Is Republic Bancorp Stock a Good Investment?
Republic Bancorp Investment Advice | RBCAA |
- Examine Republic Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Republic Bancorp's leadership team and their track record. Good management can help Republic Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Republic Bancorp's business and its evolving consumer preferences.
- Compare Republic Bancorp's performance and market position to its competitors. Analyze how Republic Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if Republic Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Republic Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Republic Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Republic Bancorp is a good investment.
Sell | Buy |
Strong Sell
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Republic Bancorp Stock
Researching Republic Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 52.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.51. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Republic Bancorp has Price/Earnings To Growth (PEG) ratio of 1.75. The entity recorded earning per share (EPS) of 5.26. The firm last dividend was issued on the 20th of December 2024. Republic Bancorp had 105:100 split on the 21st of March 2007.
To determine if Republic Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Republic Bancorp's research are outlined below:
| Republic Bancorp has a frail financial position based on the latest SEC disclosures | |
| About 52.0% of the company outstanding shares are owned by corporate insiders | |
| On 18th of October 2024 Republic Bancorp paid $ 0.407 per share dividend to its current shareholders | |
| Latest headline from vulture.com: Whats So Special About Country-Rap |
Republic Bancorp Quarterly Liabilities And Stockholders Equity |
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Republic Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Republic Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Republic Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 26th of January 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Earnings surprises can significantly impact Republic Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Republic Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2015-10-16 | 2015-09-30 | 0.3 | 0.27 | -0.03 | 10 | ||
2014-10-17 | 2014-09-30 | 0.28 | 0.25 | -0.03 | 10 | ||
2006-10-20 | 2006-09-30 | 0.28 | 0.31 | 0.03 | 10 | ||
1999-04-21 | 1999-03-31 | 0.13 | 0.16 | 0.03 | 23 | ||
2004-10-15 | 2004-09-30 | 0.29 | 0.33 | 0.04 | 13 | ||
2002-01-18 | 2001-12-31 | 0.18 | 0.22 | 0.04 | 22 | ||
2013-10-18 | 2013-09-30 | 0.27 | 0.22 | -0.05 | 18 | ||
2012-01-19 | 2011-12-31 | 0.25 | 0.3 | 0.05 | 20 |
Know Republic Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Republic Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Republic Bancorp backward and forwards among themselves. Republic Bancorp's institutional investor refers to the entity that pools money to purchase Republic Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Bank Of New York Mellon Corp | 2024-06-30 | 76.9 K | Empowered Funds, Llc | 2024-06-30 | 60.6 K | Alliancebernstein L.p. | 2024-06-30 | 47.2 K | Cary Street Partners Investment Advisory Llc | 2024-06-30 | 45.5 K | Renaissance Technologies Corp | 2024-09-30 | 41.4 K | Norges Bank | 2024-06-30 | 38.4 K | Cm Management, Llc | 2024-09-30 | 35 K | Glenview Trust Co | 2024-09-30 | 34.1 K | Los Angeles Capital Management Llc | 2024-09-30 | 31.8 K | Dimensional Fund Advisors, Inc. | 2024-09-30 | 953.9 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 849.9 K |
Republic Bancorp's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.5 B.Market Cap |
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Republic Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.13 |
Determining Republic Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Republic Bancorp is a good buy. For example, gross profit margin measures Republic Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Republic Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of Republic Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Republic Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Republic Bancorp's management manipulating its earnings.
