Is Nu Holdings Stock a Good Investment?
Nu Holdings Investment Advice | NU |
- Examine Nu Holdings' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Nu Holdings' leadership team and their track record. Good management can help Nu Holdings navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Diversified Banks space and any emerging trends that could impact Nu Holdings' business and its evolving consumer preferences.
- Compare Nu Holdings' performance and market position to its competitors. Analyze how Nu Holdings is positioned in terms of product offerings, innovation, and market share.
- Check if Nu Holdings pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Nu Holdings' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Nu Holdings stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Nu Holdings is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine Nu Holdings Stock
Researching Nu Holdings' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 84.0% of the company shares are owned by institutional investors. The company last dividend was issued on the December 11, 2014.
To determine if Nu Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Nu Holdings' research are outlined below:
| Nu Holdings generated a negative expected return over the last 90 days | |
| Nu Holdings reports 1.17 B of total liabilities with total debt to equity ratio (D/E) of 0.13, which may suggest the company is not taking enough advantage from financial leverage. Nu Holdings has a current ratio of 0.74, implying that it has not enough working capital to pay out debt commitments in time. Note however, debt could still be an excellent tool for Nu Holdings to invest in growth at high rates of return. | |
| Nu Holdings has a strong financial position based on the latest SEC filings | |
| Over 84.0% of Nu Holdings shares are owned by institutional investors | |
| Latest headline from scientificamerican.com: What Makes the Eastern U.S. Drought Different from the Wests |
Nu Holdings Quarterly Good Will |
|
Nu Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Nu Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Nu Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 13th of February 2024 Upcoming Quarterly Report | View | |
| 20th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 13th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Nu Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Nu Holdings' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2022-08-15 | 2022-06-30 | 0.0005 | 0.0036 | 0.0031 | 620 | ||
2022-05-16 | 2022-03-31 | -0.0032 | -0.0097 | -0.0065 | 203 | ||
2023-02-14 | 2022-12-31 | 0.01 | 0.02 | 0.01 | 100 | ||
2024-11-14 | 2024-09-30 | 0.1083 | 0.1211 | 0.0128 | 11 | ||
2022-02-22 | 2021-12-31 | -0.03 | -0.0143 | 0.0157 | 52 | ||
2024-08-13 | 2024-06-30 | 0.1 | 0.12 | 0.02 | 20 | ||
2023-05-15 | 2023-03-31 | 0.02 | 0.04 | 0.02 | 100 |
Know Nu Holdings' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Nu Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Nu Holdings backward and forwards among themselves. Nu Holdings' institutional investor refers to the entity that pools money to purchase Nu Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Coatue Management Llc | 2024-09-30 | 62.8 M | Fmr Inc | 2024-09-30 | 61.8 M | Fidelity International Ltd | 2024-06-30 | 39.4 M | Millennium Management Llc | 2024-06-30 | 39.2 M | State Street Corp | 2024-06-30 | 38.3 M | T. Rowe Price Associates, Inc. | 2024-06-30 | 36.3 M | Artisan Partners Limited Partnership | 2024-09-30 | 36 M | Norges Bank | 2024-06-30 | 35.5 M | Scge Management, L.p. | 2024-09-30 | 33.2 M | Sc Us (ttgp), Ltd. | 2024-06-30 | 251.3 M | Capital Research Global Investors | 2024-09-30 | 248 M |
Nu Holdings' market capitalization trends
The company currently falls under 'Large-Cap' category with a market capitalization of 65.03 B.Market Cap |
|
Nu Holdings' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.03 | |
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Assets | 0.02 | 0.03 | |
| Return On Equity | 0.16 | 0.17 |
Determining Nu Holdings' profitability involves analyzing its financial statements and using various financial metrics to determine if Nu Holdings is a good buy. For example, gross profit margin measures Nu Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Nu Holdings' profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Nu Holdings' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Nu Holdings. Check Nu Holdings' Beneish M Score to see the likelihood of Nu Holdings' management manipulating its earnings.
Evaluate Nu Holdings' management efficiency
Nu Holdings has Return on Asset (ROA) of 0.0422 % which means that for every $100 of assets, it generated a profit of $0.0422. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.2631 %, which means that it produced $0.2631 on every 100 dollars invested by current stockholders. Nu Holdings' management efficiency ratios could be used to measure how well Nu Holdings manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to 0.03 in 2024. Return On Capital Employed is likely to gain to 0.04 in 2024. At this time, Nu Holdings' Liabilities And Stockholders Equity is comparatively stable compared to the past year. Non Current Liabilities Total is likely to gain to about 38.9 B in 2024, whereas Total Current Liabilities is likely to drop slightly above 158.5 M in 2024.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 1.35 | 0.90 | |
| Tangible Book Value Per Share | 1.21 | 1.17 | |
| Enterprise Value Over EBITDA | 21.68 | 22.76 | |
| Price Book Value Ratio | 6.16 | 5.85 | |
| Enterprise Value Multiple | 21.68 | 22.76 | |
| Price Fair Value | 6.16 | 5.85 | |
| Enterprise Value | 46.8 B | 49 B |
Nu Holdings benefits from a management team that prioritizes both innovation and efficiency. We analyze these priorities to gauge the stock's future performance.
