05-22 | 2023-03-31 | -0.5 | -0.43 | 0.07 | 14 | ||
2023-11-20 | 2023-09-30 | -0.26 | -0.34 | -0.08 | 30 | ||
2024-03-25 | 2023-12-31 | -0.25 | -0.34 | -0.09 | 36 | ||
2024-08-14 | 2024-06-30 | -0.17 | -0.28 | -0.11 | 64 | ||
2021-08-11 | 2021-06-30 | -0.01 | -0.15 | -0.14 | 1400 | ||
2024-11-18 | 2024-09-30 | -0.19 | -0.34 | -0.15 | 78 | ||
2023-08-21 | 2023-06-30 | -0.24 | -0.39 | -0.15 | 62 | ||
2022-03-31 | 2021-12-31 | 0.12 | -0.1 | -0.22 | 183 |
Bm Technologies' market capitalization trends
The company currently falls under 'Micro-Cap' category with a current market capitalization of 57.71 M.Market Cap |
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Bm Technologies' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.60) | (0.57) | |
| Return On Capital Employed | (0.60) | (0.57) | |
| Return On Assets | (0.32) | (0.30) | |
| Return On Equity | (0.56) | (0.53) |
Determining Bm Technologies' profitability involves analyzing its financial statements and using various financial metrics to determine if Bm Technologies is a good buy. For example, gross profit margin measures Bm Technologies' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Bm Technologies' profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Bm Technologies' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Bm Technologies. Check Bm Technologies' Beneish M Score to see the likelihood of Bm Technologies' management manipulating its earnings.
Evaluate Bm Technologies' management efficiency
Bm Technologies has return on total asset (ROA) of (0.1274) % which means that it has lost $0.1274 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.374) %, meaning that it created substantial loss on money invested by shareholders. Bm Technologies' management efficiency ratios could be used to measure how well Bm Technologies manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to rise to -0.57 in 2024. Return On Capital Employed is likely to rise to -0.57 in 2024. At this time, Bm Technologies' Total Assets are fairly stable compared to the past year. Net Tangible Assets is likely to rise to about 20.3 M in 2024, whereas Other Assets are likely to drop slightly above 78.7 K in 2024.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 2.68 | 4.25 | |
| Tangible Book Value Per Share | 0.47 | 0.45 | |
| Enterprise Value Over EBITDA | (1.84) | (1.93) | |
| Price Book Value Ratio | 0.77 | 0.73 | |
| Enterprise Value Multiple | (1.84) | (1.93) | |
| Price Fair Value | 0.77 | 0.73 | |
| Enterprise Value | 10.9 M | 10.3 M |
Understanding the operational decisions made by Bm Technologies management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Beta 0.181 |
Basic technical analysis of BMTX Stock
As of the 30th of November, Bm Technologies owns the Market Risk Adjusted Performance of (6.80), standard deviation of 6.31, and Coefficient Of Variation of 671.96. Bm Technologies technical analysis gives you the methodology to make use of past data patterns to determine a pattern that approximates the direction of the firm's future prices.Bm Technologies' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Bm Technologies insiders, such as employees or executives, is commonly permitted as long as it does not rely on Bm Technologies' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Bm Technologies insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Bm Technologies' Outstanding Corporate Bonds
Bm Technologies issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Bm Technologies uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most BMTX bonds can be classified according to their maturity, which is the date when Bm Technologies has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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| International Game Technology Corp BondUS460599AD57 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View |
Understand Bm Technologies' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Bm Technologies' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1226 | |||
| Market Risk Adjusted Performance | (6.80) | |||
| Mean Deviation | 2.6 | |||
| Semi Deviation | 1.45 | |||
| Downside Deviation | 2.33 | |||
| Coefficient Of Variation | 671.96 | |||
| Standard Deviation | 6.31 | |||
| Variance | 39.76 | |||
| Information Ratio | 0.127 | |||
| Jensen Alpha | 0.9458 | |||
| Total Risk Alpha | (0.12) | |||
| Sortino Ratio | 0.3432 | |||
| Treynor Ratio | (6.81) | |||
| Maximum Drawdown | 47.84 | |||
| Value At Risk | (4.12) | |||
| Potential Upside | 4.6 | |||
| Downside Variance | 5.44 | |||
| Semi Variance | 2.1 | |||
| Expected Short fall | (3.58) | |||
| Skewness | 6.28 | |||
| Kurtosis | 45.93 |
| Risk Adjusted Performance | 0.1226 | |||
| Market Risk Adjusted Performance | (6.80) | |||
| Mean Deviation | 2.6 | |||
| Semi Deviation | 1.45 | |||
| Downside Deviation | 2.33 | |||
| Coefficient Of Variation | 671.96 | |||
| Standard Deviation | 6.31 | |||
| Variance | 39.76 | |||
| Information Ratio | 0.127 | |||
| Jensen Alpha | 0.9458 | |||
| Total Risk Alpha | (0.12) | |||
| Sortino Ratio | 0.3432 | |||
| Treynor Ratio | (6.81) | |||
| Maximum Drawdown | 47.84 | |||
| Value At Risk | (4.12) | |||
| Potential Upside | 4.6 | |||
| Downside Variance | 5.44 | |||
| Semi Variance | 2.1 | |||
| Expected Short fall | (3.58) | |||
| Skewness | 6.28 | |||
| Kurtosis | 45.93 |
Consider Bm Technologies' intraday indicators
Bm Technologies intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Bm Technologies stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 459.16 | |||
| Daily Balance Of Power | 0.3333 | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 4.79 | |||
| Day Typical Price | 4.78 | |||
| Period Momentum Indicator | 0.01 | |||
| Relative Strength Index | 81.57 |
Bm Technologies Corporate Filings
8K | 15th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 14th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
| 13th of November 2024 Other Reports | ViewVerify | |
13A | 5th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
BMTX Stock media impact
Far too much social signal, news, headlines, and media speculation about Bm Technologies that are available to investors today. That information is available publicly through BMTX media outlets and privately through word of mouth or via BMTX internal channels. However, regardless of the origin, that massive amount of BMTX data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Bm Technologies news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Bm Technologies relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Bm Technologies' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Bm Technologies alpha.
Bm Technologies Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Bm Technologies can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Bm Technologies Corporate Management
| Hans Fleming | Senior Vice President Director of Business Development | Profile | |
| Warren Taylor | Chief Cofounder | Profile | |
| Andrew Crawford | Chief Commercial Officer | Profile | |
| Mike Gill | Independent Director | Profile |
Additional Tools for BMTX Stock Analysis
When running Bm Technologies' price analysis, check to measure Bm Technologies' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bm Technologies is operating at the current time. Most of Bm Technologies' value examination focuses on studying past and present price action to predict the probability of Bm Technologies' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bm Technologies' price. Additionally, you may evaluate how the addition of Bm Technologies to your portfolios can decrease your overall portfolio volatility.