Evaluate Republic Bancorp's management efficiency
Republic Bancorp has return on total asset (ROA) of 0.0156 % which means that it generated a profit of $0.0156 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1089 %, meaning that it generated $0.1089 on every $100 dollars invested by stockholders. Republic Bancorp's management efficiency ratios could be used to measure how well Republic Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Republic Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 5.7 B, whereas Total Assets are forecasted to decline to about 3.6 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 46.58 | 32.50 | |
| Tangible Book Value Per Share | 44.51 | 32.18 | |
| Enterprise Value Over EBITDA | 5.83 | 5.54 | |
| Price Book Value Ratio | 1.18 | 1.98 | |
| Enterprise Value Multiple | 5.83 | 5.54 | |
| Price Fair Value | 1.18 | 1.98 | |
| Enterprise Value | 1.3 B | 1.3 B |
Evaluating the management effectiveness of Republic Bancorp allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The Republic Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Dividend Yield 0.0213 | Forward Dividend Yield 0.0213 | Forward Dividend Rate 1.63 | Beta 0.531 |
Basic technical analysis of Republic Stock
As of the 1st of December, Republic Bancorp holds the Semi Deviation of 1.61, risk adjusted performance of 0.1012, and Coefficient Of Variation of 810.62. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Republic Bancorp, as well as the relationship between them.Republic Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Republic Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Republic Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Republic Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Republic Bancorp's Outstanding Corporate Bonds
Republic Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Republic Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Republic bonds can be classified according to their maturity, which is the date when Republic Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| SCGAU 5125 24 SEP 80 Corp BondUS76025LAB09 | View | |
| SCGAU 475 24 SEP 80 Corp BondUS76025LAA26 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View |
Understand Republic Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Republic Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1012 | |||
| Market Risk Adjusted Performance | 0.1402 | |||
| Mean Deviation | 1.58 | |||
| Semi Deviation | 1.61 | |||
| Downside Deviation | 1.96 | |||
| Coefficient Of Variation | 810.62 | |||
| Standard Deviation | 2.49 | |||
| Variance | 6.21 | |||
| Information Ratio | 0.0681 | |||
| Jensen Alpha | 0.006 | |||
| Total Risk Alpha | (0.12) | |||
| Sortino Ratio | 0.0865 | |||
| Treynor Ratio | 0.1302 | |||
| Maximum Drawdown | 18.51 | |||
| Value At Risk | (3.13) | |||
| Potential Upside | 3.21 | |||
| Downside Variance | 3.86 | |||
| Semi Variance | 2.58 | |||
| Expected Short fall | (1.73) | |||
| Skewness | 2.39 | |||
| Kurtosis | 13.22 |
| Risk Adjusted Performance | 0.1012 | |||
| Market Risk Adjusted Performance | 0.1402 | |||
| Mean Deviation | 1.58 | |||
| Semi Deviation | 1.61 | |||
| Downside Deviation | 1.96 | |||
| Coefficient Of Variation | 810.62 | |||
| Standard Deviation | 2.49 | |||
| Variance | 6.21 | |||
| Information Ratio | 0.0681 | |||
| Jensen Alpha | 0.006 | |||
| Total Risk Alpha | (0.12) | |||
| Sortino Ratio | 0.0865 | |||
| Treynor Ratio | 0.1302 | |||
| Maximum Drawdown | 18.51 | |||
| Value At Risk | (3.13) | |||
| Potential Upside | 3.21 | |||
| Downside Variance | 3.86 | |||
| Semi Variance | 2.58 | |||
| Expected Short fall | (1.73) | |||
| Skewness | 2.39 | |||
| Kurtosis | 13.22 |
Consider Republic Bancorp's intraday indicators
Republic Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Republic Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Republic Bancorp Corporate Filings
8K | 20th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
13A | 8th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
10Q | 7th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F3 | 6th of November 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
Republic Stock media impact
Far too much social signal, news, headlines, and media speculation about Republic Bancorp that are available to investors today. That information is available publicly through Republic media outlets and privately through word of mouth or via Republic internal channels. However, regardless of the origin, that massive amount of Republic data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Republic Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Republic Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Republic Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Republic Bancorp alpha.
Republic Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Republic Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Republic Bancorp Corporate Executives
Elected by the shareholders, the Republic Bancorp's board of directors comprises two types of representatives: Republic Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Republic. The board's role is to monitor Republic Bancorp's management team and ensure that shareholders' interests are well served. Republic Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Republic Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Kevin Sipes | CFO, Chief Accounting Officer, Chief Admin. Officer, Executive VP, Treasurer, CFO of Republic Bank and Trust Company, Chief Accounting Officer of Republic Bank and Trust Company, Executive VP of Republic Bank and Trust Company, Controller of Republic Bank and Trust Company and Treasurer of Republic Bank and Trust Company | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Republic Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. For information on how to trade Republic Stock refer to our How to Trade Republic Stock guide.You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Republic Bancorp. If investors know Republic will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Republic Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.233 | Dividend Share 1.595 | Earnings Share 5.26 | Revenue Per Share 16.529 | Quarterly Revenue Growth 0.093 |
The market value of Republic Bancorp is measured differently than its book value, which is the value of Republic that is recorded on the company's balance sheet. Investors also form their own opinion of Republic Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Republic Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Republic Bancorp's market value can be influenced by many factors that don't directly affect Republic Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Republic Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Republic Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Republic Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.