Beta 1.135 |
Basic technical analysis of Nu Holdings Stock
As of the 30th of November, Nu Holdings owns the Mean Deviation of 2.0, market risk adjusted performance of (0.14), and Information Ratio of (0.11). In relation to fundamental indicators, the technical analysis model lets you check practical technical drivers of Nu Holdings, as well as the relationship between them.Nu Holdings' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Nu Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Nu Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Nu Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Nolan Joseph R Jr over six months ago Disposition of 5942 shares by Nolan Joseph R Jr of Nu Holdings at 44.6248 subject to Rule 16b-3 | ||
Schweiger Werner J over six months ago Disposition of 2488 shares by Schweiger Werner J of Nu Holdings at 55.8 subject to Rule 16b-3 |
Nu Holdings' Outstanding Corporate Bonds
Nu Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Nu Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Nu Holdings bonds can be classified according to their maturity, which is the date when Nu Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Understand Nu Holdings' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Nu Holdings' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.14) | |||
| Mean Deviation | 2.0 | |||
| Coefficient Of Variation | (1,670) | |||
| Standard Deviation | 2.72 | |||
| Variance | 7.42 | |||
| Information Ratio | (0.11) | |||
| Jensen Alpha | (0.32) | |||
| Total Risk Alpha | (0.63) | |||
| Treynor Ratio | (0.15) | |||
| Maximum Drawdown | 14.51 | |||
| Value At Risk | (4.97) | |||
| Potential Upside | 4.01 | |||
| Skewness | (0.40) | |||
| Kurtosis | 1.09 |
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.14) | |||
| Mean Deviation | 2.0 | |||
| Coefficient Of Variation | (1,670) | |||
| Standard Deviation | 2.72 | |||
| Variance | 7.42 | |||
| Information Ratio | (0.11) | |||
| Jensen Alpha | (0.32) | |||
| Total Risk Alpha | (0.63) | |||
| Treynor Ratio | (0.15) | |||
| Maximum Drawdown | 14.51 | |||
| Value At Risk | (4.97) | |||
| Potential Upside | 4.01 | |||
| Skewness | (0.40) | |||
| Kurtosis | 1.09 |
Consider Nu Holdings' intraday indicators
Nu Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Nu Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Nu Holdings Corporate Filings
6K | 25th of November 2024 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
13A | 12th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
13A | 8th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
| 4th of November 2024 Other Reports | ViewVerify |
Nu Holdings Stock media impact
Far too much social signal, news, headlines, and media speculation about Nu Holdings that are available to investors today. That information is available publicly through Nu Holdings media outlets and privately through word of mouth or via Nu Holdings internal channels. However, regardless of the origin, that massive amount of Nu Holdings data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Nu Holdings news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Nu Holdings relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Nu Holdings' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Nu Holdings alpha.
Nu Holdings Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Nu Holdings can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Nu Holdings Historical Investor Sentiment
Investor biases related to Nu Holdings' public news can be used to forecast risks associated with an investment in Nu Holdings. The trend in average sentiment can be used to explain how an investor holding Nu Holdings can time the market purely based on public headlines and social activities around Nu Holdings. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Nu Holdings' market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Nu Holdings and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Nu Holdings news discussions. The higher the estimate score, the more favorable the investor's outlook on Nu Holdings.
Nu Holdings Corporate Management
| Suzana Kubric | Chief Officer | Profile | |
| Guilherme Lago | Chief Officer | Profile | |
| Livia Chanes | Chief Brazil | Profile | |
| Jorg Friedemann | Investor Officer | Profile | |
| Guilherme Vieira | MangInvestor Relations | Profile | |
| Cristina Junqueira | CoFounder Officer | Profile |
Additional Tools for Nu Holdings Stock Analysis
When running Nu Holdings' price analysis, check to measure Nu Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Nu Holdings is operating at the current time. Most of Nu Holdings' value examination focuses on studying past and present price action to predict the probability of Nu Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Nu Holdings' price. Additionally, you may evaluate how the addition of Nu Holdings to your portfolios can decrease your overall portfolio volatility.